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Unlike many other things we tend to hoard around on our travels, a comprehensive travel insurance policy for your trip to Canada is a non-negotiable, must-pack item.
While each travel insurance policy will offer different premiums for higher or lower coverage, some common protections you can expect in your travel insurance policy include:
Having a comprehensive Canada travel insurance could be worthless if your insurance claims are rejected due to exclusions. As with any insurance policy, it’s important to look out for all exclusions listed in your policy’s Product Disclosure Statement (PDS).
Your Canada travel insurance claim will typically not be paid if:
Travel insurance in Canada can cost as low as just $4 per day. Compare that to the fact hospital charges can escalate to $1,000-$2,000 for foreigners, getting cover is a no-brainer.
Overall, Canada is a safe travel destination with the majority of hospitals and medical clinics offering an excellent standard of care, but accidents can happen anywhere, especially if you're enjoying Canada's great outdoors and hiking in the mountains or skiing down the slopes.
Without travel insurance, you could be sorely unprepared for the full payment that will be required before receiving appropriate medical attention. In the worst case scenario, you may even have to cut your trip short after being left out of pocket by an unexpected injury or illness, taking home more than you bargained for with additional lost deposits and cancellation fees.
With comprehensive travel insurance, you’ll be able to enjoy the magnificence of Canada with an easy peace of mind, being covered for both medical emergencies and any additional costs if you have to reschedule.
Back to topHealth insurance is a compulsory requirement for all working holiday permit holders in Canada. Upon entering Canada, you will be asked to show proof of your health insurance for the entire duration of your intended stay. So if you intend to stay for two years but only have enough health insurance for one year, you will only be able to receive a visa valid to last 12 months.
“But can’t I just get a cheaper Canadian health insurance when I get there?”
Repatriation coverage is included in your health insurance during your working holiday, which leaves Canadian health insurance out of the question. Plus with the added benefits of being covered for extra things such as lost or damaged luggage and cancellation costs for those extra weekend trips away, why wouldn’t you pick a comprehensive travel insurance policy?
Comparing travel insurance policies doesn’t have to be a pain. Use finder.com.au to easily compare Canada travel insurance policies to match your budget and your needs to ensure a smooth start to your working holiday in Canada.
Back to topCanada is one of the top destinations in the world for skiing enthusiasts with your choice of marked runs, alpine bowls and glaciers in multiple provinces. But before you pack your snow gear and rush over to carve down your favourite mountains, have you considered what you would do if you were wiped out on a slope or in the event of a piste closure?
If you are headed to conquer the miles of snow outstretched in Canada, a ski insurance policy could save you multiple headaches and your hard-earned savings with coverage for things such as:
Find out more of the benefits of Ski Travel Insurance
Back to topIf you find yourself in an emergency in Canada, some of helpful contacts include:
Canada is a beautiful country but with its large size and countless sights to take in, it can feel a little overwhelming. Luckily, the locals are known for their friendliness and English is the official language, which means that you are bound to have no trouble finding your way around the local gems.
Here are some tips to help get you started:
Find out the best way to take your travel money to Canada
Back to topQ. How much travel insurance do I need?
Q. When should I buy my travel insurance?
Q. How do I know if I have a ‘pre-existing medical condition’?
Q. Can I include my partner or my children under the same policy?
Q. Where can I compare policies?
Canada is a prime destination for Australian travellers with a wide array of explorations on offer. Whether you’re headed to hike in British Columbia, off to ski the slopes at Whistler or explore the historic French sights of Quebec, a comprehensive Canada travel insurance will give you invaluable peace of mind for whatever adventure you choose to take on in the land of the maple leaf.
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We are looking for exemptions regarding alcohol consumption. Some policies indicate that more than one drink can make the policy null and void.
Hi Patti,
Thanks for your question. Unfortunately, finder.com.au is a comparison service and not an insurer. Generally, if the alcohol lead to the event for which you’re making a claim, the claim will not be paid. Conditions vary from insurer to insurer, so check your PDS.
I hope this was helpful,
Richard