Queenslanders Credit Union Business Visa Credit Card

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Manage your business spending and save with a low interest rate with the Queenslanders Credit Union Business Visa credit card.

The Queenslanders Credit Union Business Visa Credit Card is suited to cardholders who want to take care of their business cash flow without forking out expensive card fees. It charges a competitive 13.2% p.a. interest rate on purchases and a $90 annual fee.


Product NameQueenslanders Credit Union Business Visa Credit Card
Rewards ProgramRewarder Rewards Program
Purchase rate (p.a.) 13.20% p.a.
Annual fee$90 p.a.
Interest Free Period
The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date.
Up to 55 days on purchases
Cash advance rate (p.a.)13.20% p.a.
Min credit limit
This is the lowest credit limit you can be granted. It is possible to request a higher credit limit but not a lower one than this figure.
Card TypeVisa
Complimentary Travel InsuranceNo
Minimum Age18 years of age
Available To Temporary ResidentsNo
Annual fee$90 p.a.
Minimum Monthly Repayment3% of the outstanding balance or $20, whichever is greater
Overseas ATM Withdrawal Fee$4
Gambling Transactions AllowedNo
Additional Cardholder Fee$0
Rewards ProgramRewarder Rewards Program
Rewards Points per $ spent (VISA/MC)1
Rewards Points per $ (VISA/MC) Cap10,000

Benefits of the Queenslanders Credit Union Business Visa Mastercard

  • Low interest rates. This card charges 13.2% p.a. on both purchases and cash advances.
  • Rewarder Business program. You can earn 1 point per $1 spent and then redeem your points for credit back to your account when shopping at any EFTPOS terminal in Australia.
  • Free additional cards. You can request multiple additional cards for your business partners or staff at no additional cost. Each card can be set with its own spending limits and you will receive statements for both overall business and individual spending.

Rates, fees and other features of the Queenslanders Credit Union Business Visa

  • Annual fee. This card charges a $90 annual fee.
  • Interest-free days. If you pay your balance in full by the statement due date, you can save with up to 55 interest-free days on purchases.

How to apply for the Queenslanders Credit Union Business Visa

You can apply for the Queenslanders Credit Union Business Visa Credit Card online, but you'll need to meet the eligibility criteria and provide the necessary information to complete the application:

Eligibility requirements

  • ABN. This card is only available to companies, partnerships or sole traders with an ABN.
  • Residency. You are an Australian citizen or permanent Australian resident.
  • Credit history. You'll need to have a good credit history with no evidence of bankruptcy.
  • Age. This card is only available to applicants who are at least 18 years of age.

Important documents and information

  • Personal information. Including your full name, date of birth, residential status, marital status, number of dependents and contact details.
  • Business information. This includes your business name, ABN, tax file number and details of your additional cardholders.
  • Proof of identification. Such as your Australian drivers licence, Medicare card or passport.
  • Finances. You'll need to include your after tax income, the frequency of your income as well as details regarding any assets or liabilities.
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