Finally, some good news! Travel is picking up, so some insurers have started offering cover again.
Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.Travel insurance is important for anyone to have, but when you head off overseas on your own or with other like-minded nomads, there are lots of things that can go wrong when you venture away from the normal tourist routes.
This guide looks at World Nomads Travel Insurance; insurance designed with the independent world traveller in mind. It summarises the various levels of cover for overseas medical treatment, theft or damage to belongings, trip cancellation and personal liability, as well as World Nomads’ unique optional covers such as adventurous activities and protection for expensive photographic equipment.
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Applying for World Nomads Travel Insurance is a straightforward procedure. After comparing the policies and levels of cover and deciding which best fits your needs, you can obtain a quote from the World Nomads website in just a few clicks. Follow these easy steps:
Simply enter the fields in the featured box on their home page, choosing:
Once you've entered your details, click Get a Price
1. Scroll down to the bottom of the page and enter your finder.com.au code.
2. Click Apply and the discount will be applied!
3. Scroll back up and choose between two policies:
Benefits and drawbacks of each:
Click the Select button below your chosen policy.
For an additional charge, you can add your important possessions into the policy so that you are covered without any depreciation being applied.
Under "High Value Items" simply:
If you'll be doing any adventure activities, make sure you add them in because they may not be covered otherwise.
Under "Make sure you're covered for all your adventures" simply:
Here's where you will enter your personal information:
Make sure you read the product disclosure statement and then agree to the terms and conditions. Then click "Continue to payment".
On this page you will have a payment summary of the policy you have choses, any extras you have added and the total cost. Once you are happy with the quote, enter your payment details.
You'll need to enter the following pieces of info:
Once you're done filling this out, click Buy Now and you're all done!
World Nomads Travel Insurance is flexible travel cover for independent world travellers. With a choice of Standard or Explorer Plans, it covers:
World Nomad values world travel and adventure seeking, so all policies automatically include special benefits for "adventure, work, study and volunteer". These include certain adventure sports and work-abroad activities that other insurers might charge more for. You can also buy extra cover for a wide variety of adventure sports that aren't automatically provided with the policy. These activities include trekking, scuba diving, skiing, boarding, mountain biking and many more.
World Nomads operates out of several countries including Australia, the UK, the United States and Canada. In Australia, World Nomads insurance is managed by Cerberus Special Risks (Cerberus) and underwritten by certain underwriters at Lloyd's.
World Nomads Travel Insurance has a lot to offer the world traveller. Some of their many advantages include:
World Nomads has made claiming easy in an effort to ensure you get paid as quickly as possible. They have worded their policies clearly to avoid any confusion and their Help Desk is always there if you have questions or need help with your claim.
To claim online, even when you are overseas, simply go to the Claims page and enter your member login and password to begin the claims process. You can also call World Nomads in Australia on 1300 787 375 or from overseas on 61 2 82630400.
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