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ING International Fees

Got an ING credit card or debit card? Here's how you can get 0% international transaction fees.

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A lot of credit cards and debit cards charge international transaction fees when you use them overseas – including when you shop online with international businesses. This typically costs you 2% to 3% on top of what you've spent.

ING gives you a way to save on this cost, with 0% foreign transaction fees if you meet the account requirements and have an Orange Everyday transaction account, Orange One Low Rate credit card or Orange One Rewards Platinum credit card.

How can I save with 0% foreign transaction fees?

ING usually charges a 3% international transaction fee and an overseas ATM withdrawal fee of $5.00. To save with 0% foreign transactions fees, you just need to deposit at least $1,000 from an external source (such as a salary) into your Orange Everyday account and make at least 5 eligible card purchases monthly to have the international transaction fee rebated.

Just remember that if you're using an ING credit card, the cash advance fee of 3% of transaction amount or $3 (whichever is greater) will still apply when you use your credit card to make overseas ATM withdrawals.

Compare ING credit cards

1 - 2 of 2
Name Product Interest-free period Cash advance rate Purchase rate p.a. Annual fee
ING Orange One Low Rate
Up to 45 days on purchases
11.99% p.a.
Keep costs low with $0 annual fee and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
ING Orange One Rewards Platinum
Up to 45 days on purchases
16.99% p.a.
Enjoy up to $30 cashback per month and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.

Compare up to 4 providers

Compare ING debit cards

1 - 1 of 1
Name Product Contactless Payments Instant Payments ATM Withdrawal Fee Monthly account fee
ING Orange Everyday Account
Google Pay, Apple Pay
Osko, PayID
Earn 1% cashback on your utility bills when you pay using your ING Orange Everyday Account (T&Cs apply).
$0 monthly account fees.
Enjoy $0 international transaction fees and 5 rebated ATM withdrawals per month when you deposit $1000 and make 5+ card purchases per month. Get a competitive ongoing variable bonus rate when linked with the ING Savings Maximiser.

Compare up to 4 providers

Does ING offer a travel card?

No, ING does not have a dedicated travel money card. But you could use your ING debit card or credit card overseas instead, with worldwide acceptance through the Visa network.

If you qualify for the 0% international transaction fees on your ING card, it is similar to the features you'd get with a travel card anyway.

This feature was first launched by ING in November 2017 as a response customers' increased international spend. Within the 3 years before this feature was launched, ING customers were spending 17% more overseas.

ING Australia's then-head of retail banking, Melanie Evans, said at the time: "We introduced no domestic ATM fees for qualifying Orange Everyday account customers in 2009. Fast forward to 2017 and we're taking it a step further for our customers who are now spending more internationally."

Want to compare other financial products with no foreign transaction fees? Check out our comparisons of credit cards with no international transaction fees and debit cards with no foreign transaction costs to get started.

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2 Responses

  1. Default Gravatar
    SeanJuly 12, 2018

    I am looking for a Visa / MC debit card similar to the above.

    Can you please advise?



    • Default Gravatar
      NikkiJuly 13, 2018

      Hi Sean,

      Thanks for leaving a question on our page.

      Here’s the page for other 0 foreign transaction fee debit cards. You can use our table to find the card that suits you. There’s also a separate table for debit cards with no overseas ATM withdrawal fee.

      Once you have chosen a particular card, you may then click on the “Go to site” button and you will be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.

      Hope this helps!


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