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Pay no international ATM and transaction fees with an ING card

ING credit card and transaction account holders can shop overseas without the extra cost.

Updated

Fact checked
Couple carrying shopping bags while walking through Florence.

ING customers with a Orange Everyday transaction account, Orange One Low Rate credit card and Orange One Rewards Platinum credit card can spend overseas without any additional charges. However, cardholders need to meet a spend requirement to take advantage of the 0% foreign transaction fees. Read on to learn how you can spend and avoid fees with ING.

How can I save with 0% foreign transaction fees?

ING usually charges a 2.5% international transaction fee and an overseas ATM withdrawal fee of $2.50. To save with 0% foreign transactions fees, customers need to deposit at least $1,000 from an external source (such as a salary) into their Orange Everyday account and make at least five card purchases monthly to avoid the overseas fee. If you're using an ING credit card, the cash advance fee of 3% of transaction amount or $3 (whichever is greater) will still apply if you use your credit card to make overseas ATM withdrawals.

This feature was first launched by ING in November 2017. This new feature was ING's response to its customers' increased international spend. Within the previous three years, ING customers were spending 17% more overseas.

"We introduced no domestic ATM fees for qualifying Orange Everyday account customers in 2009. Fast forward to 2017 and we're taking it a step further for our customers who are now spending more internationally," said ING Australia's head of retail banking Melanie Evans at the time.


Compare ING credit cards

Data indicated here is updated regularly
Name Product Interest-free period Cash advance rate Purchase rate Annual fee
ING Orange One Low Rate
Up to 45 days on purchases
11.99% p.a.
11.99% p.a.
$0
Keep costs low with $0 annual fee and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
ING Orange One Rewards Platinum
Up to 45 days on purchases
16.99% p.a.
16.99% p.a.
$149
Enjoy up to $30 cashback per month and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
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Want to compare other financial products with no foreign transaction fees? Check out our comparisons of credit cards with no international transaction fees and debit cards with low foreign transaction costs to get started.

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2 Responses

  1. Default Gravatar
    SeanJuly 12, 2018

    HI,
    I am looking for a Visa / MC debit card similar to the above.

    Can you please advise?

    Thanks

    Sean

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