SouthWest Credit Union home loans

South West Credit Union is able to offer alternatives to the big banks when looking for a home loan.

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South West Credit Union

On this page you can find information about Southwest Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare SouthWest Credit Home Loans

Rates last updated December 10th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
4.00%
4.11%
$0
$350 p.a.
80%
4.60%
4.71%
$0
$350 p.a.
80%
4.31%
4.33%
$600
$0 p.a.
90%

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Southwest Credit Union lender profile

  • South West Credit is a member-owned financial institution in operation since 1964.
  • They are based in Warrnambool, Victoria. They support a school banking program and other community initiatives.
  • South West Credit Union offers car and personal loans, business finance and savings and transaction accounts.

How do I apply for a Southwest Credit Union mortgage?

If you'd like to apply for a home loan from Southwest Credit Union, please contact the lender directly.

Eligibility

Each Southwest Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Southwest Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

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