HSBC Home Loans

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HSBC

Find everything you need to know about HSBC home loans on this page.

Skip ahead to the full table of products or read more about HSBC home loans below.

Compare HSBC home loans

Compare HSBC home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to go to HSBC's website for the selected home loan.

Rates last updated August 21st, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.27%
3.28%
$0
$0 p.a.
90%
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
3.79%
5.42%
$600
$0 p.a.
90%
3.29%
4.68%
$600
$0 p.a.
90%

Compare up to 4 providers

HSBC lender profile

  • HSBC is the fourth largest bank in Australia and one of the largest in the world with operations in 25 other nations
  • HSBC offers home loans, personal loans, credit cards, savings accounts, insurance products and other banking products and services.
  • The lender offers home loans for owner-occupiers and investors wanting to buy or build property.

HSBC mortgage features

HSBC has multiple home loans for investors and owner occupiers, with fixed and variable rates.

FeatureDetails
Deposit sizeYou can borrow up to 90 or 95% with some HSBC mortgages.
Offset accountThe HSBC Variable Rate Home Loan comes with a 100% offset account when fixing rates for one year.
Redraw facilityThe HSBC Home Value loan offers fee-free redraw facility.
Relationship managerHSBC offers a relationship manager to help you complete the mortgage application process. The lender also has online chat support.

How do I apply for a HSBC mortgage?

You can learn more about a specific HSBC mortgage by clicking through to that product's review page. Clicking "Go to site" on the HSBC comparison table will take you through to the lender's website.

Eligibility

Each HSBC product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with HSBC you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.09% p.a. and a 3.09% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

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