HSBC Home Loans

Buy your home or investment property with help from an experienced international lender.

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Find everything you need to know about HSBC home loans on this page.

Skip ahead to the full table of products or read more about HSBC home loans below.

Compare HSBC home loans

Compare HSBC home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to go to HSBC's website for the selected home loan.

Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
HSBC Fixed Rate Home Loan Package
$390 p.a.
$3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply.
HSBC Home Value Loan
$0 p.a.
$3,288 refinance cashback offer
This competitive variable rate loan is available for borrowers with 30% deposits. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply.
HSBC Home Value Loan
$0 p.a.
A competitive value home loan with no ongoing fee.

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HSBC lender profile

  • HSBC is the fourth largest bank in Australia and one of the largest in the world with operations in 25 other nations
  • HSBC offers home loans, personal loans, credit cards, savings accounts, insurance products and other banking products and services.
  • The lender offers home loans for owner-occupiers and investors wanting to buy or build property.

HSBC mortgage features

HSBC has multiple home loans for investors and owner occupiers, with fixed and variable rates.

Deposit sizeYou can borrow up to 90 or 95% with some HSBC mortgages.
Offset accountThe HSBC Variable Rate Home Loan comes with a 100% offset account when fixing rates for one year.
Redraw facilityThe HSBC Home Value loan offers fee-free redraw facility.
Relationship managerHSBC offers a relationship manager to help you complete the mortgage application process. The lender also has online chat support.

How do I apply for a HSBC mortgage?

You can learn more about a specific HSBC mortgage by clicking through to that product's review page. Clicking "Go to site" on the HSBC comparison table will take you through to the lender's website.


Each HSBC product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with HSBC you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • HSBC Fixed Rate Home Loan Package Review

    HSBC Fixed Rate Package loan comes with discounts off the lender's standard interest rates as well as some of the fees and charges.

  • HSBC Variable Rate Home loan

    The variable interest rate home loan is a popular option with Australian home buyers and the HSBC variable rate home loan has a range of competitive features which could suit your needs.

  • HSBC Fixed Rate Home Loan Review

    HSBC offers a good range of features and options on their fixed rate home loan.

  • HSBC Home Value Loan

    This HSBC home loan gives you flexibility, a low rate and minimal fees. You can get it with a 10% deposit.

Home Loan Offers

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