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HSBC Home Loans

Buy your home or investment property with help from an experienced international lender.

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Find everything you need to know about HSBC home loans on this page.

Skip ahead to the full table of products or read more about HSBC home loans below.

Compare HSBC home loans

Compare HSBC home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to go to HSBC's website for the selected home loan.

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
HSBC Fixed Rate Home Loan - 2 Year Fixed Rate LVR 80% or below (Owner Occupier, P&I)
2.09%
2.98%
$0
$0 p.a.
80%
Lock in a competitive fixed rate for 2 years and buy your home with a 20% deposit.
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
2.59%
2.60%
$0
$0 p.a.
80%
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
HSBC Home Value Loan - Promotional Offer LVR 90% (Owner Occupier, P&I)
2.69%
2.70%
$0
$0 p.a.
90%
A competitive value home loan with no ongoing fee.
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HSBC lender profile

  • HSBC is the fourth largest bank in Australia and one of the largest in the world with operations in 25 other nations
  • HSBC offers home loans, personal loans, credit cards, savings accounts, insurance products and other banking products and services.
  • The lender offers home loans for owner-occupiers and investors wanting to buy or build property.

HSBC mortgage features

HSBC has multiple home loans for investors and owner occupiers, with fixed and variable rates.

FeatureDetails
Deposit sizeYou can borrow up to 90 or 95% with some HSBC mortgages.
Offset accountThe HSBC Variable Rate Home Loan comes with a 100% offset account when fixing rates for one year.
Redraw facilityThe HSBC Home Value loan offers fee-free redraw facility.
Relationship managerHSBC offers a relationship manager to help you complete the mortgage application process. The lender also has online chat support.

How do I apply for a HSBC mortgage?

You can learn more about a specific HSBC mortgage by clicking through to that product's review page. Clicking "Go to site" on the HSBC comparison table will take you through to the lender's website.

Eligibility

Each HSBC product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with HSBC you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • HSBC Premier Fixed Rate Home Loan Review

    HSBC offer Premier products that come with discounts off their standard interest rates as well as some of the fees and charges.

  • HSBC Variable Rate Home loan

    The variable interest rate home loan is a popular option with Australian home buyers and the HSBC variable rate home loan has a range of competitive features which could suit your needs.

  • HSBC Fixed Rate Home Loan Review

    HSBC offers a good range of features and options on their fixed rate home loan.

  • HSBC Home Value Loan

    This HSBC home loan gives you flexibility, a low rate and minimal fees. You can get it with a 10% deposit.

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

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