Borrowing power calculator

Wondering how much can I borrow? Get an estimate before you apply for a home loan.

The calculator below lists a range of competitive home loan rates from lenders big and small. You can input a loan amount and see how much your repayments will be. Below the table there is a calculator that lets you estimate your borrowing power.

Compare home loans rates from lenders across the market

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1 - 20 of 57
Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositInvestment
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositInvestment
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.95%
Comp. Rate p.a.6.33%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.95%
Comparison Rate
6.33%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$896
Macquarie Bank logo
Principal & Interest40% min. depositInvestment
Macquarie Bank logo
Principal & Interest40% min. depositInvestment
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.34%
Comp. Rate p.a.6.36%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.36%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$934
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupierOffset account
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupierOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.14%
Comp. Rate p.a.6.39%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.14%
Comparison Rate
6.39%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$914
Easy Street logo
Interest only 2Y Fixed20% min. depositInvestmentOffset accountSpecial
Easy Street logo
Interest only 2Y Fixed20% min. depositInvestmentOffset accountSpecial
Go to site
Product NameEasy Street Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Interest Only
Interest Rate p.a.5.79%
Comp. Rate p.a.6.04%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
5.79%
Comparison Rate
6.04%
Fees
Application: $500
Ongoing: $0 p.a.
Monthly Payment
$881
Go to site
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Macquarie Bank logo
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.79%
Comp. Rate p.a.6.10%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.79%
Comparison Rate
6.10%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$881
Qantas Money logo
Principal & Interest10% min. depositOwner-occupier
Qantas Money logo
Principal & Interest10% min. depositOwner-occupier
Product NameQantas Money Variable Home Loan
Interest Rate Typevariable
Repayment Type Principal & Interest
Interest Rate p.a.6.13%
Comp. Rate p.a.6.19%
Minimum Loan Amount$300,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.13%
Comparison Rate
6.19%
Fees
Application: $345
Ongoing: $0 per month
Monthly Payment
$913
Points offer
Earn 100,000 Qantas Points every year for the life of your loan. Plus, for a limited time, receive a $1,000 Qantas Hotels & Holidays voucher for new loans $500,000 or more. Submit before 3 Dec 2024. Eligibility criteria, T&Cs apply.
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositInvestment
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositInvestment
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.85%
Comp. Rate p.a.6.23%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.85%
Comparison Rate
6.23%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$886
Newcastle Permanent logo
Principal & Interest20% min. depositOwner-occupierOffset account
Newcastle Permanent logo
Principal & Interest20% min. depositOwner-occupierOffset account
Product NameNewcastle Permanent Real Deal Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.99%
Comp. Rate p.a.6.03%
Minimum Loan Amount$150,000
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableYes
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
6.03%
Fees
Application: $595
Ongoing: $0 p.a.
Monthly Payment
$900
More Info
Qantas Money logo
Principal & Interest 1Y Fixed10% min. depositOwner-occupier
Qantas Money logo
Principal & Interest 1Y Fixed10% min. depositOwner-occupier
Product NameQantas Money Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.94%
Comp. Rate p.a.6.18%
Minimum Loan Amount$300,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.94%
Comparison Rate
6.18%
Fees
Application: $345
Ongoing: $0 p.a.
Monthly Payment
$895
Points offer
Earn 100,000 Qantas Points every year for the life of your loan. Plus, for a limited time, receive a $1,000 Qantas Hotels & Holidays voucher for new loans $500,000 or more. Submit before 3 Dec 2024. Eligibility criteria, T&Cs apply.
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Macquarie Bank logo
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.69%
Comp. Rate p.a.6.04%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.69%
Comparison Rate
6.04%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$871
Qantas Money logo
Principal & Interest10% min. depositInvestment
Qantas Money logo
Principal & Interest10% min. depositInvestment
Product NameQantas Money Variable Home Loan
Interest Rate Typevariable
Repayment Type Principal & Interest
Interest Rate p.a.6.34%
Comp. Rate p.a.6.41%
Minimum Loan Amount$300,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.41%
Fees
Application: $345
Ongoing: $0 p.a.
Monthly Payment
$934
Points offer
Earn 100,000 Qantas Points every year for the life of your loan. Plus, for a limited time, receive a $1,000 Qantas Hotels & Holidays voucher for new loans $500,000 or more. Submit before 3 Dec 2024. Eligibility criteria, T&Cs apply.
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupierOffset account
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupierOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.19%
Comp. Rate p.a.6.44%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.44%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$919
Macquarie Bank logo
Principal & Interest40% min. depositInvestmentOffset account
Macquarie Bank logo
Principal & Interest40% min. depositInvestmentOffset account
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.34%
Comp. Rate p.a.6.59%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.59%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$934
Newcastle Permanent logo
Principal & Interest 2Y Fixed20% min. depositOwner-occupierSpecial
Newcastle Permanent logo
Principal & Interest 2Y Fixed20% min. depositOwner-occupierSpecial
Product NameNewcastle Permanent Premium Plus Package Fixed Rate
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.49%
Comp. Rate p.a.7.65%
Minimum Loan Amount$0
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableYes
Extra Repayments Yes
Interest Rate
5.49%
Comparison Rate
7.65%
Fees
Application: $0
Ongoing: $395 p.a.
Monthly Payment
$852
Qantas Money logo
Principal & Interest 2Y Fixed10% min. depositInvestment
Qantas Money logo
Principal & Interest 2Y Fixed10% min. depositInvestment
Product NameQantas Money Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.19%
Comp. Rate p.a.6.38%
Minimum Loan Amount$300,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.38%
Fees
Application: $345
Ongoing: $0 p.a.
Monthly Payment
$919
Points offer
Earn 100,000 Qantas Points every year for the life of your loan. Plus, for a limited time, receive a $1,000 Qantas Hotels & Holidays voucher for new loans $500,000 or more. Submit before 3 Dec 2024. Eligibility criteria, T&Cs apply.
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupier
Macquarie Bank logo
Principal & Interest40% min. depositOwner-occupier
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.14%
Comp. Rate p.a.6.16%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.14%
Comparison Rate
6.16%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$914
Macquarie Bank logo
Principal & Interest 2Y Fixed30% min. depositOwner-occupier
Macquarie Bank logo
Principal & Interest 2Y Fixed30% min. depositOwner-occupier
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.69%
Comp. Rate p.a.6.08%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.69%
Comparison Rate
6.08%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$871
Qantas Money logo
Principal & Interest 2Y Fixed10% min. depositOwner-occupier
Qantas Money logo
Principal & Interest 2Y Fixed10% min. depositOwner-occupier
Product NameQantas Money Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.64%
Comp. Rate p.a.6.10%
Minimum Loan Amount$300,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.64%
Comparison Rate
6.10%
Fees
Application: $345
Ongoing: $0 p.a.
Monthly Payment
$866
Points offer
Earn 100,000 Qantas Points every year for the life of your loan. Plus, for a limited time, receive a $1,000 Qantas Hotels & Holidays voucher for new loans $500,000 or more. Submit before 3 Dec 2024. Eligibility criteria, T&Cs apply.
Macquarie Bank logo
Principal & Interest20% min. depositInvestment
Macquarie Bank logo
Principal & Interest20% min. depositInvestment
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.45%
Comp. Rate p.a.6.48%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.45%
Comparison Rate
6.48%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$945
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupier
Macquarie Bank logo
Principal & Interest20% min. depositOwner-occupier
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.19%
Comp. Rate p.a.6.21%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.21%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$919
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Showing 20 of 57 results

Finder's borrowing power calculator can help you get a quick estimate of how much you may be eligible to borrow for your home loan. Just enter a few details about your income, debts and expenses (rough figures are fine) and we'll give you an estimate.

You may not have a specific home loan in mind yet, and if that's the case, you can enter a hypothetical interest rate (around 2.5% is fairly standard at the moment) and loan amount, based on your own borrowing situation. If you need a clearer idea of current home loan interest rates, check out the rates in the table below the calculator as a guide.

Please note that this calculator provides very rough estimates and Finder is not a mortgage lender. It's a good idea to use multiple borrowing power calculators to get a better understanding of what you might be able to borrow. And if you need more help you can also talk to a professional mortgage broker.

How to use the borrowing capacity calculator

Finder's borrowing power calculator is very easy to use. Just enter the following details, and if you're not sure just put in an estimate:

  • Term. This is the length of the home loan. Most people pick between 25 and 30 years (choose 30 if you're not sure about this for now).
  • Interest rate. The home loan interest rate determines your repayment costs. If you're not sure, pick a rate from the loans table on this page.
  • Application type. Pick single application if you're on your own and joint if you're applying as a couple.
  • Income. The calculator asks for gross income, meaning how much you earn before tax and other expenses.
  • Expenses. Put in an estimate of your monthly debt payments. There's no expenses field but you can put an estimate of your monthly spending in the "other loans" field.
  • Dependents. If you have any children under the age of 18 put the number of children in this field.

The results

The result includes an estimate of how much a lender may be willing to lend you, plus a breakdown of what that looks like as monthly repayments. And then it gives you the total interest you will end up paying on top of the loan amount itself.

How much can I borrow and how big should my deposit be?

Your deposit size is an important factor in determining your actual borrowing power, depending on how a lender calculates borrowing capacity.

Having a larger deposit relative to the amount you can borrow helps your chances of getting a loan approved. However, many lenders will approve your loan if you have just a 5% deposit saved.

But if you can save up to 20% you will be in a better position to borrow money. Borrowers with low deposit home loans (under 20%) usually have to pay lenders mortgage insurance, which can add thousands to their borrowing costs.

Learn how to figure out your deposit size

Remember that you also need to account for other costs when purchasing a home, which can include:

How to choose an amount you can repay in just 15 years

Max Phelps, founder of Golden Eggs and creator of the FIVE 2 Money Diet

Max Phelps, money coach and author

Max Phelps says it's possible to pay off your home loan is half the time of a standard 30-year loan, and it all starts with borrowing the ideal amount.

"Pick a purchase price you can dominate, by borrowing well within your means," he advises.

"Banks assess your borrowing using an 'assessment rate' of over 5%, which means they make sure you can afford the repayments based on a 5% interest rate. So if you're only paying 2-2.5%, you should be able to pay off the loan – or build an offset up with savings to match the [outstanding] loan amount – in 15 years, should interest rates stay low for that long."

He suggests you use an online calculator and set the loan term to 15 years, the interest rate to current advertised rates and look for the loan amount that represents no more than half your net income.

For instance, based on your income, you might be eligible to borrow $950,000 over 30 years. But if you nudge the loan term down to 15 years, your borrowing power shrinks to $640,000.

This means you could:

  • Buy a property worth around $700,000
  • Using a 10% deposit of $70,000
  • Take out a 30-year loan
  • Make extra repayments every single month, equal to the amount you'd pay on a 15-year loan.

By following this strategy, you'll own the home outright in half the time.

"If interest rates do go up in future, you'll be grateful for every extra dollar you put in while they were low," Phelps adds, "because you'll have built up a buffer to help you cope with the increased cost of your mortgage."

Can I boost my borrowing capacity?

You should never try to borrow more than you can comfortably afford to repay. But every lender has their own idea of how much money they can lend you. So taking some simple steps to increase your borrowing capacity is not a bad idea.

Here are some quick tips:

  • Save a bigger deposit. The more you have saved the stronger your position. A good savings history will also tell a potential lender that you're likely to be able to keep up with regular repayments. If you're a first home buyer you may be entitled to the First Home Owners Grant (FHOG) which can form part of your deposit.
  • Sort out your debts before applying. Debts count against your borrowing power, especially high-interest debts. You don't need to instantly pay off all your debts (you don't want to deplete your deposit savings) but making regular repayments to reduce them is essential.
  • Cut back on your spending. A few months of careful spending will make you a stronger applicant. Draw up a budget and examine areas where you can cut back.
  • Talk to multiple lenders. Every lender will give you a different borrowing power estimate based on their own set of criteria and policies. It's a good idea to look at multiple options (don't apply, just enquire) as the difference between lenders can be tens of thousands of dollars.

Read our full guide on how to increase your borrowing capacity

I've got a good sense of my borrowing power - what's my next step?

Once you have a clear idea of your borrowing capacity it's time to look at your deposit, start searching for properties and research your home loan options.

The home buying process is unique for every buyer. The steps below can guide you but you don't have to follow them in any strict order. For example, you may already have decided on your lender or saved your deposit.

  • Work out your budget. With a clear idea of your borrowing power you can determine a realistic borrowing amount for you (even if a lender says they'll lend you $900,000 you may not be prepared to spend anywhere near that much). Think about how big your deposit can realistically be and factor in other costs like stamp duty.
  • Your deposit. Building a deposit is the key to getting a loan. You can get a home loan with a low deposit (at least a 5% deposit), though saving 20% is going to give you access to more loans and a larger loan amount. Your deposit, along with your borrowing power, ultimately determine your loan size.
  • Property search. With your price range and deposit in mind you can start looking for properties with a more accurate sense of what's realistic for you. Narrow down your suburbs and the type of property you're looking for. Go online to see listings, track sales in a property search app and start going to open inspections to see places for yourself.
  • Compare mortgages. You always want a loan with a low interest rate. And you need to decide whether you're looking for a fixed rate or a variable rate loan. It's worth looking at several lenders before applying with one (some lenders may be reluctant to lend in certain postcodes if you're buying a unit, for example).

If you need more help getting a home loan you can also have a free chat with a professional mortgage broker.

More questions

Do lenders publish their borrowing capacity calculation methods?

Every lender calculates things like your expenses differently, although they often use the same basic method. This means every lender gives you a different borrowing amount when you use their calculators.

Unfortunately banks keep their lending criteria a secret from borrowers. This means that while some borrowers can qualify for a loan, other borrowers might not qualify, even though they might look as promising as the other candidate.

Will my credit score affect my borrowing power?

One factor that isn't captured in a borrowing capacity calculator is your credit score. But when it comes to the application then your lender will look at this too. That's why it's a good idea to check your credit score before you apply.

What do I need in order to actually apply for a home loan?

Once you reach the home loan application stage you will need to gather some information about yourself, your finances and the property you are buying. You can check out our detailed guide on preparing home loan application documents, but in general you will need:

  • ID documents
  • Recent bank statements or other proof of income
  • The address of the property you're buying
  • Information about your assets and debts
Richard Whitten's headshot
Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

Richard's expertise
Richard has written 558 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips
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