Bank Australia Credit Cards
Choose from a $0 annual fee, a low rate or platinum rewards visa card from Bank Australia.
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Amy Bradney-GeorgeUpdated
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Banking with Bank Australia comes with a number of benefits, and here’s what you can look forward to as a Bank Australia member:
Bank Australia is 100% owned by customers. This means the bank can put profits back into providing better rates and lower fees for members.
Bank Australia members who reside in New South Wales, Victoria, Queensland, South Australia, and ACT can get in touch with a Bank Australia representative over the phone at any time of the day or night.
In keeping up with changing times, Bank Australia gives you access your account information over the internet, through its online and mobile banking platforms. You can turn online to change personal details, view transaction history, and make payments.
When you bank with Bank Australia, you know that you’re part of an initiative aimed at giving back to society. It has a Conservation Reserve designed to help protect endangered species and offset the bank's environmental impact. It also invests a portion of profits in projects that address social issues through the Bank Australia Impact Fund.
You can now use your smartphone or compatible device to make contactless payments at the terminal when you link your Bank Australia credit card to Apple Pay, Samsung Pay or Google Pay.
Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.
You can find frequently asked questions about Bank Australia credit cards below. Contact us using the form at the bottom of the page if you still have a question about Bank Australia credit cards
Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio
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The Bank Australia Platinum Rewards Visa credit card rewards you with Qantas Points as you spend and up to 55 interest-free days on purchases.
Pay no annual fee and enjoy up to 55 interest-free days with the Bank Australia Visa credit card.
The Bank Australia Low Rate Visa credit card offers a low interest rate on both purchases and cash advances.
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What are they ways available to pay the monthly repayments and are there any fees on any of the ways ?
Hi Mike. Thanks for your question. You can pay this card from another account using BPAY, you can pay this card by cheque, in person at branch or you can pay this card at Australia Post. There may be a charge of a couple of dollars if you pay your card at Australia Post. Hope this helps. Jacob.
Any good cards $1000 to $2000 credit max?
Hi Tadeusz,
Thanks for your question.
Your credit limit will be set based on the financial information you provide in your application. You can request a credit limit, but the final say is up to the banks, they will assign a credit limit based on the limit they think you can service. You may refer to our comparison of credit cards to help you find a suitable card for you. You can select the “Go to Site” button of your preferred credit card to proceed with your application. You can also contact the provider if you have specific questions. A gentle reminder, please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.
I hope this helps.
Cheers,
Jacob
I have been with MECU for more than 25 yrs. I now have a Westpac Mastercard with $1200 owing. I have $20.000 credit. We are going overseas to USA in April and considering a credit card change. We own 2 homes 2 cars no dependents or debts. We are self funded seniors and I am a professional working part time can you advise please?
Hello Ronda,
Thanks for the question!
It may be useful to check out our page on overseas credit cards. You may check travel credit cards and find information about the types of international transaction fees you could stand to pay as well as what credit cards minimise these fees.
I hope this helps,
Marc