Bupa Travel Insurance Discounts and Coupon Codes December 2016

Are you a Bupa member? Get 15% off the cost of your next Bupa Travel Insurance policy

Bupa is one of the most trusted names in Australia when it comes to health insurance and now Bupa can take care of you both at home and abroad.

Better still, Bupa members can get 15% off their Bupa Travel Insurance premiums with the Bupa members only travel insurance discount.

Compare the cost of travel insurance using the promo codes below and get a better deal.

Bupa discount codes and coupons

Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

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Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

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Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

What policies are available from Bupa?

Super Plus

This plan provides the minimum cover for your journey if you’re travelling to the United States, Canada or Japan. You benefit from:

  • Unlimited medical expenses overseas
  • Dental expenses
  • Unlimited cover for cancelled or rescheduled travel
  • Resuming overseas travel
  • Cover for luggage and travel documents
  • Accidental death and disability
  • Personal liability
  • Rental car excess waiver

Super

This plan provides minimum cover for journeys to the UK, Europe, South America, Russia, Africa, India and the Middle East. You are covered for:

  • Unlimited medical expenses overseas
  • Dental expenses
  • Unlimited cancelled or rescheduled travel
  • Resuming overseas travel
  • Luggage and travel documents
  • Accidental death and disability
  • Personal liability
  • Rental car excess waiver

Standard

This plan provides minimum cover for travels to Asia, including Bali, and covers the following:

  • Medical and dental expenses overseas
  • Cancelled or rescheduled travel
  • Resuming overseas travel
  • Luggage and travel documents
  • Accidental death and disability
  • Liability
  • Rental car excess waiver

Economy

This option covers travel to New Zealand, the South Pacific Islands and Norfolk Island. You are covered for:

  • Medical and dental expenses overseas
  • Cancelled or rescheduled travel
  • Resuming overseas travel
  • Luggage and travel documents
  • Accidental death and disability
  • Liability
  • Rental car excess waiver

Australian

Suited to local travel, this plan does not provide medical or dental cover. Under the Australian plan, you are covered for:

  • Unlimited expenses for cancelled or rescheduled travel
  • Minor travel delays
  • Luggage and travel documents
  • Accidental death and disability
  • Liability
  • Rental car excess waiver

Pros and cons of travel insurance from Bupa

Pros

  • Underwritten by CGU Insurance Limited
  • Five policies available
  • Quotes available online or by phone
  • 24/7 emergency assistance hotline
  • Resume an interrupted trip
  • Extend policy if necessary
  • Frequent travellers can apply for multi-trip cover
  • International insurance available if you work overseas

Cons

  • Some pre-existing medical conditions excluded
  • Temporary visitors and non-residents not eligible for cover
  • No cover after the 24th week of pregnancy

How do I apply for Bupa Travel Insurance?

Here’s how to apply for one of Bupa’s travel insurance policies.

  • Compare policy options. Choose the plan that provides the best cover for your holiday at the best rate.
  • Get a quote. You can apply for a quote online or by phone.
  • Read the fine print. Different policies offer different levels of cover, so make sure that you understand the product disclosure statement (PDS) before agreeing to purchase a policy.
  • Look out for optional extras. If you need additional cover for specific items or equipment, check to see whether extra cover is available to upgrade your policy.

How do I make a claim with Bupa Travel Insurance?

If you have to file a claim from your policy, here’s how to get the process started.

  1. Get in touch. Contact CGU as soon as possible. The sooner you get in touch the more likely you are to get your claim paid.
  2. Provide documentation. Depending on the nature of your incident, you will be asked to provide supporting documentation including police and medical reports, statements from transport providers, receipts, proof of ownership, tickets and valuations.
  3. Cooperate. Be honest when providing information about the incident. A case manager will be assigned to your claim and will keep you updated on its progress. You will be informed about any excess payable when you file the claim.

Bupa FAQs

Here are a few frequently asked questions about Bupa’s travel insurance policies.

Q. When should I buy travel insurance?

  • A. The best time to purchase your policy is immediately after you confirm your travel booking. This means you will be insured if you have to cancel your plans.

Q. How is my premium calculated?

  • A. Determining factors include the duration of your trip, the policy you choose and whether it’s a single or doubles plan, as well any additional cover options.

Q. Can I use my Medicare card overseas?

  • A. No, your Medicare card does not cover you for overseas medical expenses. However, countries part of the Reciprocal Health Care Agreement (RHCA) allow Australians access to that country's healthcare system. <link to RHCA>

Q. Are pre-existing conditions covered by these policies?

  • A. Some pre-existing medical conditions are automatically covered. Otherwise, you’ll have to pay an additional premium to have your condition covered under the policy terms. Travellers aged 70 years and older are not covered for medical or medical-related losses.

Q. Can I cancel my Bupa policy if I’m not happy with it?

  • A. You have a 21-day cooling-off period during which you can cancel your policy. You will receive a full refund if you haven’t yet left on your trip or filed a claim.

Who is Bupa underwritten by?

  • A. Bupa’s travel insurance is underwritten by CGU Insurance Ltd.

Compare other travel insurance coupons on offer

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