Australians' Top Cruise Fears Revealed
...and how you can protect yourself
...and how you can protect yourself
Australians have long adored the relaxation and luxury of cruise holidays, and cruising is a more popular choice for Aussie travellers than ever before.
In fact, figures from the Cruise Lines International Association show that the number of Australians taking a cruise grew by 21 per cent in 2016 to reach a record 1,281,159 passengers. That’s one in 19 Australians – or 5.3% of the population – who cruised last year, the highest ratio in the world.
But not all of us are completely at ease with the thought of sailing the seven seas. In a May 2016 survey of 2,019 adults conducted by finder.com.au, we wanted to find the top travel fears that would stop Aussies from going on a cruise. From seasickness and food poisoning to pirates and even icebergs, the results revealed some surprising (and some not-so-surprising) details about what puts Australians off taking a cruise holiday.
|1||Getting food poisoning or gastro||37%|
|4||Getting sick or injured and having to be airlifted to hospital||22%|
|5||The ship sinking/running ashore||22%|
|6||Not being able to get off the boat||16%|
|9||Hitting an iceberg||12%|
|11||The cruise leaving without me||8%|
|Source: finder.com.au survey, May 2017|
What’s the number-one fear that would stop Australians taking a cruise holiday? Getting food poisoning or gastro. Following widespread media reports of severe gastro outbreaks on a number of cruise liners in recent years, it’s perhaps no surprise to see this fear top the list with 37% of respondents. In fact, tummy troubles are a major cause for concern for many travellers, with seasickness also finishing third on the list (33%).
The ship taking a battering from big storms (34%) was the second-biggest fear, while one in five (22%) listed getting sick or injured and having to be airlifted to hospital as a fear that would prevent them from cruising. The ship sinking or running aground, not being able to get off the boat and the threat of pirates all featured prominently as well.
However, the most surprising inclusion in the top 10 was hitting an iceberg, a fear nominated by 12% of those surveyed as a key factor that would prevent them taking a cruise. More than 100 years after the Titanic sank to the bottom of the North Atlantic, the fear of getting up close and personal with an iceberg is still at the forefront of our minds – it seems that Leonardo DiCaprio and Kate Winslet have a lot to answer for.
Of course, it’s not all doom and gloom for the cruise industry, with 26% of people surveyed saying nothing would prevent them from heading offshore. Almost a third of men (30%) said nothing would come between them and a cruise holiday, compared to just over a fifth (22%) of women.
These survey results make it clear that many of us have a few reservations about cruising – but should you let these fears stop you taking a cruise holiday?
The truth is that while accidents and unexpected mishaps do happen, the likelihood of anything going wrong and ruining your trip is actually quite low. Rather than letting anxiety and doubt interfere with your travel plans, taking some simple steps to prepare for your holiday can improve your chances of staying safe and healthy and enjoying a relaxing, stress-free getaway.
What should you do when going on a cruise holiday?
If any of the fears in our list are preying on your mind, buying cruise travel insurance could help put your mind at ease. Cruise travel insurance provides cover for an extensive range of events and risks, so let’s take a closer look at the top cruise fears and how travel insurance can help.
Food poisoning and gastro are Australia’s biggest cruising fears with over one in three (37%) survey respondents saying the threat of these nasty ailments would stop them from going on a cruise. There were 12 gastro virus outbreaks on cruise ships in 2016, and cruise ships have something of a reputation as a breeding ground for tummy bugs.
As an example, when the Sun Princess docked in Brisbane in August 2017, more than 90 people on board had been struck down by gastro. This followed two separate outbreaks on the Sun Princess earlier in the year, with 140 passengers struck down by norovirus in February and 100 more battling the same virus on board in January.
The thought of battling a tummy bug while on a ship being tossed about by an angry sea certainly turns the stomach, and it’s enough to put many people off cruise holidays altogether.
If you’re struck down by gastro or food poisoning on board a cruise ship, cruise travel insurance can provide cover for:
A severe storm can be scary enough when you’re at home and tucked up safely in bed, so the thought of sailing through a storm on a cruise ship is understandably a common fear for Australian travellers. In our survey, women (41%) were much more worried about big storms than men (28%).
Storms can also cause significant disruptions to your holiday, forcing shore excursions to be cancelled, the itinerary to be changed and potentially significant delays.
If a severe storm disrupts your cruise holiday, travel insurance can provide cover for:
A bout of seasickness can certainly put a dampener on your holiday fun and potentially ruin your entire trip. Nausea, stomach cramps and vomiting are no fun at the best of times, let alone if you’re booked in for a two-week cruise.
From medications and ginger tablets to acupressure wristbands, there are plenty of remedies to help relieve your symptoms. Other tips, such as spending as much time as possible out on deck and selecting a cabin at the most stable point of the ship, can also help.
Once again, cruise travel insurance can come to the rescue to help cover your onboard medical costs for treatment in the ship’s medical facility. The cost of missed shore excursions will also be covered if you’re medically unfit to attend.
If you’re unlucky enough to suffer a serious injury or illness while cruising, the ship’s onboard medical facilities may be inadequate to provide the treatment you need. If this is the case, the treating doctor may arrange for you to be evacuated to the nearest land-based medical facility.
While the realisation that you may be a long way from the best available medical care is worrying, you should also be aware that medical evacuation is an expensive procedure. According to Cruise Weekly, it can cost between $10,000 and $20,000 in Australian waters, or up to $50,000 elsewhere in the world.
Cruise travel insurance can not only cover your onboard medical expenses, but also the cost of emergency evacuation to the nearest adequate medical facility on land. While this is a cover feature you will hopefully never have to use, it could save you tens of thousands of dollars in extreme circumstances.
When the Costa Concordia capsized and sank after striking an underwater rock off the Italian coast in 2012, 32 people tragically lost their lives. The disaster made international headlines and is perhaps one of the reasons why 22% of survey respondents listed sinking or running aground as their number-one cruise fear.
While such accidents are rare, cruise travel insurance can provide crucial cover if this sort of scenario were to interrupt your trip. It can provide cover for:
No, we’re not talking about Blackbeard or even a lovable rogue like Jack Sparrow, but about modern-day robbers armed with rifles, grenades and even missiles. Pirates and armed robbers attacked 43 ships and captured 58 seafarers in the first quarter of 2017, slightly more than the same period last year, according to the latest ICC International Maritime Bureau (IMB) piracy report.
One in seven Australians (15% – the equivalent of 2.8 million adults) would avoid a cruise because they’re too afraid of pirates.
If pirates are your biggest cruise fear, you might gain some peace of mind from knowing that cruise lines are prepared for all sorts of scenarios and situations. It’s also worth checking the Government’s travel advice before departure and make sure you stick to the travel itinerary.
Most cruise travel insurance policies include cover for hijack or kidnapping, which pays a benefit for each day you (or the transport you’re on) is held captive. If you’re injured or were to suffer a heart attack during a pirate attack, travel insurance can cover your medical costs and emergency evacuation expenses. Many policies will also cover trip cancellation and trip interruption costs due to hijacking, but it’s worth checking the fine print to make sure you’re covered.
12% of survey respondents said that the fear of having their luggage lost, stolen or damaged would be enough to stop them taking a cruise. Of course, theft of your personal belongings and lost or damaged luggage is a risk you face whenever you travel, not just when you take a cruise holiday.
Taking some simple precautions, such as properly labelling your luggage and never leaving it unattended in a public place, can help you stay safe.
The good news is that cruise travel insurance can cover the cost of repairing or replacing lost, stolen and damaged luggage and personal items. If your luggage is temporarily misplaced by your cruise line or other transport provider, your policy can also provide cover for emergency purchases, for example toiletries and a change of clothes.
While it may seem a little far-fetched – especially if you’re cruising in Australian waters or the South Pacific – the danger of hitting an iceberg is a very real fear for 12% of the people surveyed. And that fear may be more reasonable than you may think, as despite the fact that iceberg monitoring systems are much more advanced than they were back in the days of the Titanic, the BBC reports that from 1980 to 2005, the northern hemisphere saw 57 incidents involving icebergs.
More recently, more than 150 passengers and crew had to be rescued in 2007 when the MS Explorer sank after striking an iceberg off the Antarctic Peninsula.
In the event of an iceberg-related incident, cruise travel insurance can provide cover for:
While there are no specific statistics available on this cruise fear, it’s thought that there are around 20 ‘man overboard’ incidents each year on cruise ships worldwide. However, as cruise ships are specifically designed with high railings to prevent accidents, most of these situations arise when a passenger jumps overboard. If someone falls from a cruise ship, there’s a good chance they were somewhere they shouldn’t have been.
If you somehow fall overboard and are rescued, cruise travel insurance can provide cover for your medical expenses and evacuation. Of course, you’ll need to check the list of exclusions, as there are plenty of circumstances when claims won’t be paid – such as if you were behaving recklessly or you were under the influence of drugs or alcohol.
Travel insurance can also provide cover for trip interruptions and delays if your journey is disrupted by someone else falling overboard from your ship.
You’re coming to the end of a stay in port and you’ve just enjoyed a great shore excursion. You’re on your way back to the wharf to hop back on the ship and sail to your next destination, when the taxi you’re in is involved in a serious accident. By the time you make it to the wharf, your ship has sailed.
Being left behind by the ship is a major fear for 8% of Australians. To avoid it happening to you, plan any shore excursions carefully and leave plenty of time to get back to the ship. In cases where you don’t make it back in time due to extreme circumstances outside your control, travel insurance can provide some protection.
If the ship leaves you behind because you simply lost track of time and were late getting back to the wharf, bad luck – your travel insurance won’t cover you. However, cover may be available if you miss the boat due to unforeseen events beyond your control, such as a significant delay to the flight you’re catching to get to the dock, or a serious accident on your way to the dock.
Depending on the circumstances, you could be covered for the travel costs incurred to meet the ship at the next port, or for cancellation costs if you’re forced to call off your trip.
No. While some travel insurance policies will automatically cover you for cruise travel, many others will only provide protection if you purchase an additional cruise pack. So rather than assuming that your policy will cover your planned cruise getaway, read the fine print before buying cover. And compare quotes to see just how much extra buying cruise cover will add to your premium.
Planning a cruise holiday but worried by the risks above? Here’s how to find affordable cruise travel insurance to protect you against these risks and many others:
Andrew writes for finder.com.au, comparing products, writing guides, sniffing out deals and looking for new ways to help people get the most out of their money.
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions.
Products marked as 'Promoted' or "Advertisement" are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options and find the best option for you.
The identification of a group of products, as 'Top' or 'Best' is a reflection of user preferences based on current website data. On a regular basis, analytics drive the creation of a list of popular products. Where these products are grouped, they appear in no particular order.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment.
We try to take an open and transparent approach and provide a broad based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.