What is the ANZ credit card contact number?

If your credit card is lost or stolen, call ANZ immediately on 1800 033 844 in Australia or +61 3 8699 6955 if you're overseas. For other enquiries, you can use one of the following numbers: General credit card enquiries about an existing ANZ account: 13 22 73 For new ANZ credit card applications: 13 33 33.

I have an ANZ frequent flyer credit card, when will I get my Qantas Points?

If you have an ANZ frequent flyer credit card, your Qantas Points will automatically be credited to your Qantas Frequent Flyer account every month.

How do I close my ANZ credit card account?

You can cancel your ANZ credit card through Internet banking or by filling in a form on the ANZ website. You can also cancel your account by calling ANZ on 13 22 73, visiting a branch or mailing a written request to ANZ. Note that you'll need to pay the full account balance, including any annual fees and interest charges, before your account can be fully closed.

ANZ Credit Cards: Compare offers, rates & fees

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As one of Australia's Big Four banks, ANZ offers tons of credit card options for both personal and business use.
If you're looking for a rewards or a frequent flyer credit card, you'll earn uncapped points for your everyday spending and redeem them for flights, gift cards, cashback and more.

Comparison of ANZ Credit Cards

ANZ personal credit cards

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
ANZ Platinum Credit Card	Purchase rate p.a. 20.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $0 first year ($87 after)	Earn $450 back to your new card when you spend $4,500 on eligible purchases in the first 4 months from approval. Plus, a $0 annual fee in the first year.	Go to site View details Compare product selectionCompare	loading
ANZ Low Rate - Credit Back Offer	Purchase rate p.a. 13.74%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $58	Get $400 back on your card when you spend $5,000 on eligible purchases in the first 6 months from approval. T&Cs apply.	Go to site View details Compare product selectionCompare	loading
ANZ Rewards Black Credit Card Finder AwardANZ Rewards Program	Purchase rate p.a. 20.99%	Bonus points 180,000	Points per $ spent 2	Interest-free period Up to 44 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $375	Earn up to 180,000 extra ANZ Reward Points: 130,000 extra points + $100 back when you spend $5,000 on eligible purchases in the first 3 months from approval, and additional 50,000 points when you keep your card for over 15 months from activation.	Go to site View details Compare product selectionCompare	loading
ANZ Rewards Platinum ANZ Rewards Program	Purchase rate p.a. 20.99%	Bonus points 125,000	Points per $ spent 1.5	Interest-free period Up to 44 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $149	Earn up to 125,000 bonus ANZ Reward Points: 85,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 40,000 points when you keep your card open for 15 months from activation.	Go to site View details Compare product selectionCompare	loading
ANZ Rewards Platinum - Velocity Points ANZ Rewards Program	Purchase rate p.a. 20.99%	Bonus points 80,000	Points per $ spent 1.5	Interest-free period Up to 44 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $149	Earn up to 80,000 bonus Velocity Points: 60,000 points + $50 back when you spend $3,500 in the first 3 months from approval and 20,000 points when you keep your card open for 15 months from activation.	Go to site View details Compare product selectionCompare	loading
ANZ Low Rate Finder Award	Purchase rate p.a. 13.74%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 26 months with 3% balance transfer fee, then 21.99%	Annual fee $0 first year ($58 after)	Save with a 0% p.a. balance transfer for 26 months (with a one-time 3% BT fee). Plus, a $0 first-year annual fee. T&Cs apply.	View details Compare product selectionCompare	loading
ANZ Frequent Flyer Platinum Qantas Frequent Flyer	Purchase rate p.a. 20.99%	Bonus points 75,000	Points per $ spent 0.75	Interest-free period Up to 44 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $295	Get 75,000 bonus Qantas Points and $100 back when you spend $2,500 on eligible purchases in the first 3 months.	View details Compare product selectionCompare	loading
ANZ Frequent Flyer Black Finder AwardQantas Frequent Flyer	Purchase rate p.a. 20.99%	Bonus points 130,000	Points per $ spent 1	Interest-free period Up to 44 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $425	Get up to 130,000 bonus Qantas Points: 90,000 bonus Qantas Points + $200 back when you spend $5,000 on eligible purchases in the first 3 months from approval, and additional 40,000 points when you keep your card for over 12 months.	View details Compare product selectionCompare	loading
ANZ First	Purchase rate p.a. 20.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 21.99%	Annual fee $30	Earn $220 back on your new ANZ First credit card when you spend $1,500 on eligible purchases in the first 3 months from approval.	View details Compare product selectionCompare	loading

ANZ business credit cards

Interest-free days	Cash advance rate p.a.	Purchase rate p.a.	Annual fee
ANZ Business Black	Up to 55 days on purchases	21.74%	Intro purchase rate 20.24%	$375	ABN holders w/ $75k revenue. Earn up to 150,000 extra ANZ Reward Points when you meet the spend requirements (worth over $500 digital gift card) and 24/7 access to ANZ Global Business Concierge.	Go to site View details Compare product selectionCompare	loading
ANZ Qantas Business Rewards	Up to 55 days on purchases	21.74%	Intro purchase rate 20.24%	$375	ABN holders w/ $75k revenue. Get up to 150,000 bonus Qantas Points when you meet the spend requirements, uncapped Qantas Points and complimentary travel insurance. Plus, a fast-track to Qantas Business Rewards Level 2.	Go to site View details Compare product selectionCompare	loading
ANZ Business Low Rate	-	14.49%	Intro purchase rate 12.99%	$0 first year ($100 after)	Get a $0 first-year annual fee and $0 fee per additional card. Plus, Unauthorised Transactions Insurance.	View details Compare product selectionCompare	loading
ANZ Business 55 Interest Free Days	Up to 55 days on purchases	19.24%	Intro purchase rate 17.74%	$0 first year ($150 after)	Get a $0 annual fee in the first year, additional cards for employees and Unauthorised Transactions Insurance.	View details Compare product selectionCompare	loading

Find a better credit card

Take our easy quiz and find the right card for you.

Congratulations, ANZ!

ANZ was a big winner in the 2026 Finder Awards.

Winner, Best Balance Transfer Credit Card: ANZ Low Rate
Winner, Best Qantas Frequent Flyer Credit Card: ANZ Frequent Flyer Black
Winner, Best Rewards Credit Card: ANZ Rewards Black Credit Card
Highly Commended, Best Low Interest Business Credit Card: ANZ Business Low Rate
Highly Commended, Best Business Frequent Flyer Credit Card: ANZ Qantas Business Rewards
Highly Commended, Best Small Business Rewards Credit Card: ANZ Business Black

Full list of 2026 credit cards winners

What do Australians think of ANZ credit card provider?

3.97/5 overall for Customer Satisfaction - lower than the average of 4.06
4.33/5 for Trust - lower than the average of 4.4
3.92/5 for Customer Service - lower than the average of 4.06

Based on ANZ credit card provider scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

Our expert says: Is an ANZ credit card right for you?

"With any Big Four bank you know you're getting a decent app and a big variety of cards to pick from. ANZ has low rate cards and a competitive balance transfer offer. And the ANZ Black cards score very well in the frequent flyer and rewards categories: ANZ cards won the Best Rewards Credit Card at the 2026 Finder Awards. And other black cards were highly commended in the Best Qantas Frequent Flyer, Best Small Business Rewards Credit Card, Best Business Frequent Flyer Credit Card and the Best Business Low Rate Credit Card categories."

Richard Whitten

Senior Money Editor

Benefits of getting a credit card with ANZ

Every ANZ credit card comes with its own mix of features, but these are the benefits you'll get with any of them:

Mobile payments

You can add your ANZ credit cards to digital wallets like Apple Pay, Google Pay and Samsung Pay, so you can pay straight from your mobile phone or device.

ANZ credit card security

Every ANZ credit card comes with 24/7 security protection through ANZ Falcon, which detects and notifies you of any unusual account activity. You're also covered by the ANZ Fraud Money Back Guarantee and Visa Secure for online shopping.

How to apply for a ANZ credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

If your credit card is lost or stolen, call ANZ immediately on 1800 033 844 in Australia or +61 3 8699 6955 if you're overseas. For other enquiries, you can use one of the following numbers:
- General credit card enquiries about an existing ANZ account: 13 22 73
- For new ANZ credit card applications: 13 33 33.
You can cancel your ANZ credit card through Internet banking or by filling in a form on the ANZ website.
You can also cancel your account by calling ANZ on 13 22 73, visiting a branch or mailing a written request to ANZ.
Note that you'll need to pay the full account balance, including any annual fees and interest charges, before your account can be fully closed.

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Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise

Amy has written 494 Finder guides across topics including:

Credit cards
Frequent flyer
Credit score
BNPL
Money management
Sustainability

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ANZ credit cards

ANZ has credit cards for everyone, whether you need a low rate card, a long balance transfer offer or want to earn Qantas Points. ANZ has its own rewards program and offers low rate cards as well.