Virgin Credit Card Balance Transfer – Switch to a new Virgin Credit Card

Save money and transfer your existing credit card debt interest-free with a new Virgin Credit Card today

Enjoying what you're doing at the moment? Why Stop? Virgin Money is now offering cardholders various benefits including balance transfers, bonus Velocity Points, exclusive flight offers and platinum cardholder benefits.

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% p.a. for 18 months on balance transfers with no BT fee

Offer ends 31 October 2017

Eligibility criteria, terms and conditions, fees and charges apply

Virgin Money Credit Card Offer

Earn 3 bonus Velocity Points on top of your standard earn rate per $1 spent in the first 3 months, combined with a $129 annual fee refund for the first year and a long-term balance transfer offer.

  • $129 p.a. annual fee.
  • 20.74% p.a. on purchases
  • Cash advance rate of 20.99% p.a.
  • Up to 44 days interest free
  • Minimum income requirement of $35,000 p.a.
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Compare Virgin Money Balance Transfer Offers

Rates last updated August 19th, 2017
$
% p.a.

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Name Product Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Amount Saved Product Description
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 18 months
20.74% p.a.
$129 p.a.
Apply by 31 October 2017 to receive a long-term, no fee balance transfer and a $129 Virgin Australia Gift Voucher each year.
Virgin Australia Velocity High Flyer Card - 80k Bonus Points offer
0% p.a. for 15 months
20.74% p.a.
$289 p.a.
Take off sooner with up to 1 Velocity Point per $1 spent and earn up to 80,000 bonus Velocity Points. Plus, complimentary travel insurance.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
0% p.a. for 6 months
0% p.a. for 12 months (reverts to 20.74% p.a.)
$129 p.a.
Save with 0% p.a. on purchases for 12 months. Plus, up to 0.66 Velocity Points per $1 spent.

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Apply for a Balance Transfer

balance transferMake life easier and save on interest. Transfer the balance of your non-Virgin Money credit cards, store cards, lines of credit or personal loans onto your Virgin Credit Card and only have one account to manage. It could mean big savings, by potentially reducing the interest you're charged on your existing credit balance. It's also easier to manage your debt when it's all in one place.

You can opt for the excellent rate offered by the Virgin No Annual Fee Credit Card, which comes in at only 0% p.a. for months and save on annual fees as well. Or, if you are a frequent traveler then why not go for the Virgin Australia Velocity Flyer Card which offers 0% p.a. for 18 months on balance transfers and much more.

Application details for new customers 

When you apply for a new Virgin Credit Card, whether it's the Virgin Australia Velocity Flyer Card or the Virgin No Annual Fee Credit Card, you can also apply for a Balance Transfer. To do so, you'll need to give us key details of that account, including the:

  • Name the account is held in
  • Type of card or account
  • Card or account number
  • Amount to be transferred
  • Issuing organisation's name and address.

Existing cardholders

Once you've transferred your balance, be sure to close your old credit cards, store cards, lines of credit and personal loans, as it won't happen automatically.

Balance transfer limits

Each balance transfer must be a minimum of $500. The maximum you can transfer is 80% of your remaining available credit the day the balance transfer is finalised.
Just so you know, here's some more information that may help you on balance transfers.
Compare Virgin Money Credit Cards here

Frequently asked questions with Virgin Credit Card Balance Transfers

Balance transfer requests can take up to 10 working days. You should allow additional time for any cheques to be received at the other financial institution.
You can monitor your account online and check if the transaction has appeared on your account. If it doesn't appear by the time we've indicated, you might want give the other financial institution a call prior to contacting us.
It's important you activate your card as we can't process any Balance Transfers requests until it's activated.
Sorry, Balance Transfers don't earn you Velocity Points. You earn Velocity points by paying for purchases on your card. Points are awarded for every dollar you spend.
A Balance Transfer isn't additional credit. Just like normal spending on your account, it reduces your available credit.
Payments will be made to the balance transfer with the lowest Interest Rate first.
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