Save money and transfer your existing credit card debt interest-free with a new Virgin Credit Card today
Enjoying what you're doing at the moment? Why Stop? Virgin Money is now offering cardholders various benefits including balance transfers, bonus Velocity Points, exclusive flight offers and platinum cardholder benefits.
0% p.a. for 18 months on balance transfers
Offer ends 28 February 2018
Eligibility criteria, terms and conditions, fees and charges apply
Virgin Money Credit Card Offer
Earn 3 bonus Velocity Points on top of your standard earn rate per $1 spent in the first 3 months, combined with a discounted annual fee in the first year and a long-term balance transfer offer.
- $64 p.a. annual fee for the first year ($129 p.a. thereafter).
- 20.74% p.a. on purchases
- Cash advance rate of 20.99% p.a.
- Up to 44 days interest free
- Minimum income requirement of $35,000 p.a.
Compare Virgin Money Balance Transfer Offers
Apply for a Balance Transfer
Make life easier and save on interest. Transfer the balance of your non-Virgin Money credit cards, store cards, lines of credit or personal loans onto your Virgin Credit Card and only have one account to manage. It could mean big savings, by potentially reducing the interest you're charged on your existing credit balance. It's also easier to manage your debt when it's all in one place.
You can opt for the excellent rate offered by the Virgin No Annual Fee Credit Card, which comes in at only 0% p.a. for months and save on annual fees as well. Or, if you are a frequent traveler then why not go for the Virgin Australia Velocity Flyer Card which offers 0% p.a. for 18 months on balance transfers and much more.
Application details for new customers
When you apply for a new Virgin Credit Card, whether it's the Virgin Australia Velocity Flyer Card or the Virgin No Annual Fee Credit Card, you can also apply for a Balance Transfer. To do so, you'll need to give us key details of that account, including the:
- Name the account is held in
- Type of card or account
- Card or account number
- Amount to be transferred
- Issuing organisation's name and address.
Once you've transferred your balance, be sure to close your old credit cards, store cards, lines of credit and personal loans, as it won't happen automatically.
Balance transfer limits
Each balance transfer must be a minimum of $500. The maximum you can transfer is 80% of your remaining available credit the day the balance transfer is finalised.
Just so you know, here's some more information that may help you on balance transfers.
Compare Virgin Money Credit Cards here