In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

Virgin Australia Flyer Credit Card Bonus Points Offer

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Virgin Australia Velocity Flyer Card - Bonus Points Offer
Terms and conditions apply
Balance transfer rate for 12 months with no balance transfer fee
0% p.a.
Bonus points
60,000
Purchase rate
20.74% p.a.
Reward points per $ spent
0.66

Our verdict

Offers up to 60,000 bonus Velocity Points but you’ll have to spend $1,500 per month for the first 2 months to get them all.

The Virgin Australia Velocity Flyer Card gives you a choice of introductory offers, and this one is focused on bonus points. If you earned the full 60,000 bonus Velocity Points on offer, you’d have enough for a return business class flight from Melbourne to the Sunshine Coast (47,000 points plus fees and taxes) or $300 worth of David Jones gift cards (57,333 points for three $100 gift cards).

Pros

  • Up to 60,000 bonus Velocity Points
  • $74 first-year annual fee ($149 p.a. thereafter)
  • Yearly $129 Virgin Australia Gift Voucher
  • Balance transfer offer of 0% p.a. for 12 months, with no BT fee

Cons

  • Bonus point spend requirement is staggered over the first 2 months
  • Velocity Points standard earn rate is relatively low (up to 0.66 points per $1)
  • 3.3% international transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Virgin Australia Flyer Credit Card gives you a way to earn Velocity Points on your everyday spending and offers a yearly $129 Virgin Australia Gift Voucher which is enough to offset the annual fee.

Details

Product details

Product Name Virgin Australia Velocity Flyer Card - Bonus Points Offer
Balance transfer rate p.a. 0% for 12 months, then 20.99%
Balance transfer limit 80% of available limit
Purchase rate p.a. 20.74%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 20.99%
Min credit limit $6,000
Max credit limit $30,000
Card type Visa

Eligibility

Available to temporary residents No
Minimum income $35,000
Joint application No

Rewards

Rewards program Velocity Frequent Flyer
Bonus points 60,000
Rewards points per $ spent 0.66

Fees

Annual fee $74 first year ($149 after)
Minimum monthly repayment 2% of the closing balance or $25, whichever is greater
Late payment fee $10
Foreign currency conversion fee 3.3%
Cash advance fee 2.7% or $2.70, whichever is greater
Overseas cash advance fee $5
Additional cardholder fee $39
Number of additional cardholders 4

How to apply

You can apply for the Virgin Australia Velocity Flyer Credit Card online. The application should only take 10 minutes to complete and you can expect a response within 60 seconds.

Before you get started, check that you meet the eligibility requirements and have the necessary information handy.

Eligibility criteria

  • Income. You must earn at least $35,000 a year.
  • Residency. Only permanent residents of Australia will be considered for this credit card offer.

Card benefits

  • Bonus points offer. Apply and get approved by 26 June 2024 and you'll earn 30,000 bonus Velocity Points each month when you spend at least $1,500 on eligible transactions, up to a maximum of 60,000 bonus points in the first 2 months from card approval.
  • Balance transfer offer. Apply by 26 June 2024 and get 0% p.a. interest on your transferred balances for 12 months (with no balance transfer fee) following activation of your card. After the introductory period expires, any unpaid balances attract the cash advance rate. You can transfer up to 80% of your approved credit limit from non-Virgin Money accounts. Please note that you won't earn points on balance transfers.

Rates & fees

  • Annual fee. This card charges a discounted annual fee of $74 for the first year, reverting to $149 p.a. thereafter. Any additional cards linked to the account will each be charged $39.
  • Purchase interest rate. Your purchases will collect the 20.74% p.a. interest rate.

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Amy Finder

Editor

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Avatar

Herry

March 08, 2024

Hi, I applied on 6th March from Finder website. The offers are interest free BT for 24 months and 30k or 60k velocity points (This is what I wasn’t sure of as this page is now has different offer). I received an approval for interest free BT for 24 months but not sure what the eligibility to receive 30K or 60k velocity points. Is this an offer that Virgin Australia company aware of?


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Sarah Megginson Finder

March 14, 2024

Hi Herry, Yes this offer was created by Virgin Australia and offered via our website. You can contact them directly to check on what you’re eligible for, as we do not have access to your account and can’t offer any customer service.


Avatar

William

February 19, 2024

When I have had approval and receive my card, if I then pay $1500.00 off another credit card via Bpay, is this considered “balance transfer” or would it be recognised as a bill payment thus qualifying for the bonus points offer?

Appreciate the your advise.


Avatar

Sarah Megginson Finder

March 25, 2024

Hi William, this would not be considered a balance transfer. It is also unlikely you’ll be permitted to pay your credit card using another credit card; most banks don’t allow this, as it’s not actually allowing you to repay debt, you’re simply moving debts around. The main way around this is to do a cash advance, which is not eligible to earn points (and which attracts interest from the date the funds are withdrawn).


I hope this helps!


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William

February 10, 2024

Is the additional card holder fee an annual fee or a one off fee


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Amy Bradney-George Finder

February 11, 2024

Hi William, the additional cardholder fee is charged annually. I hope this helps.


Avatar

Dee

March 10, 2023

How do I access the $129 virgin flight voucher once I have successfully signed up for my credit card?


Avatar

Amy Bradney-George Finder

March 13, 2023

Hi Dee,


Once you’ve activated the card and had it for at least 30 days, you can request the flight voucher by visiting http://virginmoney.com.au/giftvoucher and following the steps there. Keep in mind that you’ll need to have used the card for a retail purchase at least once in the 2 months before requesting the voucher.


After meeting the requirements, Virgin Australia will send an email to the address linked to your Velocity account, with details of your Travel Bank account number and confirmation of the $129 credit. Hope this helps!


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Mark

February 17, 2023

You have indicated in the details for the Virgin Australia Flyer Credit Card that before 31 March 2023 a choice of 30k additional velocity points/250 status credits/$200 Coles Gift Voucher can be obtained by activating the CC offer through Velocity before applying. I can find nothing about this on the Velocity Site – just the existing offer of 100k points. Also, I do not have a chat box in the lower right corner of this page.


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Amy Bradney-George Finder

March 03, 2023

Hi Mark,

Here is the Velocity website link with details of its offer: https://experience.velocityfrequentflyer.com/partners-offers/velocity-credit-cards/direct-earn-cards/benefit-selection

I hope that helps.


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Stephanie Yip Finder

March 03, 2023

Hi Mark,

You can find details regarding this benefit, including how to choose and activate it, on the Velocity website here.

Hope that helps,

Stephanie


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