Blue Travel Insurance Review

Standard features

These are some of the features that Blue Travel Insurance will cover you for if something does go wrong on your trip. Some of these inclusions are only available for certain levels of cover (e.g. the Premier policy versus medical-only).

• Additional expenses including accommodation or travel expenses
• Cancellation and amendment fees ($5,000 or cover chosen)
• Delayed luggage allowance
• Luggage and personal effects
• Overseas medical and hospital expenses
• Rental car insurance excess

Additional cover options

Blue Travel Insurance features 4-8 cover options to boost your cover during various activities while abroad. These include:

• Adventure Sports (Adventure or Adventure+). Extend your coverage to include higher-risk activities such as scuba diving and higher altitude trekking (conditions apply).
• Winter Sports (Snow Sports or Snow Sports+). Tailored protection for snow-based activities, including skiing, snowboarding and snowmobiling.
• Motorcycle & Moped Cover (Motorcycle/moped riding or Motorcycle/moped riding+). Provides cover for riding a motorcycle or moped including medical protection as the drivers or passengers.
• Cruise Cover. Required coverage for travellers embarking on any sea-going cruise lasting two nights or longer.
• Increase Luggage Item Limit Cover. Travelling with higher value items, you can increase the item limit for specific items by paying an extra premium.

How do I make a claim with Blue Travel Insurance?

Blue Travel Insurance claims can be submitted via the Blue Insurance Online Claims Centre. From there, you’ll be prompted to follow the following steps:

1. Describe the incident and your reason for submitting a claim
2. Submit your expenses and supporting documentation regarding your claim
3. Provide your financial details and submit your claim
4. Receive a response from Blue Travel Insurance on the outcome

If your claim is approved, you’ll receive reimbursement via direct deposit to your nominated bank account.

FAQs

• What does Blue Travel Insurance not cover?

  Every travel insurance policy comes with its own list of exclusions. These are outlined in the PDS and should be understood before purchasing your policy. Some of the events Blue Travel Insurance won’t cover you include acts of war or terrorism, loss or damage caused by detention, confiscation or destruction by customs or other officials or authorities or claims arising from elective medical or dental treatment or surgery.

  For a full list of exclusions, please read through the PDS.

• How do I know what Blue Travel Insurance policy to buy?

  This will come down to the type of trip you are intending on taking and your budget. If you are travelling for a holiday, you may want to consider a single trip policy. For those who regularly travel aboard, like for work, an annual multi-trip policy may be more cost-effective. Customers also have the choice between the Essentials or Premier product for both single and annual multi-trip policies, giving you the flexibility to select the right option for your budget.

Written by

Ceyda Erem

Senior writer

Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance. Formerly a copywriter for several business and finance clients, Ceyda has written hundreds of articles, guides, blogs and more to ensure Australians stay in the loop about how to best manage their money. She has a Bachelor of Arts, Majoring in Writing from Macquarie University. See full bio

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Ceyda has written 163 Finder guides across topics including:

• Insurance