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Apia Travel Insurance

Our verdict: ApiaTravel Insurance is no longer available, but there are plenty of alternatives to choose from instead.

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Who is Apia?

Apia is an Australian insurance company aimed specifically at people over 50. It offers a broad range of insurance products, including car and vehicle, home and property, CTP, health, and funeral insurance.

Apia is part of the Suncorp Group. It previously offered travel insurance but confirmed it would no longer do so in February 2021.

When did Apia stop offering travel insurance?

Apia announced it would be permanently ending its travel insurance offering in February 2021.

Why did Apia stop offering travel insurance?

In 2021, Suncorp Group, the parent company of Apia, confirmed it was permanently stopping travel insurance across all brands.

"Suncorp Group announced we would permanently cease underwriting travel insurance under all brands in February 2021," a Suncorp representative told Finder. "This was part of our efforts to simplify our operations."

Frequently asked questions

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Senior writer

Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds. See full bio

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Nicola has written 238 Finder guides across topics including:
  • Personal finance
  • Personal insurance, including car, health, home, life, pet and travel insurance
  • Commercial business insurance

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39 Responses

    Default Gravatar
    GeraldineApril 7, 2022

    I am insured with Apia Health. I have an extended stay in Malaysia at present. I wish to travel to Thailand, Vietnam, Cambodia, for maybe 3 weeks.The countries are requesting COVID cover Insurance. I have no pre exisiting health problem and am a fit 78 year old. What avenue do you suggest.

      JamesApril 20, 2022Finder

      Hi Geraldine,

      You can find more information in the policy documents issued at the time of your application with Apia Health, or you can contact the provider directly for clarification.

      If you aren’t covered for COVID on your existing policy, you can find a list of some insurers that do offer this cover on our Travel insurance that covers COVID guide.

      Since you’re already overseas, you will need to confirm that your chosen insurer covers you when you’ve already started your travels.


    Default Gravatar
    PamelaMarch 27, 2018

    In January 2019 I am flying from Brisbane to Perth. Then boarding a ship for 5days sailing from Fremantle to Albany, Esperance then back to Fremantle. Then taking the Indian Pacific train from Perth to Sydney then flight to Brisbane. What type of insurance can you offer for a senior?

      Default Gravatar
      LiezlMarch 27, 2018

      Hi Pamela,

      Thanks for reaching out to us at Finder.

      Use may use our travel insurance search tool to generate quotes for cruise cover from various brands. Simply enter your travel details on the form – destination, travel period and age then get quote.

      Your cruise policy works much the same as any other travel insurance policy. You are covered for the regions listed on your policy for the dates that you have selected. Please note that most insurers recommended that you select Pacific or South Pacific as your region in order to be covered for emergency medical expenses.

      Please feel free to message us anytime if you have further questions on this.

      Best regards,

    Default Gravatar
    AlwinNovember 14, 2017

    AGES 84 M 78 F

      Default Gravatar
      ArnoldNovember 14, 2017

      Hi Alwin,

      Thanks for your inquiry.

      If you are looking to apply for APIA travel insurance, you may visit their official website to request a quotation or speak to their representative for further assistance.

      Alternatively, you may refer to our list of travel insurance for the USA from Australia. On the page is a comparison table you can use to see which insurer suits you. If you would like to compare policies from different travel insurance brands in our panel, please enter your travel details like destination, age, and dates of the trip into the form. Once you have done you can click on ‘Go to site’ button to head over to the insurer’s website.

      Please ensure you review the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      Hope this information helps


    Default Gravatar
    AngelaSeptember 28, 2017

    Hi my husband had an angiogram about 18 months ago which was good showing no problems with his heart. He takes medication for high blood pressure and cholesterol which are controlled well. Would he be covered for any potential cardiac problems under your policy when we travel to Europe next month. He is 64years old

      Default Gravatar
      LiezlSeptember 29, 2017

      Hi Angela,

      Thanks for your question.

      Apia travel insurance will not automatically cover your husband for his pre-existing medical condition. Moreover, they’ll require you to fill out and submit a pre-existing medical form request and meet a medical practitioner for assessment. You may refer to the section on getting a cover with a pre-existing condition above for the procedure and conditions.

      Generally, travel insurance brands consider cardiac or heart problems to be strong risk factors for travel and exclude them from their automatic cover. However, there are still some insurers that will cover people with pre-existing heart conditions although these brands will require medical assessment as well. You may check our list of brands covering heart problem and their terms and conditions. You might also find our guide on travel insurance for pre-existing medical conditions helpful.

      I hope this has helped.


    DeeSeptember 7, 2017Finder

    Hi Trent,

    Thanks for your question,

    If you are the owner of the land or building you are occupying during your travel date, and certain circumstances arise where your property has caused bodily injury or property damage to a third party during your trip, this is not covered by the policy.

    I highly recommend you check your personal liability insurance options to ensure you are getting the right policy for you.

    I hope this helps.


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