Best EOFY sales 2026: top end of financial year deals

Grab an end of financial year bargain on insurance, phones, mobile plans, broadband, loans and more.

Looking for an EOFY deal? We've got you covered.

Act fast: most of these deals expire on 30 June.

When is EOFY 2026?

The Australian financial year ends on 30 June 2026. Most EOFY sales ramp up through June and finish on 30 June, so the next couple of weeks are your window to grab a deal.

See the deals on:

Broadband

• amaysim: Up to $240 off over 6 months (NBN 25 from $30/month, NBN 1000 from $70/month) (ends 19 June 2026)
• Aussie Broadband: 30% off for first 3 months with code BEST (ends 30 June 2026)
• Dodo: Up to $180 off over 6 months + $110 Visa gift card via Finder (ends 30 June 2026)
• Kogan Internet: Up to $192 off over 12 months (e.g. NBN Gold Plus $69.90/month) (ends 30 June 2026)
• Optus: $79/month for first 12 months on NBN 100/500 (then $99/month) + $250 Visa gift card via Finder (ends 5 July 2026)
• Superloop: Up to $180 off + buy-one-get-one-free Amazon eero 7 modem (ends 30 June 2026)

Mobile plans

• Boost Mobile: $12 (was $39) for 28-day prepaid SIM. New activations only; online only (ends 29 June 2026)
• Aussie Broadband: 40GB+ Mobile Plans 50% off for 6 months (code: BESTMOB50). New customers and eligible existing upgrading customers (ends 30 June 2026)
• Dodo: 50% off plan fees for first 6 months on 40GB and 80GB plans (ends 30 June 2026)
• Everyday Mobile from Woolworths: Discount off Long Expiry Starter Packs (ends 30 June 2026)
• Optus: Extra $300 discount on 12/24/36-month plans + $200 Visa gift card via Finder (ends 5 July 2026)
• Telstra: $10/month off for 12 months on Upfront Basic/Essential plans with code EOFY (ends 30 June 2026)
• Vodafone: 50% off for first 6 months on SIM-only plans (ends 30 June 2026)

Credit cards

• ANZ Rewards: Up to 125,000 ANZ Reward Points (85,000 + $50 back when spend $3,500 in 3 months; 40,000 after 15 months) (ongoing)
• Coles Rewards Mastercard: $250 Coles gift card on new card (ends 30 June 2026)
• Latitude GO Mastercard: $300 credit back when you spend $2,000 on eligible purchases per month for first 3 months (ends 30 June 2026)
• NAB Rewards Platinum (Velocity): 70,000 bonus Velocity Points (spend $4,000 in 90 days) + 20,000 more after 12 months (ongoing)
• Qantas Premier: 50,000 bonus Qantas Points when you spend $5,000 on eligible purchases (ends 28 July 2026)
• Zip Mastercard: $300 cashback when you spend $6,000 in first 3 months (ends 30 June 2026)
• NAB Low Fee Credit Card: $350 Cash Back (Existing Customers) - $1,500 spend in 90 days; $0 first year fee (ongoing $49/yr); existing customers (ongoing)
• Qantas Money Platinum: Earn up to 120,000 bonus Qantas Points. 80,000 bonus Qantas Points when $5,000 or more is spent on eligible purchases within 90 days from card approval, plus an additional 40,000 bonus points if you haven't earned Qantas Points with a credit card in the last 24 months (ongoing)
• ANZ Frequent Flyer Black: Up to 130,000 bonus Qantas Points and $200 back on your new card (spend $5,000 on eligible purchases in first 3 months from approval + additional 40,000 bonus Qantas Points if no Qantas Points earned with credit card in last 24 months) (ongoing)

Home loans

• BOQ: Up to $2,000 cashback on refinance of $400,000+ settling within 120 days (ends 28 August 2026)
• CommBank Digi Home Loan: Up to 300,000 Qantas Points for refinancers on $300,000+ loans at <=80% LVR (ends 30 June 2026)
• ME Bank: $3,000 cashback on refinance of $700,000+ at <=80% LVR (ends 28 August 2026)
• Newcastle Permanent: Up to $3,000 cashback on online refinance ($2,500 for $250k-$499k loans, $3,000 for $500k+) (ends 30 June 2026)
• Reduce Home Loans: Tiered cashback from $2,000 (loans $250k-$499k) up to $10,000 (loans $2m+) (ends 30 June 2026)

Personal Loans

• Wisr: 0.25% p.a. rate discount on all debt consolidation loans. All new debt consolidation applications (ends 30 June 2026)
• CommBank: $250 off establishment fee on new Unsecured Fixed or Variable Rate Personal Loan (ends 30 June 2026)
• Harmoney: Unsecured rates from 5.76% p.a. (comparison rate 6.55% p.a.) (ongoing)
• OurMoneyMarket: 0.15% p.a. rate discount for A++ credit applicants on $5k-$100k loans (ends 30 June 2026)

Savings accounts

• Heritage Bank Online Saver: 4.60% p.a. total (3.20% base + 1.40% bonus) when bonus conditions met (ongoing)
• Rabobank High Interest Savings: 5.90% p.a. intro rate for first 4 months on balances up to $250,000 (then 4.00% p.a.) (ongoing)
• Bankwest Easy Saver: 5.75% p.a. for First 4 Months (then 5.00% p.a.); up to $250,000. New customers; balance up to $250,000 (ongoing)

Travel insurance

• Cover-More: Up to 20% off through EOFY + extra discounts on family and group policies (ends 30 June 2026)
• InsureandGo: 10% off travel insurance with code Finder10 (ends 30 June 2026)
• Zoom Travel Insurance: 10% off in EOFY flash sale (ends 30 June 2026)

Life insurance

• Real Life Insurance: 15% off in year 1 (Australian residents aged 18-55) (ends 3 August 2026)

Term deposits

• Rabobank Term Deposit: 5.70% p.a. on 5-year term for balances $500k-$2m (interest paid annually) (ongoing)
• Judo Bank: 5.45% p.a. Term Deposit - 11 Month on Personal Term Deposit. Paid at maturity; 11-month term. Australian residents; individual and joint accounts eligible (ends 30 June 2026)

Health insurance

• Australian Unity: 10% off premiums for first 12 months on eligible Hospital & Extras + up to $500 in Mastercard gift cards (ends 30 June 2026)
• Medibank: Up to 12 weeks free + up to $300 in gift cards + 2- and 6-month waiting periods waived on extras (ends 31 July 2026)
• Real Health Insurance: (ends 30 June 2026)
• Bupa: Get up to 10 weeks free. Join directly on combined hospital and extras products by 10 June 2026. 2 & 6 month waiting periods on extras waived. Use promo code 10WEEKSFREE. New members only. 10 weeks free applied over 2 years (3 years for annual payers) (ends 10 June 2026)

Home insurance

• Youi: Up to $200 Bonus Visa eGift Card when you buy eligible Youi Home/Contents insurance; stay until 25 Sep 2026; via Finder (ends 30 June 2026)

Pet insurance

• AAMI Pet Insurance: 2 months free with code AAMI2FREE (ends 8 July 2026)
• CommBank Pet Insurance: 2 months free in first policy year with code CBA2MONTH (ends 30 June 2026)
• Everyday Pet Insurance (Woolworths): 3 months free with promo code PET3MO (ends 30 June 2026)
• Medibank Pet Insurance: 2 months free in first policy year with code RVG2FREE (ends 14 July 2026)

Car insurance

• Apia: 15% off first year's premium on eligible policies bought online (ongoing)
• Budget Direct: 15% off first year's premium on new comprehensive policies bought online (ongoing)
• Everyday Car Insurance: $75 Everyday WISH eGift Card with code EDICAR75 (ends 30 June 2026)
• GIO: $50 off first year's premium on comprehensive ($20 off Third Party Property Damage) (ongoing)
• NRMA: Get $150 off when you take out a new Comprehensive Car Insurance policy (NSW/ACT only). Offer valid from 4 May 2026 to 31 July 2026. Excludes renewing policies (ends 31 July 2026)
• Allianz: Up to 10% discount on your first years' premium when you quote and buy a new comprehensive car insurance policy online (ongoing)

Investments

• CommSec: $0 brokerage on up to 30 trades (max $50,000 each) for new customers - trades through 31 December 2026 (ends 30 June 2026)
• CommSec Pocket: $0 brokerage on all Pocket trades (one-off and recurring) (ends 17 July 2026)
• Pepperstone: Trade 1,350+ CFD instruments across forex, shares, indices, commodities, ETFs and crypto (ongoing)
• Webull: $0 Brokerage on US Stocks. New sign-up to Webull AU
• IG Markets: Crypto Trading - Sign-up Bonus of $200 Cash + BTC Drop Protection. Sign up; buy $100 crypto within 7 days; hold 30 days; hold BTC 90 days