OurMoneyMarket personal loans

Whether you want finance to buy a new car or to pay for your next big holiday, OurMoneyMarket offers a range of personal loans.

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By

Rebecca Pike

Updated

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Key takeaways

  • OurMoneyMarket personal loans generally feature no application or ongoing monthly fees.
  • Interest rates typically start from 5.95% p.a. for loans up to $100,000.
  • Applicants with excellent credit may receive a $100 eGift Card via Finder.

Compare OurMoneyMarket personal loans

5 of 5 results
Updated regularly
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Finder score
9.8 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$911.98
Finder exclusive: Receive a $100 eGift Card if you have Excellent Credit (as determined by OMM’s credit assessment and scorecard), apply via Finder by 30 Apr 2026, and settle by 15 May 2026. For loans between $20,000 and $100,000 only. T&Cs apply.
Eligibility: Applicants must have an Equifax credit score of 500 or above, an annual income of more than $25k, and must be an Australian citizen or permanent resident.
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OurMoneyMarket logo
Finder score
9.8 Excellent
OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$100,000)
Fixed1 - 7 Years $5,000 - $100,000
Finder score
9.8 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$911.98
No monthly or early exit fees. Loan amounts range from $5,000 to $75,000, and up to $100,000 for home improvement projects and motor vehicles.

Eligibility: Applicants must have an Equifax credit score of 500 or above, an annual income of more than $25k, and must be an Australian citizen or permanent resident.
Go to siteView details
Compare product selection
OurMoneyMarket logo
Finder score
9.9 Excellent
OurMoneyMarket Secured Personal Loan ($5,000-$100,000)
Fixed1 - 7 Years $5,000 - $100,000
Finder score
9.9 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$911.98
View details
Compare product selection
OurMoneyMarket logo
Finder score
9.8 Excellent
OurMoneyMarket Home Improvement Loan
Fixed1 - 7 Years $5,000 - $100,000
Finder score
9.8 Excellent
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$911.98
No monthly or early exit fees. Loan amounts range from $5,000 to $75,000, and up to $100,000 for home improvement projects and motor vehicles.

Eligibility: Applicants with an Equifax credit score of 500 or above and an annual income of more than $25k are eligible.
View details
Compare product selection
OurMoneyMarket logo
Finder score
8.5 Great
OurMoneyMarket Green Loan
Fixed1 - 10 Years $5,000 - $75,000
Finder score
8.5 Great
Interest Rate (p.a.)
5.95%
to 18.99%
Comp. Rate (p.a.)
5.95%
to 21.78%
Application Fee
$0
min.
Monthly Fee
$0
Monthly Repayment
$911.98
View details
Compare product selection
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Congratulations, OurMoneyMarket!

OurMoneyMarket was a big winner in the 2026 Finder Awards.

  • Highly Commended, Best Unsecured Personal Loan: OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$100,000)
  • Highly Commended, Best Secured Personal Loan: OurMoneyMarket Secured Personal Loan ($5,000-$100,000)

Full list of 2026 personal loans winners

How to apply for a OurMoneyMarket personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval.

Sources

Rebecca Pike's headshot
Written by

Editor, Money

Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 301 Finder guides across topics including:
  • Home loans
  • Personal Loans
  • Car Loans
  • Cost of living
  • Budgeting
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