OurMoneyMarket personal loans

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OurMoneyMarket personal loans generally feature no application or ongoing monthly fees.
Interest rates typically start from 5.95% p.a. for loans up to $100,000.
Applicants with excellent credit may receive a $100 eGift Card via Finder.

Compare OurMoneyMarket personal loans

9 of 9 results

Finder Score	Interest rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
Finder score 9.7 Excellent OurMoneyMarket Unsecured Low-Rate Personal Loan ($20,000-$100,000) ExclusiveFixed1 - 7 Years $20,000 - $100,000	Finder score 9.7 Excellent	Interest Rate (p.a.) 5.95% to 18.99%	Comp. Rate (p.a.) 5.95% to 21.78%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	Finder exclusive: Receive a $100 eGift Card if you have Excellent Credit (as determined by OMM’s credit assessment and scorecard), apply via Finder by 30 June 2026, and settle by 15 July 2026. For loans between $20,000 and $100,000 only. T&Cs apply.	Eligibility: Applicants must have an Equifax credit score of 500 or above, an annual income of more than $25k, and must be an Australian citizen or permanent resident.	Go to site View details Compare product selectionCompare	loading
Finder score 9.7 Excellent OurMoneyMarket Unsecured Low-Rate Personal Loan ($20,000-$100,000) - Excellent Credit Variable1 - 7 Years $20,000 - $100,000	Finder score 9.7 Excellent	Interest Rate (p.a.) 5.95% to 5.95%	Comp. Rate (p.a.) 5.95% to 5.95%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	Eligibility: Applicants must have an Equifax credit score of 500 or above, an annual income of more than $25k, and must be an Australian citizen or permanent resident.	Go to site View details Compare product selectionCompare	loading
Finder score 9.8 Excellent OurMoneyMarket Secured Personal Loan ($5,000-$100,000) Fixed1 - 7 Years $5,000 - $100,000	Finder score 9.8 Excellent	Interest Rate (p.a.) 5.95% to 18.99%	Comp. Rate (p.a.) 5.95% to 21.78%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	View details Compare product selectionCompare	loading
Finder score 9.7 Excellent OurMoneyMarket Home Improvement Loan Fixed1 - 7 Years $5,000 - $100,000	Finder score 9.7 Excellent	Interest Rate (p.a.) 5.95% to 18.99%	Comp. Rate (p.a.) 5.95% to 21.78%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	No monthly or early exit fees. Loan amounts range from $5,000 to $75,000, and up to $100,000 for home improvement projects and motor vehicles. Eligibility: Applicants with an Equifax credit score of 500 or above and an annual income of more than $25k are eligible.	View details Compare product selectionCompare	loading
Finder score 9.7 Excellent OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$100,000) Fixed1 - 7 Years $5,000 - $100,000	Finder score 9.7 Excellent	Interest Rate (p.a.) 5.95% to 18.99%	Comp. Rate (p.a.) 5.95% to 21.78%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	No monthly or early exit fees. Loan amounts range from $5,000 to $75,000, and up to $100,000 for home improvement projects and motor vehicles. Eligibility: Applicants must have an Equifax credit score of 500 or above, an annual income of more than $25k, and must be an Australian citizen or permanent resident.	View details Compare product selectionCompare	loading
Finder score 9.3 Excellent OurMoneyMarket Secured Personal Loan ($5,000-$100,000) - Very Good Credit Fixed1 - 7 Years $5,000 - $100,000	Finder score 9.3 Excellent	Interest Rate (p.a.) 6.57% to 10.99%	Comp. Rate (p.a.) 7.93% to 12.40%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $920.43	View details Compare product selectionCompare	loading
Finder score 9 Excellent OurMoneyMarket Secured Personal Loan ($5,000-$100,000) - Good Credit Fixed1 - 7 Years $5,000 - $100,000	Finder score 9 Excellent	Interest Rate (p.a.) 7.40% to 13.97%	Comp. Rate (p.a.) 9.08% to 15.76%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $931.81	View details Compare product selectionCompare	loading
Finder score 8.3 Great OurMoneyMarket Green Loan Fixed1 - 10 Years $5,000 - $75,000	Finder score 8.3 Great	Interest Rate (p.a.) 5.95% to 18.99%	Comp. Rate (p.a.) 5.95% to 21.78%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $911.98	View details Compare product selectionCompare	loading
Finder score 7.8 Great OurMoneyMarket Secured Personal Loan ($5,000-$100,000) - Average Credit Fixed1 - 7 Years $5,000 - $100,000	Finder score 7.8 Great	Interest Rate (p.a.) 9.84% to 15.99%	Comp. Rate (p.a.) 11.98% to 18.26%	Application Fee $0 min.	Monthly Fee $0	Monthly Repayment $965.76	View details Compare product selectionCompare	loading

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Congratulations, OurMoneyMarket!

OurMoneyMarket was a big winner in the 2026 Finder Awards.

Highly Commended, Best Unsecured Personal Loan: OurMoneyMarket Unsecured Low-Rate Personal Loan ($5,000-$100,000)
Highly Commended, Best Secured Personal Loan: OurMoneyMarket Secured Personal Loan ($5,000-$100,000)

Full list of 2026 personal loans winners

How to apply for a OurMoneyMarket personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

Being at least 18 years of age
Being an Australian citizen or a permanent resident of Australia
Being in paid employment

You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

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Written by

Rebecca Pike

Editor, Money

Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise

Rebecca has written 296 Finder guides across topics including:

Home loans
Personal Loans
Car Loans
Cost of living
Budgeting

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OurMoneyMarket personal loans

Whether you want finance to buy a new car or to pay for your next big holiday, OurMoneyMarket offers a range of personal loans.

Key takeaways

Compare OurMoneyMarket personal loans

Congratulations, OurMoneyMarket!

How to apply for a OurMoneyMarket personal loan

Sources

Rebecca Pike

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More guides on Finder

OurMoneyMarket personal loans

Whether you want finance to buy a new car or to pay for your next big holiday, OurMoneyMarket offers a range of personal loans.

Key takeaways

Compare OurMoneyMarket personal loans

Congratulations, OurMoneyMarket!

How to apply for a OurMoneyMarket personal loan

Sources

Rebecca Pike

Get rewarded $$ for switching with Finder Rewards

More guides on Finder

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