New bank account offers and deals September 2021

Here are some bank accounts currently offering a sign up bonus, cashback offer or other deals and discounts for new customers.

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Choose a bank account with sign up rewards

Name Product Card access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly account fee
HSBC Everyday Global Account
Finder Award
HSBC Everyday Global Account
Visa
$0
$0
$0
Special offer: $100 cash bonus for new HSBC customers.
Earn 2% cashback on tap and pay purchases (T&C's apply).
Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.

NAB Classic Banking
Visa
$0
$0
$0
Enjoy convenient, unlimited access to your money.
$0 monthly account fee.

Tap and pay with your NAB Visa Debit card or your phone using Apple Pay, Google Pay, Samsung Pay or NAB Pay for Android. Temporarily block your card at the touch of a button if you lose it.
MyState Bank Glide Account
Visa
$0
$0
$0
Simplify your everyday banking with these sleek digital features.
$0 monthly account fee.
Choose the way you pay with access to Google, Samsung and Apple Pay plus Fitbit Pay and Garmin Pay. Send and receive money in less than 60 seconds with PayID.
Virgin Money Go Account
Visa
$0
$0
Special offer: Welcome bonus of 5,000 Virgin Money Points (T&Cs apply).
$0 monthly account fee.

A transaction account that gives you Virgin Money Points on your everyday spend, access to perks and rewards. Plus, earn a competitive bonus interest rate on your Virgin Money Boost savings account.
Suncorp Everyday Options Account
Visa
$0
$0
$0
Link up to 9 interest-earning sub accounts.
$0 monthly account keeping fees.
Earn interest on your linked sub accounts to help you save for individual goals, with no account fees to pay. Make contactless payments using Google Pay and Apple Pay.
Great Southern Bank Everyday Snap Account
Visa
$0
$0
$0
Refund of international ATM withdrawal fees and international card transaction fees (conditions apply).
$0 monthly account fee. Unlimited fee-free everyday transactions.
Apple Pay, Google Pay and Samsung Pay available. Savings Top Up tool automatically transfers to linked savings account.
Citi Global Currency Account
Mastercard
$0
$0
$0
Earn up to 0.75% p.a. interest on your AUD balance.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free.
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Cashback vs cash bonus offer

There are two different types of cash offers that banks offer customers: a cash bonus and a cashback offer. Sometimes an account will even offer both! Here's how they work.

Bank account cash bonus offer

If a bank is offering a cash bonus offer, it usually means you'll get a certain amount of cash as a little 'thank you' for opening the account. This could be $50, $100 or even more. You might need to meet a few conditions first, such as making a certain number of transactions with the account or depositing a certain amount of money into the account. Sometime you'll need to keep the account open for a few months before you qualify for the cash bonus.

This is because banks want to know you're actually using the account, and not just opening it for the sake of the free cash. A cash bonus offer is a one-time offer, and you're often only able to receive it one time as a new customer.

Bank account cash back offer

This is slightly different to a cash bonus offer as it's usually an ongoing perk with the account, rather than a one-off. For example, a bank account might offer 1% cash back on all transactions you make with the debit card. So if you make a purchase for $100, you'd get $1 cash back into your account from the bank.

Sometimes the amount you can earn in cash back is capped per month, and sometimes you need to meet certain conditions in order to qualify for the cash back. But it's a pretty good perk to have as you're basically getting free money just for making your usual transactions. Just don't fall into the trap of making purchases you wouldn't normally make just for the sake of the cash back!

Bank account referral offer

From time to time a bank may launch a cash referral offer, as a way to get new customers. This might mean if you're an existing customer and you refer a friend to sign up for an account, you both get a cash bonus.

Do savings accounts offer cash bonus deals?

No, savings account rarely offer cash bonus or cash back deals to new customers. However, they do offer something else instead: more interest. These account are called introductory saver accounts (or honeymoon savers). They offer a higher, special interest rate to new customers for a certain amount of time, usually 3-5 months, as an incentive to switch and open an account. These high-interest savings accounts could be worthwhile if you've got a large savings balance and you're prepared to jump between accounts a few times a year in order to get these special rate offers.

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