In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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P&N Hi Saver

P&N Bank Hi Saver Account

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Maximum variable rate
5.15% p.a.
Base interest rate

Our verdict

Raise your savings potential to new heights with an account that rewards you with higher interest just for signing up.

Remember, the bonus rate applies to account balances of $5,000 or more, so it's a good idea to wait until you have this before opening the account so you can get the full benefit of the bonus interest.


  • Competitive bonus interest rate rewarded
  • No account fees
  • Fee-free transactions


  • Minimum balance of $5,000 required for bonus interest
  • One-off $10 membership payment required

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The Hi Saver Account from P&N Bank provides you with four months to quickly increase your savings balance through bonus interest. Once that time period ends, you get an ongoing competitive rate of interest on your balance while still having complete access to your money when you need it.


Key details

Product Name P&N Bank Hi Saver Account
Maximum Variable Rate 5.15% p.a.
Standard Variable Rate 1.00% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Introductory bonus interest rate of 4.15% for the first 4 months

So long as you are able to meet the minimum balance requirement of $5,000 when you open the account, you will also receive a variable bonus interest rate of 4.15% added to the standard variable rate of 1% for the first four months after the account has been activated.

Standard variable interest rate of 1%

This account has a standard variable interest rate of 1%. This is the rate that will apply to the balance after the introductory period is over. While this is an at call account with no minimum deposit requirements to meet, you will have to have a balance of at least $5,000 in order to earn the variable competitive interest rate on your money.

Launch savings calculator

How to apply

You may apply in person or over the phone to open a Hi Saver Account or you can apply online by clicking the 'Go to Site'button above. Before getting started, check to make sure that you are eligible for this high interest savings account and have the following documents handy.


  • Minimum age. You must be at least 18 years of age to be eligible for the Hi Saver.
  • Residency requirements. In order for P&N Bank to accept your application you need to have an Australian residential and mailing address.

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