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Macquarie Platinum Card with Qantas Rewards
Last updated:
Book your next holiday sooner with 20,000 bonus Qantas Points and save with a 0% interest on balance transfers for 14 months.
You can use the Macquarie Platinum Card to reward your spending with Qantas Frequent Flyer points. You can also take advantage of complimentary travel insurance and a 24/7 concierge service. You can also repay an existing debt with 0% on balance transfers for 14 months, but you won’t earn points this way.
0% p.a.
Balance transfer rate
for 14 months
20,000
Bonus points
20.7% p.a.
Purchase rate
1
Reward point
Per $ spent
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Details
| Product Name | Macquarie Platinum Card with Qantas Rewards |
|---|---|
| Rewards program | Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 14 months |
| Balance transfer revert rate | Purchase Rate (20.7% p.a.) |
| Purchase rate | 20.7% p.a. |
| Annual fee | $99 |
| Interest-free period | 55 days |
| Cash advance rate | 20.7% p.a. |
| Min credit limit | $6,000 |
| Card type | Visa |
| Foreign currency conversion fee | 3% |
| Minimum income | $50,000 |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within days of card approval
- No international transaction fees
- Complimentary overseas travel insurance and extended warranty on purchases
Cons
- High interest rates on purchases and cash advances
| Rewards program | Qantas Frequent Flyer |
|---|---|
| Bonus points | 20,000 |
| Rewards points per $ spent | 1 |
| Annual fee | $99 |
|---|---|
| Minimum monthly repayment | 2.5% of the closing balance or $50, whichever is greater |
| Late payment fee | $35 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | 3% or $5, whichever is greater |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.