Macquarie Bank Credit Cards
Macquarie Bank credit cards give you the ability to earn rewards, enjoy platinum features or take advantage of a low interest rate.

By
Sally McMullenUpdated
We currently don't have that product, but here are others to consider: Looking for other options? Check out other similar products. Find a better credit card Take our easy quiz and find the right card for you. Banking with this institution allows you to have all your financial needs met under a single umbrella, be it through savings accounts, transaction accounts, term deposits, loans, online trading, specialist investments or financial advice. Getting a credit card through Macquarie comes with a number of advantages. You can access the Macquarie Bank service centre at any time by calling (02) 8232 3333. The Macquarie Platinum and Macquarie Black credit cards both offer Macquarie Rewards points per $1 on eligible spending. You can redeem these points for eGift cards at eligible retailers including Woolworths, Bunnings Warehouse, JB Hi-Fi and Amazon. Macquarie credit cards offer worldwide acceptance though the Visa network. You'll also get access to exclusive offers on shopping, dining, travel and more through Visa Offers + Perks. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Listed below are a range of questions and answers about Macquarie Bank's credit cards. To ask a question that isn't listed below you can use the form at the end of this page. Keep all the information needed to complete the application nearby, and you can complete it in around 10 to 15 minutes. You can call Macquarie Bank directly to find out about the status of your application. With the platinum card, you can get up to four additional cards for free. All Macquarie Visa Platinum cardholders receive complimentary buyer's advantage cover, interstate flight inconvenience insurance and overseas travel insurance. You earn reward points when you use your black or platinum card to make eligible transactions. Eligible transactions exclude cash advances, balance transfers, GST or government charges, payments to the Australian Tax Office, interest and other bank fees, BPAY payments or gambling transactions. You can find out how many points you have online, over the phone, or by going through your credit card statement. As long as you keep your account open and operate it as per the given terms and conditions, your reward points don’t expire. No, you cannot transfer your reward points, and your points automatically cancel when your account closes. You can redeem your Macquarie reward points through the Macquarie Rewards Program. Choose from an array of merchandise, gift cards, experiences, vouchers, and travel bookings. Redeeming Hilton Honors points presents you with options such as staying at Hilton hotels, dining in their restaurants and making purchases.Key takeaways
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Benefits of banking with Macquarie Bank
Round-the-clock service
Reward points
Visa benefits
How to apply for a Macquarie credit card
Frequently asked questions
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Sources
Sally McMullen is a journalist with five years of experience covering credit cards and consumer finance. As co-host of the Two Broke Chicks podcast and co-author of Rich In Life, Sally shares valuable money-saving tips and life lessons with her audience. Sally was a Credit Cards Editor at Finder from 2015 to 2020. See full bio
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Got a Macquarie Rewards credit card? Here’s how you earn points and what they're really worth.
The Macquarie Black credit card earns 2 points per $1 spent, which you can use to get digital gift cards or cash back on your account.
The Macquarie Platinum gives you access to rewards, complimentary travel insurance and a concierge service.
This low-cost credit card has the same interest rate for purchases and cash advances.
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Thank you May,
But which ones are Macquarie Banks home network? If I use a Redi ATM will this incur fees?
Hi Christine,
Thanks again for your comment.
As I mentioned in my previous comment, any Westpac, St.George or BankSA branded ATM are Macquarie Bank home network. Other than these brands, you may be charged ATM withdrawal fees.
As for using the rediATM, their partners’ cardholders can use any of the 3,000 rediATMs across Australia without receiving a direct charge fee. I’ve sent a link to your email for the list of the rediATM partners.
I hope this helps.
Cheers,
May
When banking with Macquarie which ATM can I use that will not attract fees?
Hi Christine,
Thanks for your inquiry.
To avoid unnecessary ATM transaction fees, you should use ATMs that are part of the Macquarie Bank home network including any Westpac, St.George or BankSA branded ATMs where transactions are free and unlimited.
On the other hand, if you need to use an ATM that is not part of the home network, Macquarie Bank does not charge for this. But you may be charged directly by the ATM owner at the time of the transaction.
Hope this helps.
Cheers,
May
Hi – what banks/ providers still provide reward/QFF points for ATO payments?
Hi Sandy,
Thanks for your inquiry.
You may wish to refer on our comparison table of which credit cards can earn reward or frequent flyer points when you pay your tax bill. including their points per $1 for government charges.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
I hope this helps.
Cheers,
Debbie
I wish to return my unused Macquarie Credit Card so can you please advise where I should send the card to please?
Hi Peter,
Thank you for your inquiry.
You can contact a Macquarie customer service representative directly by calling the number at the back of your credit card or going over to the Macquarie Bank website and access their contact us page.
For other information on how to cancel a credit card, please go through our step-by-step guide to closing your credit card account.
I hope this helps.
Cheers,
Debbie
I currently have a Founding Member Platinum Visa Card and want to know what your best offer interest rate would be if I wish to do a Balance Transfer to this account?
Hi Gleno,
Thanks for your question.
At the time of writing, the BT offer for the Macquarie Bank Platinum Visa is 5.99% p.a. for 9 months.
If you’d like, you can compare more offers from our list of balance transfer credit card. On the page is a comparison table you can use to see which card suits you. Please press the ‘Go to site’ button of your preferred card to apply.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Cheers,
Shirley