List of banks in Australia

Looking for a bank, building society or credit union that operates in Australia? You’ll find it here.

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On this page you’ll find a comprehensive list of the banks, credit unions and building societies that operate in Australia. Search the tables below for more information about all the financial institutions that offer banking products to Australian customers.

Australian-owned banks

Banks provide a wide range of financial products and services to Australian customers, including transaction and savings accounts, home loans, personal loans and credit cards.

Many of the institutions below are listed on the stock exchange and owned by shareholders, but this list also includes several mutual banks. Also known as customer-owned banks, mutual banks are credit unions or building societies that have voted to become a bank and have proven to the Australian Prudential Regulation Authority that they satisfy the capital requirements of a bank.

BankHeadquartersOwned by / Subsidiary of
AMP Bank LimitedSydney
Australia and New Zealand Banking Group Limited (ANZ)Melbourne
Australian Military Bank (formerly Australian Defence Credit Union)Sydney
Auswide Bank (formerly Wide Bay Building Society)Bundaberg
AWA Alliance BankGeelongAn alliance between AWA Mutual Limited and Bendigo and Adelaide Bank Limited
B&E Limited (trading as Bank of us)Launceston
Bank Australia (formerly bankmecu)Melbourne
Bank of MelbourneMelbourneA subsidiary of Westpac Banking Corporation
Bank of Queensland LimitedBrisbane
BankSAAdelaideA subsidiary of Westpac Banking Corporation
Bank of Western Australia Limited (trading as Bankwest)PerthA subsidiary of the Commonwealth Bank of Australia
BDCU Alliance BankBowralAn alliance between BDCU Limited and Bendigo and Adelaide Bank Limited
Bendigo and Adelaide Bank LimitedBendigo
Border BankSydneyA division of Police Bank
BOQ SpecialistBrisbaneA division of Bank of Queensland Limited
CIRCLE Alliance BankDeer ParkAn alliance between CIRCLE Mutual Limited and Bendigo and Adelaide Bank Limited
Commonwealth Bank of AustraliaSydney
Community CPS Australia Limited (trading as Beyond Bank Australia)Adelaide
Community Mutual Limited (trading as Regional Australia Bank)Armidale
Community Sector BankingA subsidiary of Community Sector Enterprises, which is a 50/50 joint venture between Bendigo and Adelaide Bank and Community 21 Limited
Defence BankMelbourne
Delphi Bank (formerly Bank of Cyprus Australia Limited)MelbourneA division of Bendigo and Adelaide Bank Limited
EsandaMelbourneA subsidiary of the Macquarie Group
Firefighters Mutual BankSydneyA division of Teachers Mutual Bank Limited
G&C Mutual BankSydney
Greater BankNewcastle
Heritage BankToowoomba
Hume BankAlbury
IMB BankWollongong
Judo BankMelbourne
Macquarie Bank LimitedSydneyOwned by Macquarie Group Limited
Members Equity Bank Limited (trading as ME Bank)Melbourne
MyState BankHobart
National Australia Bank Limited (NAB)Melbourne
Police & Nurses Ltd (trading as P&N Bank)Perth
Police BankSydney
QPCU limited (trading as QBANK)Brisbane
Qudos Mutual Limited (trading as Qudos Bank)Sydney
RACQ BankBrisbaneOwned by the Royal Automobile Club of Queensland (RACQ)
Reliance BankSydneyA division of Unity Bank Limited
RSL MoneySydneyA business name of Australian Military Bank
Rural Bank LimitedMelbourneA subsidiary of Bendigo and Adelaide Bank Limited
SERVICE ONE Alliance BankCanberraAn alliance between SERVICE ONE Mutual Limited and Bendigo and Adelaide Bank Limited
St.George Bank LimitedSydneyA subsidiary of Westpac Banking Corporation
Suncorp BankBrisbaneA subsidiary of Suncorp Group
Teachers Mutual Bank LimitedSydney
The RockRockhamptonA division of MyState Bank Limited
Tyro PaymentsSydney
Victoria Teachers Ltd (trading as Victoria Teachers Mutual Bank)Melbourne
UBankMelbourneA division of National Australia Bank Limited (NAB)
UniBankNedlandsA division of Teachers Mutual Bank Limited
Unity Bank LimitedSydney
Up BankOnline bankBendigo & Adelaide Bank
Westpac Banking CorporationSydney
Volt BankOnline bank
86 400 BankOnline bank
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Foreign subsidiary banks

A foreign subsidiary bank is a subsidiary of a foreign-owned bank that is incorporated in Australia. These institutions must hold capital locally and must also meet the same prudential standards and undergo the same supervision as Australian-owned banks.

BankAustralian headquartersSubsidiary ofParent company’s headquarters
Arab Bank Australia LtdSydneyA subsidiary of Arab BankAmman, Jordan
Bank of China (Australia) LtdSydneyA subsidiary of Bank of ChinaBeijing, China
Bank of Sydney LtdSydneyA subsidiary of Bank of BeirutBeirut, Lebanon
HSBC Bank Australia LtdSydneyA subsidiary of the HSBC GroupLondon, UK
Citibank Australia and CitiSydneyA subsidiary of Citigroup Pty LtdNew York City, United States
ING Bank (Australia) Ltd (trading as ING Direct)SydneyA subsidiary of the ING GroupAmsterdam, Netherlands
Rabobank Australia LimitedSydneyA subsidiary of RabobankUtrecht, Netherlands
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Building societies

A building society is a mutual organisation that is owned by its members and offers a wide range of financial products and services. These organisations tend to be located in rural and regional Australia and they offer deposit accounts, loans and payment services.

Building societyHeadquartersOwned by / subsidiary of
Big Sky Building Society LimitedSouth MelbourneA subsidiary of Australian Unity
Maitland Mutual Building Society Limited (The Mutual)Maitland
Newcastle Permanent Building Society LimitedNewcastle

Credit unions

Like building societies, credit unions are also owned by their members. Rather than being run to provide profits for shareholders, credit unions are run to benefit members. Credit unions operate right across Australia and offer a wide range of banking and financial products and services.

Credit unionHeadquarters
Australian Central Credit Union Ltd (trading as People's Choice Credit Union)Adelaide
Bananacoast Community Credit Union LtdCoffs Harbour
CAPE Credit Union LimitedKurnell
Central Coast Credit Union LtdWyong
Central Murray Credit Union LimitedYarrawonga
Central West Credit Union LimitedParkes
Coastline Credit Union LimitedWest Kempsey
Community Alliance Credit Union LimitedWollongong
Community First Credit Union LimitedAuburn
Credit Union Australia Ltd (trading as Great Southern Bank)Brisbane
Credit Union SA LtdAdelaide
Dnister Ukrainian Credit Co-operative LimitedEssendon
EECU Limited (trading as Nexus Mutual)Melbourne
Family First Credit Union LimitedLithgow
Fire Service Credit Union LimitedAdelaide
Firefighters & Affiliates Credit Co-operative LimitedBrunswick
First Choice Credit Union LtdOrange
First Option Credit Union LimitedMelbourne
Ford Co-operative Credit Society LimitedGeelong
Gateway BankSydney
Goulburn Murray Credit Union Co-operative LimitedShepparton
Heritage Isle Credit Union LimitedLaunceston
Holiday Coast Credit Union LtdWauchope
Horizon Credit Union LtdWollongong
Hunter United Employees' Credit Union LimitedBroadmeadow
Laboratories Credit Union LimitedNorth Ryde
Lithuanian Co-operative Credit Society "Talka" LimitedNorth Melbourne
Lysaght Credit Union LtdWollongong
MacArthur Credit Union LtdCamden
Macquarie Credit Union LimitedDubbo
MCU LtdMaleny
My Credit Union LimitedHomebush
Northern Inland Credit Union LimitedTamworth
Nova Credit Union LimitedNewcastle West
Orange Credit Union LimitedOrange
Police Credit Union LimitedAdelaide
Pulse Credit Union LimitedMelbourne
Queensland Country Credit Union LimitedAitkenvale
Queenslanders Credit Union LimitedBrisbane
Railways Credit Union Limited (trading as MOVE)Brisbane
Select Encompass Credit Union LtdSurry Hills
South West Slopes Credit Union LtdYoung
Southern Cross Credit Union LtdKingscliff
South-West Credit Union Co-Operative LimitedWarrnambool
Summerland Financial Services Limited (trading as Summerland Credit Union)Lismore
Sydney Credit Union LtdBlacktown
The Broken Hill Community Credit Union LtdBroken Hill
The Capricornian LtdRockhampton
The Gympie Credit Union LtdGympie
Traditional Credit Union LimitedDarwin
Transport Mutual Credit Union LimitedSurry Hills
Warwick Credit Union LtdWarwick
WAW Credit Union Co-Operative LimitedWodonga
Woolworths Employees' Credit Union LimitedMulgrave
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Compare bank accounts offered by Australian banks

Name Product Contactless Payments Instant Payments ATM Withdrawal Fee Monthly account fee
HSBC Everyday Global Account
Google Pay, Apple Pay
Special offer: $100 cash bonus for new HSBC customers.
Earn 2% cashback on tap and pay purchases (T&C's apply).
Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.

NAB Classic Banking
Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Osko, PayID
Enjoy convenient, unlimited access to your money.
$0 monthly account fee.

Tap and pay with your NAB Visa Debit card or your phone using Apple Pay, Google Pay, Samsung Pay or NAB Pay for Android. Temporarily block your card at the touch of a button if you lose it.
MyState Bank Glide Account
Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Osko, PayID
Simplify your everyday banking with these sleek digital features.
$0 monthly account fee.
Choose the way you pay with access to Google, Samsung and Apple Pay plus Fitbit Pay and Garmin Pay. Send and receive money in less than 60 seconds with PayID.
Virgin Money Go Account
Google Pay, Apple Pay, Samsung Pay
Osko, PayID
Special offer: Welcome bonus of 5,000 Virgin Money Points (T&Cs apply).
$0 monthly account fee.

A transaction account that gives you Virgin Money Points on your everyday spend, access to perks and rewards. Plus, earn a competitive bonus interest rate on your Virgin Money Boost savings account.
Great Southern Bank Everyday Snap Account
Refund of international ATM withdrawal fees and international card transaction fees (conditions apply).
$0 monthly account fee. Unlimited fee-free everyday transactions.
Apple Pay, Google Pay and Samsung Pay available. Savings Top Up tool automatically transfers to linked savings account.
Suncorp Everyday Options Account
Google Pay, Apple Pay
Osko, PayID
Link up to 9 interest-earning sub accounts.
$0 monthly account keeping fees.
Earn interest on your linked sub accounts to help you save for individual goals, with no account fees to pay. Make contactless payments using Google Pay and Apple Pay.
Citi Global Currency Account
Apple Pay, Samsung Pay
Osko, PayID
Earn up to 0.75% p.a. interest on your AUD balance.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free.
Great Southern Bank Everyday Account
Enjoy flexible payment options and access to a wide network of ATMs.
$0 monthly account fee.
Access to Google, Samsung and Apple Pay. Enjoy fee-free cash withdrawals from 10,000+ ATMs across Australia.

Compare up to 4 providers

Other ADIs

There are also a few other financial institutions which are regulated by APRA in accordance with the Banking Act 1959 and classified as authorised deposit-taking institutions (ADIs), but which do not fall into the above categories:

  • Goldfields Money Limited
  • MyLifeMyFinance Limited
  • Cairns Penny Savings & Loans Limited

These companies provide industry services:

  • Australian Settlements Limited
  • Cuscal Limited
  • Indue Ltd
Ongoing, variable 1.2% p.a. when you deposit at least $20 into the account each month and make 5 or more Visa Debit card transactions from a linked MyState transaction account. Bonus interest available on balances up to $250,000.

Shopping for a bank?

Compare the above banks’ services side by side. Click on the product or service you’re interested in below to view our handy comparison tables.

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