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List of banks in Australia

Looking for a bank, building society or credit union that operates in Australia? You’ll find it here.

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On this page you’ll find a comprehensive list of the banks, credit unions and building societies that operate in Australia. Search the tables below for more information about all the financial institutions that offer banking products to Australian customers.

Australian-owned banks

Banks provide a wide range of financial products and services to Australian customers, including transaction and savings accounts, home loans, personal loans and credit cards.

Many of the institutions below are listed on the stock exchange and owned by shareholders, but this list also includes several mutual banks. Also known as customer-owned banks, mutual banks are credit unions or building societies that have voted to become a bank and have proven to the Australian Prudential Regulation Authority that they satisfy the capital requirements of a bank.

  • Foreign subsidiary banks

    A foreign subsidiary bank is a subsidiary of a foreign-owned bank that is incorporated in Australia. These institutions must hold capital locally and must also meet the same prudential standards and undergo the same supervision as Australian-owned banks.

  • Building societies

    A building society is a mutual organisation that is owned by its members and offers a wide range of financial products and services. These organisations tend to be located in rural and regional Australia and they offer deposit accounts, loans and payment services.

  • Credit unions

    Like building societies, credit unions are also owned by their members. Rather than being run to provide profits for shareholders, credit unions are run to benefit members. Credit unions operate right across Australia and offer a wide range of banking and financial products and services.

Compare bank accounts offered by Australian banks

1 - 7 of 7
Name Product Contactless Payments Instant Payments ATM Withdrawal Fee Monthly account fee
HSBC Everyday Global Account
Google Pay, Apple Pay
N/A
$0
$0
Earn 2% cashback on tap and pay purchases. T&Cs apply.
Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.

Virgin Money Go Account
Apple Pay, Google Pay, Samsung Pay
Osko, PayID
$0
$0
Special offer: Get 5k bonus Virgin Money Points when you open a new account, for a limited time only.
$0 monthly account fee. A transaction account that gives you Virgin Money Points on your everyday spend, access to perks and rewards. Plus, earn a competitive bonus interest rate on your Virgin Money Boost savings account.
Westpac Choice
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card
Osko, PayID
$0
$5
Use your Westpac Digital Card in the Westpac App to make contactless purchases 24/7 with no physical card.
No monthly account keeping fee for customers under 30 or if you meet the deposit conditions.
Shop safely online with Westpac Digital Card. Your 3-digit security number refreshes every 24 hours to keep your details safe.
MyState Bank Glide Account
Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Osko, PayID
$0
$0
Simplify your everyday banking with these sleek digital features.
$0 monthly account fee.
Choose the way you pay with access to Google, Samsung and Apple Pay plus Fitbit Pay and Garmin Pay. Send and receive money in less than 60 seconds with PayID.
Westpac Choice Student
Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Osko, PayID
$0
$0
$0 account keeping fee for students and customers under 30
Make purchases 24/7 using your Westpac Digital Card in the Westpac App.
Students will pay no monthly account keeping fee with no deposit conditions to meet. Pay with your phone or wearable device anywhere and anytime, and access cash without your debit card using Cardless Cash.
Citi Global Currency Account
Apple Pay, Samsung Pay
Osko, PayID
$0
$0
Earn up to 1.2% p.a. interest on your AUD balance.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free.
Up Everyday Account
Google Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Osko, PayID
$0
$0
A transaction account designed for your smartphone with spending categorisation and a round-up feature to help you save. No international transaction fees and no ATM fees in Australia.
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