List of banks in Australia — yep, all of them

Here's a list of all the banks in Australia, from the Big Four to the mid tier banks, customer-owned banks and online neobanks.

On this page you’ll find an updated list of all the banks, credit unions and building societies that operate in Australia.

A list of every bank operating in Australia

The list above includes different types of Australian banks, but they all serve the same broad function of holding customer deposits, and access to money (savings and credit) via loans, debit cards and credit cards.

Australian-owned banks

Banks provide a wide range of financial products and services to Australian customers, including transaction and savings accounts, home loans, personal loans and credit cards.

In Australia most people bank with one of the Big Four:

But there are so many other banks in Australia. This includes a second or mid-tier of major banks below the Big Four. There are also many smaller banks, some of them entirely digital. These banks are often owned by a larger bank.

Foreign subsidiary banks

A foreign subsidiary bank is a subsidiary of a foreign-owned bank that is incorporated in Australia. These institutions must hold capital locally and must also meet the same prudential standards and undergo the same supervision as Australian-owned banks.

Building societies

A building society is a mutual organisation that is owned by its members and offers a wide range of financial products and services. These organisations tend to be located in rural and regional Australia and they offer deposit accounts, loans and payment services.

Credit unions

Like building societies, credit unions are also owned by their members. Rather than being run to provide profits for shareholders, credit unions are run to benefit members. Credit unions operate right across Australia and offer a wide range of banking and financial products and services.

Which bank should I choose?

While all banks serve the same basic function there are a few ways to decide what kind of bank you're looking for:

  • Do you need to visit a local bank branch? Most banking is done online or via phone. But sometimes you need to get cash from an ATM or talk to someone face to face. If this is you, look for a big bank with a branch near where you live. If you live outside a major city you could also look at a local bank or credit union with a branch nearby. You probably don't want an online bank.
  • Do you want really convenient online access and a banking app? Some people like to go entirely digital. There are plenty of online banks that don't even have physical branches. Some of them have great apps. But don't count out larger banks either. They often have very well designed apps.
  • Read reviews and trust word of mouth. If you hear lots of bad things from customers of one bank, you might want to steer clear. Read reviews and check out the Finder customer satisfaction awards to see which banks have the best customer service.
  • Does the bank offer what you need? Look closely at a bank's products. Some banks have different strengths and weaknesses too. If you have bank accounts in multiple countries you could look at a more international bank like HSBC, for example.

Looking for a new bank?

Click on the product or service you're interested in below to view our comparison tables.

Compare bank accounts offered by Australian banks

1 - 6 of 213
Name Monthly fee Govt. Guarantee Own network ATM fee Card type
St.George Complete Freedom Account
St.George Bank logo
Apple Pay Google Pay Samsung Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Get $40 cashback on groceries when you spend $160 on your digital Visa Debit card within 60 days at Woolworths or Coles. New customers only. (T&C’s apply).
Westpac Choice
Westpac logo
Apple Pay Google Pay Samsung Pay Garmin Pay Digital Card
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Mastercard
Go to siteMore Info
Eligible cardholders can get discounts when shopping at partner brands.

NAB Classic Banking Account
NAB logo
Apple Pay Google Pay Samsung Pay Garmin Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Get personalised cashback offers via the NAB app with NAB Goodies
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Richard Whitten's headshot
Money Editor

Richard Whitten is Finder’s Money Editor, with over seven years of experience in home loans, property and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 582 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips
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