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Winner of the 2020 Finder Award for Best Balance Transfer Credit Card, the HSBC Platinum gives you access to premium perks, including airport lounge passes, a personal concierge, complimentary insurance & rewards.
0% p.a.
Balance transfer rate
for 26 months with 1% balance transfer fee
19.99% p.a.
Purchase rate
1
Reward point
Per $ spent
$0 p.a.
Annual fee
for the first year ($129 p.a. thereafter)
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Product Name | HSBC Platinum Credit Card - Balance Transfer Offer |
---|---|
Rewards program | HSBC Rewards Plus |
Balance transfer rate | 0% p.a. for 26 months with 1% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (21.99% p.a.) |
Balance transfer limit | 90% of available limit |
Purchase rate | 19.99% p.a. |
Annual fee | $0 annual fee for the first year ($129 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 21.99% p.a. |
Min credit limit | $6,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Minimum income | $40,000 |
---|---|
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards program | HSBC Rewards Plus |
---|---|
Rewards points per $ spent | 1 |
Rewards points cap | 10,000 |
Annual fee | $0 annual fee for the first year ($129 p.a. thereafter) |
---|---|
Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3% |
Cash advance fee | 3% or $4, whichever is greater |
Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
Additional cardholder fee | $0 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.