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HSBC Instant Savings membership program

Save on your dining, travel, entertainment and other everyday spending with this HSBC credit card perk.

HSBC Instant Savings is a complimentary credit card benefit that gives you membership to the Frequent Values program. This program offers thousands of travel, shopping and lifestyle deals that help you save anywhere from 5% to 50% on your credit card spending.

Use this guide to learn more about HSBC Instant Savings and Frequent Values, including how to sign up once you have an HSBC credit card. We also go through how to use the app to view offers and redeem them, as well as some of the brands that offer deals with this service.

What is Frequent Values?

Frequent Values is a program run by Entertainment Publications. If you’ve ever bought or heard of the Entertainment Book, this is the same publisher and runs along similar lines. Basically, Frequent Values offers thousands of different promotions with companies in Australia and overseas. Partners include Coles, Woolworths, David Jones, Hoyts, Jetstar, Virgin Australia, Emirates, InterContinental Hotels and Mantra Hotels.

The offers vary depending on the partner and your location but some of the savings you could make as a member include:

  • Up to 5% off at supermarkets and petrol stations
  • Up to 10% off at department stores
  • 20% off dining at participating venues in Australia (up to $25 per bill)
  • Up to 50% off family activities and lifestyle purchases
  • Up to 50% off hotels around the world

How can I get access to Frequent Values with my HSBC credit card?

This service is linked to HSBC Instant Savings, a perk you can access when you have a HSBC credit card. If you’re new to HSBC you’ll need to activate your credit card before you can get access to the service.

You’ll then be sent a welcome email that includes your membership details, as well as a link to the program’s mobile app. Or, if you’re an existing HSBC cardholder, keep an eye out for an email inviting you to activate your HSBC Instant Savings account. Then you’re ready to sign up to the service.

Steps to register for HSBC Instant Savings and Frequent Values

  1. Download the Frequent Values app for HSBC Instant Savings members or click on the link to the Frequent Values website. Both of these options are shown in your email from HSBC.
  2. Enter the client code, membership number and temporary password provided in the email.
  3. Provide your name and contact details, along with a secure password. Then follow the prompts to complete your registration.

Note that you must activate your account within three months from when the email was sent. After that, the temporary password and activation details will no longer work.

How to use Frequent Values offers with a HSBC credit card

Once you’re registered for the service through HSBC Instant Savings, you can browse the Frequent Values website and app to see the different offers available. You can search by category (eg dining, shopping, hotels, travel), by location or by typing in the details of a company or service you’re interested in.

Once you have found an offer that you like, simply click on the offer to view full details (you’ll need to be logged in first). In general, there are two main ways you’ll redeem offers:

  • In person. For example, if you want to get 20% off your dining bill at a participating restaurant, you would let the staff know you have a Frequent Values offer. When you’re ready to settle the bill, go to the offer page on your phone, click “Redeem this offer” and then show the confirmation screen to the staff member. The staff member can then apply the discount to your bill before you pay it.
  • Online. If you’re redeeming an offer for a hotel discount, flight discount or eGift card, it’s simply a matter of following the prompts through the app or online membership portal. For example, if you wanted to redeem a flight discount offer, you could be taken to a secure online portal where you can access the exclusive prices or offers available.

You can redeem as many offers as you like through Frequent Values. Just remember to check the terms and conditions for each offer to make sure there are no restrictions, such as on weekends or at other peak periods.

Frequent Values offers you thousands of ways to save on travel, luxuries and everyday shopping. While you can get complimentary membership with an HSBC credit card, you’ll only really get value out of this service if you actually browse and redeem offers. So make sure you weigh this value against the other features and costs of your card to decide if it will work for you.

Compare HSBC credit cards

Rates last updated October 22nd, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.
HSBC Platinum Credit Card
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$129 p.a.
0% p.a. on purchases and balance transfers with no BT fee. Plus, a yearly annual fee refund when you spend $6,000 and 2 lounge passes per year.
HSBC Platinum Qantas Credit Card
19.99% p.a.
0% p.a. for 12 months
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
HSBC Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months with 2% balance transfer fee
$99 p.a.
Receive up to 20 months interest-free on balance transfers with a 2% BT fee. Also enjoy exclusive offers with the home&Away Privilege Program.
HSBC Premier World Mastercard
19.99% p.a.
$0 p.a.
Offers a choice of either HSBC Rewards Plus or HSBC Qantas Rewards programs, complimentary travel insurance and a $0 annual fee.
HSBC Corporate Card
19.99% p.a.
$129 p.a.
Offers online access to reporting through Visa IntelliLink, complimentary travel insurances and the ability to set individual spend limits.

Compare up to 4 providers

Pictures: Shutterstock

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