Hilton Honors Macquarie Platinum Card – Rates & Fees

Earn Honors Points on everyday purchases, save with up to 55 interest-free days and save on interest with 2.99% p.a. on balance transfers for 12 months.

Are you a regular Hilton customer? If so, reward your loyalty with bonus Hilton Honors Rewards every time you make a purchase at the hotel with your Hilton Honors Macquarie Platinum Card. Plus if you repay your balance in full each month, you can take advantage of up to 55 interest-free days. Otherwise, if you're struggling to repay a high interest debt, you can start consolidating faster with 2.99% p.a. on balance transfers for 12 months.

Product NameHilton Honors Macquarie Platinum Card
Rewards ProgramHilton Honors
Balance transfer rate (p.a.)2.99% p.a. for 12 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (20.7% p.a.)
Purchase rate (p.a.)20.70% p.a.
Offer end date31 January 2018
Annual fee$295 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.95% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Minimum Monthly Repayment2.5% of the total balance or $50, whichever is greater
Minimum Income$30,000
Card TypeVisa
Late Payment Fee$35
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Available To Temporary ResidentsNo
Joint ApplicationYes
Minimum Income$30,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Min Credit Limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$6,000
Annual Fee$295 p.a.
Minimum Repayment2.5% of the total balance or $50, whichever is greater
Late Payment Fee$35
Over Limit Fee$30
Cash Advance Fee$5 or 3% of the value of the transaction, whichever is the greater
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Gambling Transactions AllowedNo
Additional Cardholder Fee$49 p.a.
BPAYYes
ChequeYes
Direct DebitYes
Phone BankingYes
Internet Banking TransfersYes
In BranchYes
MailYes
Rewards ProgramHilton Honors
Rewards Points per $ (VISA/MC)4
Rewards Points per $ (VISA/MC) CapUncapped
Points ExpiryNever

Hilton Honors Macquarie Platinum Card review

If you're looking for a card that earns rewards as you spend while saving on interest costs, the Hilton Honors Macquarie Platinum Card could be the right one for you. You can earn points on everyday purchases, plus bonus points on purchases made with Hilton Hotels and its partners.

If you repay your balance before the end of the statement period, you can also save on interest charges, with up to 55 interest-free days. Transfer your high interest balance to the Hilton Honors Macquarie Platinum Card and you could repay your debt faster without the cost of interest with the 2.99% p.a. balance transfer offer for 12 months. Plus, access to a 24/7 concierge service and complimentary travel insurance will give you some extra convenience and peace of mind.

Learn more about the Hilton Honors program (previously known as Honors)

Benefits of the Hilton Honors Macquarie Platinum Card

  • Automatic Honors Gold status. As the primary cardholder, fast-track straight to Honors Gold status which is worth 75,000 Honors Base Points. Gold elite status lets you enjoy 25% bonus on all Honors Base Points earned, receive the 5th night free on Standard Room Reward stays of 5 nights or more, access guaranteed discounts and complimentary in-room internet access at participating hotels.
  • Annual fee waiver. If you apply and are approved by 31 January 2018, the annual fee for both the primary cardholder and additional cardholder, usually $295 p.a. and $49 p.a. respectively, will be waived. This means you will pay no annual fees for the life of the card.
  • Hilton Honors Rewards. If you use your credit card in any of the resorts or hotels under the Hilton portfolio, you’ll earn a bonus 4 Honors Bonus Points with the rewards program. You’ll earn 1 Honors Bonus Point per $1 spent on all other eligible purchases. If you are not a member of the Honors Reward Program, you can join when you apply for your credit card.
  • Honors Diamond status upgrade. Available to primary cardholders, enjoy the highest Hilton membership level when you spend $40,000 per year. Honors Diamond status lets you enjoy 50% bonus on all Base Points earned, guaranteed room with a reservation made at last 48 hours prior to arrival and complimentary continental breakfast at participating hotels.
  • Reward weekend night certificates. Let your spending take you away and earn a reward weekend night certificate when you spend $12,000 per year. The certificate is valid at over 4,300 hotels and resorts within the Hilton Portfolio for one weekend night standard accommodation of double occupancy, subject to availability. Also earn an additional reward weekend night certificate when you spend $2,000 in the first three months from card approval.
  • Balance transfer offer. Get 2.99% p.a. for 12 months when you transfer your credit card balances to the Hilton Honors Macquarie Platinum Card. The balance transfer interest rate will revert to the standard purchase rate of 20.7% p.a. once the promotion has ended.
  • Complimentary overseas travel insurance. If you use your Hilton Honors Macquarie Platinum Card to pay for the full amount of your return overseas travel ticket, you'll receive complimentary travel insurance for yourself and your spouse or dependent children that are travelling with you. This travel insurance policy is valid for 3 months.
  • Eligible for Android Pay. Simply place your compatible Android device near a contactless terminal at checkout for a fast and easy way of making purchases. Learn more here.

Hilton Honors Macquarie Platinum Card features

  • Annual fee. This credit card attracts a standard annual fee of $295. However, primary and additional cardholders who apply and get approved by 31 January 2018 can take advantage of $0 annual fee for the life of the card.
  • Interest rates. This card charges 20.7% p.a. on purchases and 21.95% p.a. on cash advances.
  • 24/7 Complimentary Concierge Service. Enjoy exclusive access to the platinum concierge service offering round-the-clock professional service to organise the goods and services you need, whether it be flights, tickets to a show/ game or a private yacht.
  • Up to 55 interest-free days. Repay your balance in full (including balance transfers) before the end of the statement period and you’ll receive up to 55 interest-free days on purchases.

How to apply for the Hilton Honors Macquarie Platinum Card

Before you apply for this card, make sure you've met the eligibility requirements and organised the necessary documents:

Eligibility criteria

  • The age limit is 18 years old.
  • Applicants must be permanent Australian residents.
  • Applicants must have good credit rating.
  • Applicant must earn a taxable income of at least $30,000 p.a.

Required information

  • Gross annual income
  • Australian driver’s license number (if available)
  • Address and contact information of current employer
  • Contact information of accountant if retired or self-employed
  • Monthly expenses

The Hilton Honors Macquarie Platinum Card offers a range of benefits and useful features. But as it's not the only rewards credit card on the market, you'll benefit from comparing your options before you apply.

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3 Responses

  1. Default Gravatar
    GavinDecember 8, 2014

    Hi, do you have any promotions to join ie, free membership for the first year? Hilton Macquarie Platinum Visa

    • Staff
      ElizabethDecember 8, 2014Staff

      Hi Gavin,

      Thanks for your question.

      Membership to the program is free, so no such promotion exists. Although, if you spend above $40,000 in your first year you’ll be upgraded to HHonors Diamond status.

      I hope this has helped.

      Thanks,

      Elizabeth

  2. Default Gravatar
    DeanJanuary 17, 2012

    Are we able to attach our Qantas FF to this card ?

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