While it's great to get a deal when signing up to a new health insurance policy, the most important thing is that you get the right cover for your needs. Don't be tempted to sign up with a provider or policy that isn't right for you just because it has a great discount. Here are a few key things to keep in mind when comparing health insurance offers.
Health insurance sign-up deals change each month, but there are a few common types of offers you're likely to see.
One of the most common sign-up offers you'll see in health insurance is a number of weeks of free coverage. The amount of time is normally between 2 and 6 weeks. You'll sometimes need to be signed up for a minimum period of time (3 months, for example) before entering your free coverage period.
Many providers will offer to waive some waiting periods on new policies, so that you can claim right away. This is especially common on extras policies. Most offers will waive 2 and 6 month waiting periods.
Health insurance providers associated with airline brands will offer bonus frequent flyer points for new sign-ups. To claim the full bonus you'll generally need to be on a high level of cover for a minimum number of months. Lower levels of cover will often give you a smaller number of points.
Sign-up deals are all well and good, but many health insurance brands all offer a range of ongoing member benefits and rewards, which you should be aware of. Here are some of the current health insurance offers available from Finder partners:
| Health Fund | Member Offer | Apply |
|---|---|---|
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| Get quote |
 | Key offers:
| More info |
 |
| More info |
 | Key offers:
| Get quote |
Why compare health insurance with Finder?
We don't ask for your phone or email to see prices.
With 1 click, you can open your results to nearly every fund in Australia.
You pay the same price as going direct – we charge no fees.
Why compare with us
Our customers trust us
Sign-up deals aren't just for people who are brand new to health insurance. Any of the current offers on this page are also available to people switching from one provider to another, so long as you're a new customer to the brand you're switching to. It's one of the three big benefits to switching health insurance providers regularly:
Health insurance sign-up deals are available to people switching providers, as long as you're a new customer to the fresh provider.
Switching health insurance providers is easy - just sign up with the new provider. The new provider will sort it all out for you.
Any waiting periods you've already served will transfer to your new provider, as long as the coverage level is the same.
With inflation still high and the annual indexation looming, should you make some extra repayments to your debt?
Are runes and ordinals about to be the next big thing in crypto?
Save $1,297 by investing some of your savings in an exchange-traded fund.
Find all the weekly tips from our Dollar Saver newsletter and see how you could save.
Drive a banger that needs some TLC?
More Australians are resorting to theft as they struggle with the rising cost of living, according to new research by Finder.
No one wants to spend years and years paying off what ends up being mostly interest. Here are several tips on how to pay off your home loan faster.
SPONSORED: We take a look at how term deposits can help you save more cash and build wealth.
Australian pet owners would fork out an eye-watering amount before considering putting their pet down, according to new research by Finder.
The fourth Bitcoin halving is here - what to expect next from Bitcoin.
