Emirates Citi World Mastercard

1 September 2017

Earn up to 50,000 bonus Skywards Miles when you use your card, earn up to 1.5 Skywards Miles for every dollar spent.

The Emirates Citi World Mastercard comes linked to the Emirates Skywards frequent flyer program and if you’re not already a member, you can become one for free. You'll receive 40,000 bonus points when apply, are approved and spend on your card within the first 90 days of card approval. You can also receive an additional 10,000 bonus points if you spend a minimum of $500 on emirates.com during that period.

Cardholders receive various travel and purchase insurance covers for free, and they can also look forward to various travel benefits.

Emirates Citi World Mastercard review

If you’re looking for a credit card that comes linked to the Emirates Skywards frequent flyer program and also offers a promotional balance transfer rate, this Citi credit card could be a valuable option. This is because its promotional 0% p.a. balance transfer rate stays in place for the first 9 months.

This card can also work well for individuals who travel internationally from time to time, given its range of travel benefits. They can also make use of various complimentary insurance covers in a host of situations.

Benefits of the Emirates Citi World Mastercard

• Bonus Skywards Miles. If you apply for the card and make a purchase within the first 90 days from card approval, you can receive 40,000 bonus points. You can also get an additional 10,000 bonus Skywards Miles points on that period as well if a minimum of $500 is spent on emirates.com. You can expect your points to be credited to your account within 6-8 weeks after meeting the spend criteria. Balance transfers, special promotions, and cash advances do not qualify towards the spend criteria.

• Rewards program. You earn 1.5 Skywards Miles for every dollar spent on airline tickets through emirates.com. This includes flights booked onboard its partner airlines like Alaska Airlines, Japan Airlines, Jet Airways, Jetstar, Qantas, and Virgin America. You also earn 1.25 Miles for every dollar spent on eligible international spend (uncapped), and every dollar you spend on eligible domestic spend earns 1 Mile (up to $3,000 per statement period), and 0.5 Skywards Miles per $1 spent thereafter (up to $10,000 per statement period).
  While you can redeem your Miles for flights onboard Emirates and its partner airlines, you can also redeem them through Emirates’ car hire, hospitality, lifestyle, retail, and finance partners.
• Eligible for Samsung Pay. With Samsung Pay, you can easily make payments when you shop just by tapping your qualifying Samsung device on a contactless terminal. Learn more here.
• Complimentary insurance covers. When you use this card to pay for travel you can make use of complimentary international travel insurance, transit accident insurance, and interstate flight inconvenience insurance. Purchases you make using this card receive protection through guaranteed pricing scheme, purchase cover insurance, and extended warranty insurance.
• World Golf benefits. Cardholders can access some of the most sought after golf courses the world over. You can look forward to playing on renowned Tournament Players Club (TPC) courses, and you can even expect perks when you’re watching PGA Tour events.
• Other benefits. Cardholders get two complimentary lounge passes for Emirates Lounges in Australia, which they can access when flying Emirates. They can also make use of a complimentary chauffeur-driven service once every year, when they fly Emirates.

Features of the Emirates Citi World Mastercard

• Annual fee. Pay a discounted annual fee of $149 for the first year and $299 p.a. thereafter.
• Interest-free days. This card offers up to 55 interest-free days on purchases, which you can take advantage of by paying your account’s closing balance in full each month.
• Citibank Dining Program. You get access to the Citibank Dining Program, and each time you dine through this program you get free wine.
• Concierge service. Access round-the-clock global concierge service, which you can turn to for reserving tables at restaurants, booking flight tickets, delivering gifts, arranging business meetings, and more.
• Balance transfers. This card charges no interest on transferred balances for the first 9 months. Any outstanding balance at the end of this period starts attracting the card’s cash advance rate. You cannot transfer more than 80% of your card’s credit limit.

How to apply for the Emirates Citi World Mastercard

You can apply for the Emirates Citi World Mastercard online, and to begin now, simply fill in your details on the secure online application form. However, before you apply, establish if you meet the following eligibility criteria.

Eligibility criteria

• You’re over 18 years of age
• You’re an Australian resident
• You earn $75,000 or more each year
• You have good credit history

Required documents

• Your complete name, date of birth, nationality, marital status, and mother’s maiden name
• Your residential status, residential address, phone number, and email address
• Your employer’s name and contact details
• Details about your income and expenses
• Details about your assets and liabilities

Getting the Emirates Citi World Mastercard can be a good idea if you travel overseas regularly. This is not only because of its travel benefits, but also because you earn Miles sooner when you spend overseas. Don’t forget, though, that other credit cards offer similar features and benefits, so compare a few before applying.

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