MyCard Prestige Credit Card – Velocity Points Offer

• Eligible balance transfer debt. If you plan to take advantage of the balance transfer offer, MyCard allows you to transfer from $500 up to 80% of your available credit limit from accounts not issued under the MyCard brand.

Required documents

• Personal details. This includes your full name, email address, date of birth, marital status, number of dependents, residential address and contact number. You will also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
• Employment details. This covers your current job title, salary and your employer's contact details (or accountant's details if you're self-employed). You'll also need to provide supporting documents to verify your income, such as recent payslips or tax assessment notices from the ATO.
• Financial details. You'll need to provide details of any other forms of income, savings and other assets such as investment properties. You also need to share details about any existing liabilities or debts – including loans and credit cards – as well as estimates of your regular, household expenses.
• Balance transfer debt. If you're requesting a balance transfer, you'll need to provide details about the account/s and the amount you want to transfer.

• Rewards and frequent flyer options. You can transfer your points to a range of frequent flyer program partners, including Virgin Australia Velocity Frequent Flyer and Flybuys. You can also redeem points for other rewards including travel, gift cards and cashback through the MyCard Rewards Program.
• 10% off selected hotels with Expedia or Wotif. You'll get a 10% discount on selected hotels booked through Expedia or Wotif when you pay with your MyCard credit card before 31 January 2027 and stay before 30 June 2027.
• 4th night on Us. When you book a minimum of four consecutive nights at available hotels through Luxury Escapes, you can get a credit back for one night (up to $1,000 per credit per booking). To redeem this benefit, you must use the promo code "PRESTIGE4N" upon checkout.
• Complimentary mobile phone insurance. Use the MyCard Prestige Card to pay for your monthly mobile phone on a contract and you'll get cover for accidental damage and theft for up to $1,000 per claim (up to $1,650 per year). This complimentary insurance is underwritten by AIG Insurance and, as with any policy, it's a good idea to check the policy document for full details of what's covered and how to make a claim.
• Luxury Escapes discount. Until 1 March 2026, you can get up to 15% off on Limited Time LUX Exclusive hotel offers (up to $500 per booking) and 10% off on international tours (up to $250 per booking) when you pay with your MyCard credit card through the Luxury Escapes website or app.
• Mastercard benefits. With Mastercard Priceless Cities, you’ll get access to exclusive entertainment, dining, travel and other lifestyle experiences in more than 40 cities around the world.
• Balance transfer offer. You can consolidate existing debts with a 0% p.a. interest rate for the first 12 months, with a one-time 3% balance transfer fee when you apply online, request the balance transfer and get approved for this card. Any unpaid balance after the promotional period ends will be charged at the variable cash advance rate, currently 22.99% p.a.
• Mobile payment technology. You can make contactless payments using your qualifying device once you enable Samsung Pay, Apple Pay or Google Pay.

• Interest-free days. If you pay the full amount owed by the due date on each statement, you'll enjoy up to 44 days interest-free on purchases.
• Foreign transaction fees. If you use your MyCard Prestige card to make a foreign transaction, the standard 3.5% fee will apply.
• Additional card. You can add up to 4 supplementary cards without any extra fees.