Custom credit card options in Australia

From the plastic itself to personalised stickers and sleeves, here's how to customise your credit card.

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Credit card stickers and covers are two of the easiest ways to customise your credit card, with many online stores giving you a mix of styles to choose from – and options for designing your own. Bendigo Bank actually lets you design your own card instead of being stuck with the default option.

Here's how these options work so you can stamp some personality on your plastic.

Looking for ANZ "designmycard" info?

ANZ designmycard was a service that let you print a customised image on your Australian credit card or debit card. Right now, designmycard is only available with an ANZ Access card linked to an ANZ Advantage account – not including ANZ Access Visa Debit cards. This means you won't be able to use it for a custom credit card design. Instead, you can check out your other options in this guide or learn more about ANZ credit cards here.

Credit card companies that let you design your own card

Currently, Bendigo Bank is the only provider that offers credit cards you can customise with your own images. This personalisation service gives you a choice of images Bendigo Bank has on file or an image that you upload yourself.

If you choose to upload your own image, you'll need to meet the following image requirements:

  • File size. The image must be less than 10MB.
  • Dimensions. The image should be at least 420x420 pixels.
  • File type. You can upload any of the following image file types: JPEG, PNG, GIF or Bitmap.
  • Image guidelines. Ideally, the image you choose should be a picture you have taken. Some of the images you can't use include business names or logos, slogans, works of art, public figures or explicit content. Check the Bendigo Bank website for a full list of requirements.

Not sure what type of file your image is?

To check the file type, you can look at the letters shown after the name of your image. For example, "Image2.jpg" would be a JPEG file and "Image2.png" would be a PNG file. If the image is in a folder on your computer, you can also look for the "Type" column on a Windows computer or the "Kind" column on a Mac.

Compare credit cards you can customise

Name Product Purchase rate Balance transfer rate Annual fee
Bendigo Bank Low Rate Credit Card
0% p.a. for 12 months, reverts to 11.99% p.a.
0% p.a. for 12 months with 2% balance transfer fee
$45
Save with 0% p.a. on purchases and balance transfers for 12 months (with a 2% BT fee).
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Compare up to 4 providers

Other ways to get a custom credit card design

You can also buy credit card covers and stickers as a way to create a custom credit card design. In most cases, you can just place the sticker on the front of your credit card and keep paying with it as usual.

Plenty of designs leave space for the embedded microchip and the card numbers that are usually printed on the front of the card, and you'll be able to peel the cover off if you decide you don't want it any more.

So, here's a look at some of the companies and websites that offer these credit card covers, stickers and sleeves.

CUCU covers

CUCU makes removable covers for credit cards, debit cards, gift cards and even transport passes. It offers thousands of designs in categories including animals, anime, gaming and motivation – plus official partnerships with brands including Hello Kitty and the NBA.

You can also design your own and have a choice between a full cover or a half cover for the front of your card. CUCU is based in Toronto, Canada, and prices are typically under AUD$10 for a full cover (although this may vary with exchange rate changes).

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Etsy

Online marketplace Etsy has credit card covers, decals and stickers from sellers in Australia, as well as overseas – including CUCU covers. You can set filters for price, location, delivery speeds and more. Plenty of sellers also offer personalisation such as choosing colours, words, fonts or different prints.

Prices typically range from $1 to $10 or more depending on the seller and the type of sticker or cover you choose. Remember to check shipping costs as well.

eBay

There is a range of eBay sellers that offer covers, decals and stickers you can use to customise your credit card. As eBay has a huge mix of sellers, your search results could also include credit card holders and wallets.

You can use filters or try different search terms to help narrow down the results. You can also contact a seller to ask a question or find out if they have more ways to customise your credit card design.

When you're looking at ways to design your own credit card, just remember that you should always be able to see (or easily access) the following features on your card for security and identity reasons:
  • The embedded microchip and the magnetic stripe
  • The name on the card
  • The card number and expiry date
  • The CVC/CVV
  • Your signature

Most companies that offer custom credit card stickers or other options use the universal measurements for cards. Otherwise, you could always trim down designs to make sure all the key details are visible.

If none of the options here are what you're after, you could also go digital and pay from your mobile phone or another device by adding your credit card details to Google Pay, Samsung Pay or another digital wallet. It's not exactly a visual type of customisation, but it does mean you won't have to even think about the physical design of your credit card (if that's what you want).

Picture: CUCU

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