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How can I earn Flybuys points on my credit card?
You can earn Flybuys Points when you sign up for a free Flybuys membership and spend money at eligible retailers. This includes Coles, Target, Kmart, Liquorland and Bunnings. You don't need a credit card to do this.
But you can even more points by shopping at those retailers with the right credit card.
Earn more points when you spend. Many of the credit cards listed on this page let you earn more Flybuys points when you spend. If a card has an earn rate of 1 point per $1 spent, this means you'd earn 100 Flybuys Points on the card when shopping at Coles or Bunnings. This is in addition to the Flybuys points you'd already earn just for shopping. Depending on the card you could double your earn rate. Coles credit cards let you earn Flybuys this way.
Bonus points offers when you sign up. Many cards have a generous bonus points offer when you sign up for the card. This could earn you tens or even hundreds of thousands of Flybuys Points. You often have to qualify for the bonus points by spending a certain amount on the card in the first few months after sign up.
Keep in mind: You'll need to provide your Flybuys membership number when you apply or after you activate your account to be able to earn Flybuys points with a credit card.
Example: How many Flybuys points can I earn with a credit card?
The amount of points you'll get from a Flybuys credit card depends on the card, its earn rate and how much you spend.
Let's say you took out a Coles Rewards Mastercard. This card has an earn rate of 2 Flybuys points per $1 on eligible spending (up to $3,000 per statement period and then 1 point per $1 up to $8,000 per statement period after that).
It also has a bonus offer of 40,000 Flybuys Points if you spend $3,000 on eligible purchase in the first 3 months. Let's assume your monthly card spending in one year averages out to $2,000 a month.
Bonus points: 40,000
Points earned on card spending (2 points per dollar): 48,000
Total = 88,000 Flybuys Points.
And you'd also earn a further 24,000 Flybuys Points on the spending (you get 1 point per dollar spent as a Flybuys member).
"Many points schemes have a time limit on their use. So make sure you keep an eye on them! Don't be like me and miss out on potential savings, flights or fun items for round the house by letting a time limit lapse."
How to redeem Flybuys points earned with a credit card
Once the Flybuys points earned with your credit card have been added to your account, you can redeem them for cash off your shop, retail items, travel, Velocity Points and other rewards offered through the Flybuys rewards program in a few steps:
Go to https://experience.flybuys.com.au/ or the Flybuys app and log in to your account.
Shop for rewards and choose the one you want.
Follow the prompts to finalise your redemption.
You can also redeem points by calling the Flybuys service centre at 13 11 16.
What are the pros and cons of using a Flybuys credit card?
Pros
Earn points as you spend. A Flybuys-linked credit card will reward your everyday credit card spending at eligible retailers.
Instantly convert points to cash. With Flybuys-linked Coles credit cards, you can instantly convert 2,000 Flybuys points into $10 off your next shop at any Coles store.
Free membership. Certain frequent flyer programs require that you pay a registration or annual fee, but the Flybuys program doesn't charge such a fee. Please note that your credit card may come with an annual fee, though.
Get more than flights. You can redeem your Flybuys points for more than flight rewards. You can also get gift cards, convert your points to cash, or choose from an array of merchandise.
Convert points into frequent flyer points. If you'd prefer, you can also transfer your Flybuys points to a Virgin Velocity frequent flyer account.
Enjoy bundled discounts. With attractive incentives to spend within the large network of Flybuys partners, you can save money or earn multiple Flybuys points by taking up exclusive partner promotions.
Cons
Fewer options. Not many cards are directly linked to the Flybuys program, which limits your choices to a few card providers.
Higher annual fee for faster earn rate. The Coles Rewards Mastercard charges a $99 annual fee to earn up to 2 points for every $1 spent, compared to the Coles No Annual Fee Mastercard which lets you earn 0.5 points per $1 spent.
Limited travel benefits. You may be disappointed if you're looking for benefits like priority check-ins, travel insurance cover and lounge access. Unlike traditional frequent flyer programs, Flybuys doesn't directly offer these.
Restrictions. Flybuys customers are limited to earning points only with partner merchants, so you'll want to make sure that its network of partner stores caters for your existing spending habits.
Expiry. Flybuys points and dollars will expire if you fail to earn or redeem points for 12 consecutive months.
Frequently asked questions
With a Coles Mastercard credit card, the points you earn per $1 can take up to 60 days to be added to your Flybuys account and the number of points you earn in each statement period will be shown on your credit card statement.
If you're transferring credit card reward points, allow up to 28 days for them to be credited to your Flybuys account.
And for bonus point offers you should typically allow around 4-6 weeks from when you meet the spend requirement. These details vary between cards, so if you have questions it's a good idea to ask the credit card company directly.
If you want to share your Flybuys credit card account with someone, you can submit a request to add them as an additional cardholder on your account. They'll be issued with their own credit card, which will earn Flybuys points for your rewards account. Note that you'll still be responsible for managing the Flybuys credit card (as the primary cardholder).
Link your partner accounts online by signing in to your Flybuys account. Go to “My account” and scroll down to “Your linked accounts”. Under that, you will see the possible accounts that can be linked. Simply follow the prompts from there.
You can get Flybuys dollars in exchange for your Flybuys points, at the rate of 10 Flybuys dollars for every 2,000 Flybuys points. These Flybuys dollars can be used to pay for products and services at Coles Supermarkets, Shell Reddy Express, Liquorland, Target, Kmart, mycar Tyre & Auto and First Choice Liquor.
Log in to the Flybuys app or Flybuys website to check your current Flybuys points balance. You'll also see details of how many points you have earned on your monthly credit card statements.
Update your details by calling the Flybuys Service Centre on 13 11 16, or by logging in to your account online. Go to “My Account”, select from the options in the top right-hand corner of the Account Overview page or navigate to the “Account Details” page using the submenu to update any of your details.
Sources
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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024.
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Can you use coles supermarket fly buy points to travel to fiji?
Finder
JonathanMarch 6, 2015Finder
Hi Deborah, thanks for your inquiry!
Flybuys points can be redeemed through its flight partner Webjet. Flights to Fiji are eligible.
Cheers,
Jonathan
MrsFebruary 26, 2015
How do I request a new replacement Flybuys card
Finder
JonathanFebruary 27, 2015Finder
Hi Mrs M,
If you sign into the Flybuys website, click on “My Account” then select your name under “Cardholder Details”, and scroll down to “Replace my card”. Alternatively you can call the flybuys customer service team, the number is available on their website.
Cheers,
Jonathan
TerrFebruary 10, 2015
Am I able to redeem my Coles Flybuys for Qantas reward miles?
Finder
JonathanFebruary 11, 2015Finder
Hi Terr,
Thanks for your inquiry.
The Coles Flybuys and Qantas Reward Miles currently do not have a partnership. You may compare Qantas Frequent Flyer cards and see their sign-up bonus points. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
AnneJanuary 15, 2015
Hello, How do I connect the current business NAB credit card to flybuys? Thanks. Anne
Finder
JonathanJanuary 16, 2015Finder
Hi Anne,
Thanks for your question!
In terms of linking a current NAB credit card to the Flybuys Frequent Flyer Rewards Program, this can be completed by contacting the NAB’s dedicated service line for linking existing cards to rewards programs. Please see the frequently asked questions section for the contact details and for more information regarding the Flybuys Frequent Flyer Rewards Program.
I hope this has helped!
Cheers,
Jonathan
JoanJanuary 13, 2015
Can I book a flight for my daughter using my flyby points
Thank you
Finder
JonathanJanuary 13, 2015Finder
Hi Joan,
Thanks for your question,
Flybys Frequent Flyer Rewards are partnered with Webjet for booking flights, please see the Frequent Flyer website. Passenger names can be placed under another name other than your own.
It is important when it comes to booking for children, if a child is travelling without the supervision of a parent or guardian who is fifteen years or older they are classified as an unaccompanied minor. To make a booking for an unaccompanied minor in most cases you will have to contact the airline. Depending on the age of the child special arrangements and different processes will apply.
Well-known among frequent flyers and point chasers, this controversial strategy involves taking advantage of bonus point offers on different credit cards.
Credit card rewards and other loyalty programs have the potential to offer you extra value for your spending – here’s how to work out if you are getting it.
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Can you use coles supermarket fly buy points to travel to fiji?
Hi Deborah, thanks for your inquiry!
Flybuys points can be redeemed through its flight partner Webjet. Flights to Fiji are eligible.
Cheers,
Jonathan
How do I request a new replacement Flybuys card
Hi Mrs M,
If you sign into the Flybuys website, click on “My Account” then select your name under “Cardholder Details”, and scroll down to “Replace my card”. Alternatively you can call the flybuys customer service team, the number is available on their website.
Cheers,
Jonathan
Am I able to redeem my Coles Flybuys for Qantas reward miles?
Hi Terr,
Thanks for your inquiry.
The Coles Flybuys and Qantas Reward Miles currently do not have a partnership. You may compare Qantas Frequent Flyer cards and see their sign-up bonus points. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
Hello, How do I connect the current business NAB credit card to flybuys? Thanks. Anne
Hi Anne,
Thanks for your question!
In terms of linking a current NAB credit card to the Flybuys Frequent Flyer Rewards Program, this can be completed by contacting the NAB’s dedicated service line for linking existing cards to rewards programs. Please see the frequently asked questions section for the contact details and for more information regarding the Flybuys Frequent Flyer Rewards Program.
I hope this has helped!
Cheers,
Jonathan
Can I book a flight for my daughter using my flyby points
Thank you
Hi Joan,
Thanks for your question,
Flybys Frequent Flyer Rewards are partnered with Webjet for booking flights, please see the Frequent Flyer website. Passenger names can be placed under another name other than your own.
It is important when it comes to booking for children, if a child is travelling without the supervision of a parent or guardian who is fifteen years or older they are classified as an unaccompanied minor. To make a booking for an unaccompanied minor in most cases you will have to contact the airline. Depending on the age of the child special arrangements and different processes will apply.
I hope this has helped!
Cheers,
Jonathan