 | 0% for 12 months with 3% balance transfer fee, then 21.74% | Intro purchase rate 13.49% |
N/A
| | |
Offers $400 cashback when you spend $5,000 on everyday purchases within the first 150 days.
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74%
| Intro purchase rate 20.99% | 80,000 | | |
Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $4,000 in the first 90 days and 20,000 after 12 months.
| | |
| 5.99% for 24 months, then 21.74% | Intro purchase rate 13.49% |
N/A
| $0 first year ($59 after) | |
Save with a $0 first-year annual fee and a low interest rate on balance transfers and purchases.
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74% | Intro purchase rate 20.99% | 100,000 | | |
Get up to 100,000 bonus Qantas Points (60,000 when you spend $3,000 in the first 90 days and 40,000 after 12 months).
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74% | Intro purchase rate 20.99% |
N/A
| | |
Receive $200 cashback when you spend $1,500 on eligible purchases within the first 90 days.
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74% | Intro purchase rate 20.99% | 130,000 | | |
Earn up to 130,000 bonus Qantas Points (90,000 when you spend $5,000 in the first 90 days and 40,000 points after 12 months).
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74%
| Intro purchase rate 20.99% | 80,000 | | |
Get up to 80,000 bonus Velocity Points: 60,000 points when you spend $5,000 in the first 90 days and 20,000 after 12 months. Plus, no foreign transaction fees.
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74%
| Intro purchase rate 20.99% | 110,000 | | |
Get 110,000 bonus NAB Rewards Points when you spend $5,000 in the first 90 days. Plus, no foreign transaction fees.
| | |
| 0% for 12 months with 3% balance transfer fee, then 21.74% | Intro purchase rate 20.99% | 100,000 | | |
Get up to 100,000 bonus NAB Rewards Points (worth $450 in eGift cards): 80,000 points when you spend $3,000 in the first 90 days and 20,000 after 12 months.
| | |
| | Intro purchase rate 12.65% |
N/A
| | |
Take control of your business spending and monitor expenses with FlexiPurchase expense management software.
| | |
| | |
N/A
| | |
A charge card that gives you up to 35 days interest-free on business purchases and complimentary business liability insurance.
| | |
| | Intro purchase rate 0% for 12 months, then 13.25% |
N/A
| $0 first year ($60 after) | | ABN w/ $75,000 p.a. revenue. 0% p.a. interest for 12 months on purchases and receive complimentary unauthorised transaction insurance.
| | |
| | | 200,000 | | |
Get 200,000 bonus NAB Rewards points when you spend $8,000 on everyday business purchases in the first 90 days. ABN required. | | |
| | | 150,000 | | | ABN w/ $75,000 p.a. revenue. Earn 150,000 bonus Qantas Points when you spend at least $10,000 on everyday business purchases in the first 90 days.
| | |
Hi I currently have a
Qantas Visa Platinum Card.
The most points I ever receive is 3000 no matter how much I spend. Often between $2500 and up to $22500 very recently. Can someone help or advise me on what the problem is.
Regards. Kerry
Hi there,
Do you mean the NAB Rewards Platinum card? Each card has different earn rates. With the NAB Qantas Rewards Premium card, the earn rate is 0.66 points per $1 to $3,000 spent per statement period, and then 0.33 points per $1 spent up to $6,000. Anything after $6000 doesn’t earn points. This equates to a maximum of 3000 points per month. That must have been very disappointing for you, after spending over $22k one month! You could try calling NAB and asking if they’re willing to award you some bonus points, in recognition of your loyalty as a customer?
Otherwise, there are plenty of other cards that offer 1 point per $1 spent for much higher spend allowances. With the NAB Qantas Rewards Signature Card, for instance, you can earn 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000 per statement period. This equates to up to 12,500 points per month.
A range of other options, including some cards with bonus offers, is available here.
Hope this helps!
Hi need advice please , I’m on a regular Centrelink payment.im a long-term customer also.looking for what I can apply successfully for .so the straight up card is great .but is it the best option.id use the card at like food supermarkets and say bigw or Kmart ..and cash out.. looking for no annual
fees and very low interest rates if any
Hi Soona,
We’re not licenced to give personal advice. Generally, this card may be a good option if you want the flexibility to purchase without feeling pressure to pay off the full balance each month, and you can afford the monthly fee of $10 to $20 (charged instead of interest).
With a limit of $1000, you’ll pay $10 per month or $120 over a year, if you don’t pay it off in full each month.
By contrast, on a card that charges 22% interest with an average ongoing balance of $1000, you’d pay around $220 over a year in interest (plus any annual card fees).
If you think you can pay off the full balance each month, you might be better off with a card with no or low-annual fee.
Hope this added context helps!
What is the difference between a platinum and black credit card
Hi Robert,
In general terms, a black credit card is considered to be more premium than a platinum card but each bank or provider has its own credit card branding. For example, the NAB Rewards Signature is a level up from the NAB Rewards Platinum (even though it is not officially called a “black card” by NAB). Finder’s guide to Gold, Platinum and Black Credit Cards has more details on differences across the market in Australia. I hope this helps.
I have been a member of diners club since 1979, diners have advised me that it is closing all cards as at jan 24 i have been told that the NAB has purchased them and my card will be cancelled i wish to apply for a new card using my payment history with diners as a refernce have never missed a payment in 44yrs allways paid statement at end of each month will the NAB take my card on as i am a pensioner and also require an addittional card
Hi Angelo,
Yes, unfortunately Diners Club is leaving Australia next year. According to the information on the Diners Club website, your account won’t be transferred to another account once the change happens.
So if you wanted to get a card with NAB, you would need to meet the eligibility requirements and apply for that card. You could provide your Diners Club payment history as supporting documentation, but would also need to provide other requested information, including income, assets, debts and regular expenses. Most credit cards allow an additional cardholder, and you can check these details on Finder’s card review pages or the bank’s website.
If you want to check what’s required to apply for a NAB credit card, you can view details in this guide or call NAB on 13 22 65. If you have questions about your existing account, you may want to call Diners Club on 1300 360 060. I hope this helps.
What is the fee for the additional card holder for NAb Rewards Signature credit? Thank you.
Hi Diana,
You can add an additional cardholder for no cost. They must be 16 years of age or older and all transactions using the additional card will be the responsibility of the primary cardholder.
Hope this helps!