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Airwallex Borderless Cards

A multi-currency business card account that offers 10% cashback on your first US$1,000 equivalent eligible spending, with a $14 monthly fee per active employee card.

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Airwallex Borderless Cards are suited to business owners that want to track and manage spending in multiple currencies. Its structure is different to most expense management cards and business credit cards, so comparisons really come down to the features you want and the costs you're willing to pay for a business card account.

Airwallex Card Offer


10% cashback

Offer ends 31 December 2024

Eligibility criteria, terms and conditions, fees and charges apply

Airwallex Card Offer

A multi-currency business card offering 10% cashback on the first US$1,000 equivalent of eligible international spending.

  • Offers physical and virtual Visa cards for employees
  • Supports 10 multiple currencies: AUD, GBP, CAD, EUR, HKD, JPY, NZD, SGD, CHF and USD
  • Ability to set spending limits, controls and track business expenses in real-time
  • $14 monthly fee per employee card
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What is Airwallex?

Airwallex Borderless Cards give you a way to manage business spending and avoid foreign transaction fees. You can load 10 different currencies onto the account – including US dollars, Euros and British pounds – which can help you save on international transaction fees and simplify your budgeting. You can also set up virtual and physical cards that your employees can use to make purchases in multiple currencies.

Right now, you can also get 10% cashback on your first US$1,000 equivalent of eligible international card spending when you apply through the promotional link as a new customer. You can also use these cards together with other Airwallex products, including the Airwallex Global Account.

Pros and cons


  • 10% cashback offer
  • Virtual and physical Visa cards for employees
  • Load and spend in 10 currencies, including AUD, NZD, GBP, USD and EUR


  • $14 monthly fee per employee card

Key features

  • 10% cashback offer. If you're a new Airwallex customer in Australia, you'll get 10% cashback on the first US$1,000 equivalent of international card spending. This includes spending in any of the supported currencies on the card, as long as it adds up to an equivalent total of US$1,000. You also need to apply through the promotional link during the offer period to be eligible.
  • Load and spend in multiple currencies. You can track expenses accurately and save on international transaction fees by loading funds in the currencies you and your employees use. The supported currencies on this card include:
    • Australian dollars (AUD)
    • British pounds (GBP)
    • Canadian dollars (CAD)
    • Euros (EUR)
    • Hong Kong dollars (HKD)
    • Japanese yen (JPY)
    • New Zealand dollar (NZD)
    • Singapore dollar (SGD)
    • Swiss francs (CHF)
    • United States dollar (USD)
  • Virtual and physical employee cards. Airwallex Borderless Cards for employees can be set up in moments through your account, with a choice of virtual and physical cards.
  • Virtual company cards. You can also set up company cards for business transactions that are typically made online on behalf of the company. For example, software subscriptions and supply payments.
  • Custom limits. You can manage the spending limits on the account and individual cards through your Airwallex account. By default, the limit is USD$50,000 or equivalent (unless you have less than that loaded on the account).
  • Expenses. Get access to this tool that helps you track expenses, with the ability to upload receipts directly to the account.


  • Employee cards. A fee of $14 per calendar month applies to each employee card added to your Airwallex Borderless Card account.
  • Automatic conversion fee. If you pay in a currency that's not loaded on your Airwallex Borderless Card, a 1% fee will apply to the transaction.
  • Other fees. Keep in mind that there may be other fees depending on how you manage the account and the other Airwallex services you use.

How to apply

You can apply for an Airwallex Borderless Card account online in a few minutes by creating an account. To get started, check you meet the eligibility requirements and have all the documents and details needed to complete the application.


  • New customer. You need to be a new Airwallex AU customer to be eligible for the cashback offer.
  • Business requirements. You must be the owner or director of the business, and you will need to provide a valid ABN or ACN number.
  • Minimum age. You must be at least 18 years old to apply for this account.

Documentation needed

  • Business details. This includes your business name, ABN or ACN and email address.
  • Personal details. You also need to provide your name and other basic details to set up the account.
  • Identification. New Airwallex customers will need to provide two forms of ID, including an Australian passport, a driver's license or a Medicare card.
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