Citi Rewards Platinum Credit Card – Exclusive Bonus Points Offer

Take advantage of 100,000 bonus points, a reduced annual fee of $49 in the first year, and a competitive rewards program with this exclusive Finder offer.

No longer offered in the market

The Citi Rewards Platinum Credit Card - Exclusive Bonus Points Offer is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of Citi credit cards here.

The Citi Rewards Platinum Credit Card offers a range of premium features, including rewards that can also be converted to frequent flyer points, complimentary insurance covers and the ability to balance transfer personal loan debt.

Benefits of the Citi Rewards Platinum Credit Card - Exclusive Bonus Points Offer

  • Bonus points. You can boost your rewards with 100,000 bonus Citi reward Points when you apply through Finder and spend in the first 90 days. To give you an idea of your rewards potential, you could exchange 100,000 bonus Citi Points for 40,000 Velocity Points or make up most of the cost of a $500 Flight Centre voucher (worth 104,200 points).
  • Earn Citi reward Points. You'll earn 1 Citi reward Point per $1 spent in Australia and overseas. The earn rate is capped at 10,000 on domestic spend. You can redeem your Citi reward Points for merchandise, gift cards, frequent flyer points with Velocity, Singapore Airlines KrisFlyer, Emirates Skywards, credit back on your account and more.
  • Reduced first year annual fee. When you apply by 30 June 2019, you'll save with a $49 first year annual fee (which reverts to $149 p.a. thereafter).
  • 0% balance transfer offer. New Citi customers can repay existing debt and save on interest with 0% p.a. on balance transfers for 15 months. A 1% balance transfer fee applies and any remaining debt will attract the cash advance interest rate at the end of the introductory period. You can transfer up to 80% of your approved credit limit from non-Citi credit and store card accounts as well as personal loans.
  • Complimentary international travel insurance. You can travel with peace of mind and save on necessary costs with complimentary international travel insurance. If you use your card to purchase your overseas travel ticket, you'll be covered for up to 6 months for medical, unexpected expenses, trip cancellation, and personal loss/liability. This insurance also covers your spouse or any dependent children travelling with you. See the terms and conditions for more details regarding the eligibility requirements, exclusions and claims process.
  • 24/7 personal concierge service. Whether you need help booking your family holiday, making a last minute restaurant reservation or organising a gift for a loved one, you can contact your personal concierge service for assistance 24/7 and from anywhere around the world.
  • Citi Dining Program. You'll receive a free bottle of wine every time you dine and pay with your Citi card at one of the hundreds of partner restaurants across the country.
  • Samsung Pay. Link your Citi account with Samsung Pay and you can use your Samsung device to tap and pay at contactless terminals. Learn more about Samsung Pay in this guide.

Rates, fees and other features

  • Annual fee. This card charges a standard annual fee of $149.
  • Purchase interest rate. This card charges a 20.99% p.a. interest rate on purchases.
  • Interest-free days. You can take advantage of up to 55 interest-free days if you pay your balance in full by the statement due date. Interest-free days don't apply if you're paying off a debt from a balance transfer.
  • Cash advance interest rate. If you use your card to make a cash advance (such as an ATM withdrawal), you'll immediately attract the 21.74% p.a. interest rate.
  • Cash advance fee. As well as the interest rate, you'll be charged 3.5% of the transaction amount or $3.50 (whichever is higher) when you do a cash advance in Australia. A $5 fee applies to overseas cash advances.
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12 Responses

  1. Default Gravatar
    PatrickApril 9, 2019

    If I nominate for the Citi Qantas Rewards Program at application, will the bonus points be allocated as Qantas Reward points or Citibank Rewards?

    • Avatarfinder Customer Care
      JoshuaApril 9, 2019Staff

      Hi Patrick,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      The bonus points that you will receive upon meeting the eligibility requirements would be Citi reward points. Later, you can opt in to Citi Qantas Rewards if you want to earn Qantas points instead. However, please note that the earn rates are different when you’ve opted in to Citi Qantas Rewards compared to those of Citi Rewards credit cards.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  2. Default Gravatar
    PraveenApril 4, 2019

    I have applied for this card previously and I had to cancel the card as I was going for home loan. Am I eligible to apply for this card within 12 months.

    • Avatarfinder Customer Care
      JeniApril 5, 2019Staff

      Hi Praveen,

      Thank you for getting in touch with Finder.

      You may still apply for this card after cancelling this within or after 12 months.

      Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  3. Default Gravatar
    DianeApril 4, 2019

    When I click through to Citibank’s website it states the annual fee is $249.
    Does the ongoing annual fee of $149 quoted above only apply when applying via finder.com? Will it be ongoing or revert to $249 after the second year?

    • Avatarfinder Customer Care
      NikkiApril 4, 2019Staff

      Hi Diane,

      Thanks for getting in touch! The Citibank Rewards Platinum Credit Card. As it says on our page and the Citibank website. The 1st year upon approval of card gives you $49 annual fee then it reverts back to $149 on the second year. Hope this clarifies!

      Best,
      Nikki

  4. Default Gravatar
    DanoMarch 20, 2019

    Hi does this include domestic travel insurance cover as well?

    • Avatarfinder Customer Care
      JoshuaMarch 20, 2019Staff

      Hi Dano,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      Upon checking, I’m afraid the complimentary travel insurance of this card only covers international or overseas travel.

      If in case you are interested in exploring a list of domestic travel insurance, please go to this page instead. On that page, you will see a table that allows you to compare some top insurers within Australia and how their domestic policies work. You can then click on their corresponding “Get Quote” button to learn more.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  5. Default Gravatar
    PabMarch 10, 2019

    I used to have a Citi Platinum Reward card which was cancelled in 2018, in general there is always a term where you will not be eligible for bonus points should you cancel the card within 12 or 18 months, depending on card providers. However, I did not find such clause here. Am I correct to assume I would be eligible for 100k points once meeting spending criteria even though I cancelled this same type of credit card within 12 months? Thank you.

    • Avatarfinder Customer Care
      JohnMarch 11, 2019Staff

      Hi Pab,

      Thank you for reaching out to Finder.

      I had your question confirmed with a Citi representative and yes you are correct that you are eligible for the promotion as long as you apply before the offer that ends 30 June 2019. Hope this helps!

      Cheers,
      Reggie

  6. Default Gravatar
    SharonMarch 7, 2019

    Can the Citi Rewards points be converted to Qantas Frequent Flyer Points?

    • Avatarfinder Customer Care
      JoshuaMarch 7, 2019Staff

      Hi Sharon,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      As of now, you can’t convert your Citi Rewards points to Qantas Frequent Flyer Points, Sharon. The reason is that the points you’ve collected will be lost if you switch between Citi Rewards and Citi Qantas Rewards.

      However, if you want to earn Qantas points directly, you can do so by enrolling your account to the Citi Qantas Rewards program. When you are part of the Qantas rewards program, you would be able to earn Qantas Points per $1 spent on eligible purchases. The points you earn will be automatically credited to your Qantas Frequent Flyer account at the end of each statement period.

      If you want to learn more about Citi Rewards program guide, please go to this page. On that page, you will know how to earn points for your credit card spending and redeem them for travel, shopping and gift cards through the Citi Rewards program.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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