Choose your own credit card design with ANZ’s ‘designmycard’

Customise your ANZ credit card with the designmycard feature.

If you use your ANZ credit card every day, why not customise it to suit your unique personality and style. If you want to give your card a face lift, use this guide for the steps you can follow to customise your card.

ANZ Low Rate

Receive $100 back
to your new ANZ Low Rate Credit Card

Eligibility criteria, terms and conditions, fees and charges apply

ANZ Credit Card Offer

Receive a $100 credit back to your ANZ Low Rate credit card when you meet the spend requirement, combined with a competitive annual fee.

  • $58 p.a. annual fee.
  • 12.49% p.a. on purchases
  • Cash advance rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum income requirement of $15,000 p.a.
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Personalised Credit Cards

Rates last updated November 19th, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
ANZ Low Rate
12.49% p.a.
$58 p.a.
Receive up to 55 days interest-free on purchases, up to 3 additional cardholders at no cost and Mastercard PayPass.
ANZ First Visa Credit Card
19.74% p.a.
0% p.a. for 16 months with 2% balance transfer fee
$30 p.a.
Get up to 44 interest-free days on purchases and take advantage of a low minimum credit limit.
Bankwest Low Rate Business Mastercard
0% p.a. for 12 months (reverts to 11.99% p.a.)
$99 p.a.
Offers an introductory 0% p.a. interest rate on purchases for 12 months. Plus, add up to 3 additional cardholders for $0.

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How can I customise my ANZ credit card? anz-balance-designmycard

If you have an ANZ credit or debit card, you can either upload your favourite or design or choose an image from ANZ's library to upload to your card. The service is free and can be completed online. If you're a new ANZ customer, you might be asked if you'd like to customise your card when filling out your credit card application. Otherwise, you can visit the designmycard website, select your preferred ANZ card, select on of the designs on the website and complete an online application.

If you're already an ANZ customer, you'll just need to select the card you already have when on the designmycard website, design your card using your own image or one from the library and then complete the online form and they'll send you a new card.

Are there guidelines for choosing your own background image?

ANZ will reject an image if it doesn't meet their image guidelines or if it's in breach of a third party copyright. This means that your card design can't include any trademarks, logos or copyrighted material, images of celebrities or public figures, works of art, culturally or socially insensitive images or any violent or other offensive material. You can see the full list of excluded images on the designmycard website.

When uploading your own image, the file must be a JPEG (*.jpg, *.jpeg), Bitmap (*.bmp), GIF (*.gif) or TIFF (*.tiff). The recommended dimensions are 480 x 480 pixels.

Frequently asked questions

You don't need to be an existing ANZ customer to apply for an ANZ credit card, or design your own card image. However, you obviously need to sign up for an ANZ credit card or debit card if you want to design your own card through designmycard.

No. Personalising your ANZ First or ANZ Access card changes the appearance of your card only. Your card number, account number, PIN (if one is loaded) and the ANZ Credit Card Conditions of Use or Product Disclosure Statement content for your product will not change.

Yes. Your ANZ designmycard works just like a regular ANZ card. If a retailer does not recognise it, just explain that its an ANZ designmycard.

You can change the image on your ANZ designmycard as often as you like. Each time you request a new image on your card the $15 fee will apply.

If ANZ send you an email stating your image has been rejected, simply follow the instructions provided in the email to redesign your card using a new image of your own or one from our image library. You will not be charged a fee for a rejected image.

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