Choose your own credit card design with ANZ’s ‘designmycard’

Information verified correct on April 27th, 2017

Customise your ANZ credit card with the designmycard feature.

If you use your ANZ credit card every day, why not customise it to suit your unique personality and style. If you want to give your card a face lift, use this guide for the steps you can follow to customise your card.

ANZ Low Rate

ANZ Credit Card Offer

The ANZ Low Rate is a great credit card to use for everyday purchases such as paying the bills or buying the groceries. It features a low annual fee, a low purchase offer with a low annual fee. Design your own card using your favourite picture or image.

  • $58 p.a. annual fee
  • 12.49% p.a. on purchases
  • 0% p.a. for 16 months with 2% balance transfer fee on balance transfers
  • Cash Advance Rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum Income Requirement of $15,000 p.a.

Personalised Credit Cards

Rates last updated April 27th, 2017.

ANZ First Visa Credit Card

Balance transfer period has been changed from 18 to 16 months.

January 18th, 2017

View latest updates

Jonathan Choi Jonathan
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Bendigo Bank Basic Black Credit Card
A basic credit card that features low interest rates, low annual fee and up to 44 interest-free days on purchases.
12.24% p.a. $45 p.a. Go to site More info
ANZ First Visa Credit Card
Enjoy 0% p.a. balance transfer rate for the first 16 months, a low annual fee, interest-free days on purchases and a low minimum credit limit.
19.74% p.a. 0% p.a. for 16 months with 2% balance transfer fee $30 p.a. Go to site More info

How can I customise my ANZ credit card? anz-balance-designmycard

If you have an ANZ credit or debit card, you can either upload your favourite or design or choose an image from ANZ's library to upload to your card. The service is free and can be completed online. If you're a new ANZ customer, you might be asked if you'd like to customise your card when filling out your credit card application. Otherwise, you can visit the designmycard website, select your preferred ANZ card, select on of the designs on the website and complete an online application.

If you're already an ANZ customer, you'll just need to select the card you already have when on the designmycard website, design your card using your own image or one from the library and then complete the online form and they'll send you a new card.

Are there guidelines for choosing your own background image?

ANZ will reject an image if it doesn't meet their image guidelines or if it's in breach of a third party copyright. This means that your card design can't include any trademarks, logos or copyrighted material, images of celebrities or public figures, works of art, culturally or socially insensitive images or any violent or other offensive material. You can see the full list of excluded images on the designmycard website.

When uploading your own image, the file must be a JPEG (*.jpg, *.jpeg), Bitmap (*.bmp), GIF (*.gif) or TIFF (*.tiff). The recommended dimensions are 480 x 480 pixels.

Frequently asked questions

Do I need to be an ANZ Customer to be eligible for 'designmycard'?

You don't need to be an existing ANZ customer to apply for an ANZ credit card, or design your own card image. However, you obviously need to sign up for an ANZ credit card or debit card if you want to design your own card through designmycard.

Will my existing ANZ credit card number, terms and conditions or PIN change once I request an ANZ designmycard?

No. Personalising your ANZ First or ANZ Access card changes the appearance of your card only. Your card number, account number, PIN (if one is loaded) and the ANZ Credit Card Conditions of Use or Product Disclosure Statement content for your product will not change.

Will retailers accept my ANZ designmycard?

Yes. Your ANZ designmycard works just like a regular ANZ card. If a retailer does not recognise it, just explain that its an ANZ designmycard.

How often can I change the image on my ANZ designmycard?

You can change the image on your ANZ designmycard as often as you like. Each time you request a new image on your card the $15 fee will apply.

If ANZ send you an email stating your image has been rejected, simply follow the instructions provided in the email to redesign your card using a new image of your own or one from our image library. You will not be charged a fee for a rejected image.

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