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NRMA Everyday Care vs Ultimate Care

NRMA Everyday Care or Ultimate Care roadside assistance? See which policy provides the cover you need.

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Gary Ross Hunter

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We've put NRMA Everyday Care and Ultimate Care roadside assistance side by side, comparing their features, differences and costs.

What are the main differences between NRMA Everyday Care and Ultimate Care?

Ultimate care is a little more expensive, at $205 annually at the time of writing. However, it provides a few more benefits. These include the following:

  • Accident assistance. If you're in an accident over 100km from home and can't get back, NRMA will help you arrange accommodation and travel.
  • $4,000 extra cover. If you break down, you can get up to $4,000 towards accommodation, car hire and onward travel.
  • Taxi cover. You'll get $50 towards taxi fares if your vehicle needs to be towed. You can use this up to three times a year.
  • Vehicle health check. If you are broken down, NRMA can perform a six-point check for your windscreen, tyres, oil, battery, water and more.

How do they compare side by side?

NRMA_Logo

NRMA Everyday

NRMA_Logo

NRMA Ultimate

Joining feeNo joining feeNo joining fee
Callouts Unlimited, Australia-wide Unlimited, Australia-wide
Flat batteries
Flat tyres
Towing Up to 25 km in metro areas and back to attending Country Service Centre in country areas Up to 100km in metro, country(or back to attending Country Service Centre) and remote areas
Keys locked in car
Empty tank
Transport, car hire & onward travel
Accident assistance
Taxi cover$0Yes, up to $50 three times a year
Transport and boarding for your petOptionalOptional
Vehicle health check

What other benefits can I get with NRMA?

Both Everyday Care and Ultimate Care policies come with the following add-on options:

  • My NRMA. With My NRMA, you have access to a range of benefits and discounts including free movie tickets and redeemable benefits with NRMA car servicing.
  • Keys Plus. This gives you up to $500 a year towards lost or stolen keys, covering the cost of a locksmith callout and a replacement pair.
  • Pets Plus. NRMA can transport your cat or dog if you breakdown.
  • Tow Plus. This gives you an extra 10km towing on top of your existing subscription benefits.
  • Windscreen Plus. This entitles you to one windscreen chip repair and 30% off all windscreen replacements.

What company underwrites NRMA's policies?

NRMA is part of the Insurance Australian Group (IAG), which also provides insurance through Swann Insurance, SGIC, SGIO and CGU in Australia. IAG also has businesses in Australia, New Zealand and the UK.

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Editor, Insurance & Innovations

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

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Gary Ross has written 729 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living
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