Worldcare Travel Insurance logo

WorldCare Discount Codes and Coupons December 2016

Looking for a better deal on travel insurance? Compare Discount Codes and Coupons from WorldCare

Travel insurance is a necessary requirement for any trip, as things don’t always go to plan and getting sick, losing your belongings or having your flights cancelled can all add up to a disastrous and costly experience.

WorldCare provides affordable travel insurance for those travelling both in and outside of Australia. Their partnership with Allianz Global Assistance ensures you receive world-class 24/7 emergency help overseas and their domestic travel plans, particularly for frequent travellers, represent excellent value for money. This guide looks at the types of cover they offer and the pros and cons of taking out insurance with WorldCare Travel Insurance.

Were you looking for a discount code?

Oops! there aren't any WorldCare Travel Insurance Discount Codes available right now. If you would like find out more about WorldCare Travel Insurance check out the WorldCare page or check out other travel insurance deals currently available on finder.com.au below.

Current Travel Insurance Deals Available on finder.com.au

Exclusive

Columbus Direct Exclusive Offer - 10% Off All Policies

Receive a 10% discount on your Columbus Direct policy when you apply through finder.com.au. Simply follow the secure link for your 10% discount to be applied.

10% Off American Express Travel Insurance

10% off all new American Express Travel Insurance policies purchased online until the 22nd of December 2016.

10% Off Woolworths Comprehensive Travel Insurance

Get 10% off Woolworths Comprehensive travel insurance policies and a FREE Woolworths Prepaid Visa Gift Card and Global Roaming Sim Card

Show code & visit siteit****

After the store tab opens, come back to copy the code
Exclusive

YouGo Travel Insurance Coupon Code - Save 10% On Your Cover

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

Show code & visit siteYO****

After the store tab opens, come back to copy the code
Exclusive

Go Insurance Exclusive Deal - 10% Off Coupon Code

Apply this coupon code at the checkout when purchasing Go Insurance to receive a 10% discount on your policy.

Show code & visit siteFI****

After the store tab opens, come back to copy the code

Free Visa Prepaid Gift Card and Global Roaming sim

Receive a Free Woolworths Visa Prepaid Gift Card and Global Roaming sim with every Comprehensive Travel Insurance.

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or select your destination

Popular Destinations

Americas
Asia
Europe
Pacific
Africa
Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to finder.com.au privacy policy
How do I apply for cover with WorldCare?

How do I apply for cover with WorldCare?

Step 1 – Get a quoteWorldCare1

The first to step to using your WorldCare Travel Insurance discount code is to head to their website and fill out the form. When you're doing so you will need to be able to answer:

  • Where are you going?
  • Asia
  • Europe
  • Pacific
  • Worldwide
  • Australia
  • How long are you going for? Enter your travel dates.
  • Who is going? Number of adults and children travelling.

Once you've entered your details, click Get Quote.WorldCare3

Step 2 – Choose your policy

You'll be given a choice of three policies:

  • Comprehensive
  • Budget
  • Frequent

Each policy has it's own benefits and drawbacks:

  • Comprehensive: Great if you're after a high level of cover but more expensive than the budget option.
  • Budget: Excellent for those on a budget but the policy provides limited cover.
  • Frequent: Good idea for people who travel a lot but is expensive initially.

Once you're happy with your choice, click Buy Now.WorldCare2

Step 3 - Optional extras, excess and specified items

Excess Buyout

At this point you'll need to choose whether you want the Excess Buyout option.

What is an Excess Buyout? This means that for an additional upfront cost, you won't be slugged with an excess in the event you need to make a claim.

Specified Items

Next you'll need to enter any specified items you're taking with you.

What is a Specified Items? If you require extra cover for expensive items, you may need this extra benefit. This includes cover for items such as laptops, jewellery and cameras.

Once you are satisfied with your answers, click continue.WorldCare4

Step 4  – Personal Details

In this section, you'll need to enter the following personal information:

  • Full name and title
  • Date of birth
  • Street Address
  • Suburb
  • Postcode
  • State/Territory
  • EmailWorldCare5
  • Phone number
Existing conditions

If you have a pre-existing condition you will need to click yes, if not, you can hit no and move on.

During this step, you will also be asked if you suffer form any existing conditions. Be sure to answer these questions honestly as not doing so may end in your cover being void.

Once you are satisfied with your answers, click continue.

Step 5  – PaymentWorldCare6

Tick the boxes

Prior to entering your payment details, you will be requested to confirm that you have:

  • Read the Privacy Policy
  • Read the Duty of Disclosure
  • Read the Product Disclosure Statement
  • Answered all the previous questions honestly.WorldCare7

If you are unhappy with your policy, you're given a 14 day cooling off period.

Enter your payment details

You'll need to enter your:

  • Cardholder full name and title
  • Type of card
  • Card number
  • Security code
  • Expiry date

Once you're done filling this out, click Pay Now, and you're done.

What policies are available from WorldCare?

WorldCare offers a range of policies for both overseas trips and travel within Australia, with single trip and comprehensive options available. WorldCare Travel Insurance policies include:

  • Budget Travel – includes the essentials but at an affordable price, offering unlimited cover for emergency medical and hospital expenses, 24/7 emergency medical assistance, evacuation and repatriation to Australia if required and personal liability cover.
  • Australia Only – cover for travel within Australia, including cancellation expenses, lost or damaged luggage, additional accommodation and travel expenses if illness prevents you from travelling, unlimited cover for cancellation fees and lost deposits and up to $6000 towards your rental vehicle accident excess.
  • Comprehensive – complete peace of mind, with unlimited overseas emergency medical, hospital and repatriation expenses, cancellations, additional accommodation and travel costs if you are unable to travel due to illness, lost travel documents, luggage, stolen cash and up to $6000 towards your rental vehicle accident excess.
  • Frequent Traveller Australia – all the benefits of Australia Only cover all year round, rather than just for one trip, with a maximum journey limit of 37 days for a single domestic leisure trip and 90 days for a business trip.
  • Frequent Traveller International – all the benefits of Comprehensive cover but all year long, rather than for one trip, also with a maximum journey limit of 37 days for leisure travel and 90 days for business travel.

Who is WorldCare underwritten by?

WorldCare is a locally operated company that has been providing Australians with domestic and international travel insurance for over 20 years. WorldCare policies are underwritten by Allianz Australia Insurance Ltd, a company that service over 78 million policy holders in 70 different countries. WorldCare’s assistance provider is Allianz Global Assistance, which is part of the Allianz Global Assistance Group, one of the largest assistance companies in the world.

Pros and Cons of WorldCare

There are a number of benefits to insuring with WorldCare when you travel including:

Pros

  • Save on agent fees by purchasing online
  • Provides cover for some pre-existing medical conditions at no cost
  • 24/7 contact centre and medical assistance through Allianz Global Assistance
  • Simple claims process (95% of all claims paid).

Cons

  • Cover must be pre-purchased in Australia
  • Incremental age loadings apply from 51 years
  • No cover available for travellers over age 86.

How do I apply for WorldCare Travel Insurance?

It’s easy to apply for WorldCare Travel Insurance. Once you have read and compared the levels of cover available and decided which is best for you, you can purchase your travel insurance online at the WorldCare website. To get a quote, just enter the required fields in the featured box on their home page, selecting:

  1. Your destination (the part of the world you are travelling to, or Australia in the case of domestic travel)
  2. The date you will start your journey
  3. The date you will end you journey
  4. The number of adults and children requiring cover.

Then simply click on Get Quote to receive your premium estimate. Alternatively, you can call WorldCare on 1800 008 614 and talk to one of their representatives.

How do I make a claim with WorldCare?

The WorldCare claims process is also straightforward. When making a claim, be sure to give WorldCare notice of your intention to do so as soon as possible by calling them on 1300 726 087.

You can access a claim form online at www.travelclaims.com.au by entering your policy details as they appear on your Certificate of Insurance. Or if the matter is urgent and you are still overseas, you can contact WorldCare’s 24/7 emergency assistance team.

Remember to include with your claim form any documentation that is required, such as police reports, medical reports, valuations, original receipts or proof of ownership. You can email, fax or post your completed claim form to WorldCare within 30 days of your return.

WorldCare F.A.Qs

Q: Can seniors take out WorldCare Travel Insurance?

  • A: Cover is available for travellers under 85 for Comprehensive and Australia Only policies and travellers under 71 can take out Budget, Frequent Traveller International and Frequent Traveller Australia policies, but no cover is available for travellers aged 86 years and over.

Q: Will I be covered if I work overseas?

  • A: You may be covered for some events while working overseas under the Frequent Traveller international policy, but WorldCare Travel Insurance is primarily for leisure travel, so in such circumstances, you would need to seek compensation from your employer first.

Q: Am I covered for cruise trips?

  • A: Yes, WorldCare will cover you while on cruise trips, but if you are planning to spend more than 48 hours out of Region 2 - Pacific, you will need to select the geographical region you are travelling to.

Q: Am I covered if I have a pre-existing medical condition?

  • A: It will depend on the condition. Some are automatically covered, but others may require further information from WorldCare before cover is provided.

Q: What can I do if I am not satisfied with my claim?

  • A: You can request a review of your claim by the Internal Dispute Resolution Committee. A response will be provided within 15 business days, but if you are still unsatisfied, you can contact an external complaints scheme.

Can I cancel my WorldCare policy if I’m not happy with it?

If you change your mind for any reason or are dissatisfied with your policy, you can cancel it within 14 days of your Product Disclosure Statement (PDS) and Certificate of Insurance being issued. You will then be given a full refund of the premium you have paid.

Compare WorldCare travel insurance policies today

However, you must not have commenced your trip or exercised any right under the policy, such as making a claim. If you cancel your policy after the 14-day cooling off period, no refund, either whole or partial, will be given.

Compare WorldCare Travel Insurance with over 20 other providers

Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback