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iTrek Travel Insurance

Looking to venture off the beaten track? Consider iTrek for your next adventure.

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iTrek Travel Insurance Deals

Designed specifically for travellers who want more than a tourist experience, iTrek offers four policies to guard against the mishaps and misadventures of overseas travel. With a range of packs to cover whatever activity you want to try and the option of getting 24 months of cover, iTrek could be right for you.

iTrek travel insurance is not currently available via finder. You can visit their website at www.itrektravelinsurance.com.au for more information or compare alternative options available below.

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warning A travel ban is in place for all Australians effective 25 March 2020. Most travel insurance brands will not cover you if you travel against a government warning. If you already have a policy, please contact your insurer directly for more information.
We are currently updating our site to reflect the Australian government’s advice. Some travel insurance policies will be temporarily unavailable.

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Summary of iTrek's Comprehensive policy

Overseas Medical and Hospital ExpensesUnlimited
Cancellation and Amendment Fees$20,000
Luggage and Personal Effects$10,000
Maximum Age Limit64

Table updated February 2020

Backpack in the mountains

Finder's favourite features:

1. Simple choice of cover with 4 plans on offer
2. Underwritten by one of the biggest underwriters in Australia, LLoyds
3. Specific long term cover available for those with a visa to the US, UK and Canada

Comparison of benefits

There are four insurance policies on offer by iTrek. We have summed up their various benefits and features in the table below:

BenefitsComprehensiveEssentialsMedical OnlyLong Term Cover
Overseas medical emergency assistance and expensesUnlimited$5,000,000$5,000,000Unlimited
Accidental death and disability$25,000
$25,000
Personal liability$2,500,000$1,000,000$1,000,000$2,500,000
Luggage and personal effects$10,000$2,500
$10,000
Luggage/ personal effects delay expenses$500$250
$500
Cancellation fees and lost deposits$20,000$5,000
$15,000
Treatment by chiropractor and physiotherapist$1,000$500$500$1,000
Rental vehicle insurance excess$4,000
$3,000
Credit card fraud and travel documents$2,500
$2,500
Alternative transport expenses$5,000
$5,000

Table was last updated: August 2019

iTrek travel insurance review of policies

Comprehensive

iTrek's best range of protection. Includes unlimited medical expenses, cover for lost luggage and travel documents, personal liability and more. Has the largest maximum benefits of any plan.

Essentials

A smaller version of the comprehensive plan. Still offers medical cover and luggage costs, but omits extras like travel delay expenses and rental vehicle insurance excess.

Long Term Cover

This is a special version of the Comprehensive plan, offering the same benefits but allowing for the period of cover to be extended to 24 months. Only available if travelling to the USA, Canada or the UK.

Medical Only

This plan will only cover you for various medical expenses and provide a basic level of legal liability. Important benefits such as cancellation and luggage cover is not included.

What options can I add-on to my iTrek travel insurance?

In addition to the major benefits outlined above, you can obtain extra cover options at the price of an increased premium. These are generally available for non-Medical Only plans and include:

  • High value items. If you have the Comprehensive policy, you can add $5,000 of cover for high value items that are less than 12 months old.
    Winter sports pack. Winter sports are not covered without this option. It also adds in winter sports-specific features like emergency rescue, piste closure, avalanches and bad weather, and winter sports hire equipment.
  • Bicycle pack. This adds bicycles onto the list of items that will be covered in the event of theft or damage. The bicycle has to be less than three years old.
  • Adventure pack. Most risky sports and activities are not included in your travel insurance plan. With the adventure pack, you can take part in a wide range of approved activities and still be covered by iTrek.
  • Trekking pack. If you're planning to go trekking while you're on your trip, you'll need this add-on to cover treks you take with a licensed guide or operator.

What isn't covered by my policy?

No matter what insurance provider you go with, there are situations where they will refuse to pay a claim. For iTrek, they will not cover you if:

  • You're acting irresponsibly at the time of the incident.
  • You've engaged in manual labour related to a business or trade while on your trip.
  • You are doing anything illegal, criminal or prohibited.
  • You're driving or are a passenger in a vehicle or moped driven by someone who does not hold the appropriate licence for the country you're in.
  • You decide to travel somewhere that has a current travel warning either from any government or the mass media.
  • You're travelling with a pre-existing medical condition that hadn't already been approved by iTrek before you purchased your travel policy.
  • You are under the influence of unprescribed drugs or alcohol at the time of the incident.
  • Your claim relates to any risky sport or activity, unless you've purchased the appropriate add-on for your policy.

Claim and contact details for iTrek

Emergency line:+61 2 8776 3010 or email help@travelclaimscentre.com

Make a claim online: https://www.itrektravelinsurance.com.au/travel/claims/

General enquiries: 1300 870 498

Last minute questions you might have about itrek Travel Insurance


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8 Responses

  1. Default Gravatar
    DorisSeptember 16, 2016

    Does Itrek wanderer cover cruise holidays?

    • Avatarfinder Customer Care
      RichardSeptember 16, 2016Staff

      Hi Doris,

      Thanks for getting in touch. Itrek policies do provide you with cover while on cruises. However, they do not a cruise specific product. If you would like to compare cruise policies, please head to our cruise travel insurance article.

      All the best,
      Richard

  2. Default Gravatar
    MyriamFebruary 6, 2015

    Which of the policy options covers snow sports? Eg: skiing

    • Avatarfinder Customer Care
      RichardFebruary 6, 2015Staff

      Hi Myriam,

      Thanks for your question. Please have a look as our ski insurance page. On it you’ll find the providers that offer ski insurance and other useful information about this cover.

      I hope this was helpful,
      Richard

    • Default Gravatar
      MyriamFebruary 6, 2015

      Thanks for your reply.
      So in that case the “Pioneer” option with itrek does not cover snow sports?

    • Avatarfinder Customer Care
      RichardFebruary 10, 2015Staff

      Hi Myriam,

      Sorry for the delayed response. It appears that itrek cover skiing, snowboarding, ice fishing, ice skating, cat skiing, cross country skiing, off-piste skiing-with professional guide, ski bobbing, sleigh riding and tobogganing.

      I hope this was helpful,
      Richard

  3. Default Gravatar
    MerilynJune 25, 2014

    What will it cost for my husband (68 yrs) & myself (66 yrs) to travel to Israel from 7/03/2015 to 23/03/2015 with Platimum cover & no excess?

    • Avatarfinder Customer Care
      ShirleyJune 27, 2014Staff

      Hi Merilyn,

      Thanks for your question.

      Please click ‘get a free quote’ to give you an indication.

      Cheers,
      Shirley

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