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iTrek Travel Insurance Deals

iTrek Travel Insurance

Offering unlimited cover for overseas medical expenses and a bunch of adventure add-ons, you can confidently venture off the beaten track with iTrek travel insurance.

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Zahra Campbell-Avenell
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Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
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    Our Verdict

    • Out of the 10 travel insurance providers our research team reviewed, iTrek was one of the only brands offering long-term travel insurance for up to 24 months (for trips to the UK, US and Canada). Most other providers cap their policies at 12 months.
    • Enjoy unlimited cover for overseas medical expenses on iTrek's Comprehensive policy and up to $5,000,000 on it Basics policy.
    • Compared to 10 travel insurance providers, iTrek offers one of the lowest rates of cover for cancellation and lost deposit expenses at just $20,000. Other brands like FastCover and CoverMore offer unlimited cover for this.

    Review by our senior insurance writer James Martin

    Designed for adventurous travellers, iTrek offers four policies to guard against the mishaps of overseas travel. With a range of packs covering a variety of extreme sports, and the option of 24 months of cover, iTrek could be right for you. Take a look at our comparison table below to find out which of iTrek's travel insurance policies are best suited for your trip.

    iTrek travel insurance is not currently available via Finder. You can head to the iTrek website or compare alternative options available below.

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    Summary of iTrek's Comprehensive policy

    Overseas Medical and Hospital ExpensesUnlimited
    Cancellation and Amendment Fees$20,000
    Luggage and Personal Effects$10,000
    Maximum Age Limit64

    Table updated June 2020

    Comparison of benefits

    There are four insurance policies on offer by iTrek. We have summed up their various benefits and features in the table below:

    BenefitsComprehensiveEssentialsMedical OnlyLong Term Cover
    Overseas medical emergency assistance and expensesUnlimited$5,000,000$5,000,000Unlimited
    Accidental death and disability$25,000
    		$25,000
    Personal liability$2,500,000$1,000,000$1,000,000$2,500,000
    Luggage and personal effects$10,000$2,500
    		$10,000
    Luggage/ personal effects delay expenses$500$250
    		$500
    Cancellation fees and lost deposits$20,000$5,000
    		$15,000
    Treatment by chiropractor and physiotherapist$1,000$500$500$1,000
    Rental vehicle insurance excess$4,000
    		$3,000
    Credit card fraud and travel documents$2,500
    		$2,500
    Alternative transport expenses$5,000
    		$5,000

    Table was last updated: June 2020

    iTrek travel insurance review of policies

    Comprehensive

    iTrek's best range of protection. Includes unlimited medical expenses, cover for lost luggage and travel documents, personal liability and more. Has the largest maximum benefits of any plan.

    Essentials

    A smaller version of the comprehensive plan. Still offers medical cover and luggage costs, but omits extras like travel delay expenses and rental vehicle insurance excess.

    Long Term Cover

    This is a special version of the Comprehensive plan, offering the same benefits but allowing for the period of cover to be extended to 24 months. Only available if travelling to the USA, Canada or the UK.

    Medical Only

    This plan will only cover you for various medical expenses and provide a basic level of legal liability. Important benefits such as cancellation and luggage cover is not included.

    What options can I add-on to my iTrek travel insurance?

    In addition to the major benefits outlined above, you can obtain extra cover options for an increased premium. These are generally available for non-Medical Only plans and include:

    • High value items. If you have the Comprehensive policy, you can add $5,000 of cover for high value items that are less than 12 months old.
      Winter sports pack. Winter sports are not covered without this option. It also adds in winter sports-specific features like emergency rescue, piste closure, avalanches and bad weather, and winter sports hire equipment.
    • Bicycle pack. This adds bicycles onto the list of items that will be covered in the event of theft or damage. The bicycle has to be less than three years old.
    • Adventure pack. Most risky sports and activities are not included in your travel insurance plan. With the adventure pack, you can take part in a wide range of approved activities and still be covered by iTrek.
    • Trekking pack. If you're planning to go trekking while you're on your trip, you'll need this add-on to cover treks you take with a licensed guide or operator.

    What isn't covered by my policy?

    No matter what insurance provider you go with, there are situations where they will refuse to pay a claim. For iTrek, they will not cover you if:

    • You're acting irresponsibly at the time of the incident.
    • You've engaged in manual labour related to a business or trade while on your trip.
    • You are doing anything illegal, criminal or prohibited.
    • You're driving or are a passenger in a vehicle or moped driven by someone who does not hold the appropriate licence for the country you're in.
    • You decide to travel somewhere that has a current travel warning either from any government or the mass media.
    • You're travelling with a pre-existing medical condition that hadn't already been approved by iTrek before you purchased your travel policy.
    • You are under the influence of unprescribed drugs or alcohol at the time of the incident.
    • Your claim relates to any risky sport or activity, unless you've purchased the appropriate add-on for your policy.

    Claim and contact details for iTrek

    Emergency line:+61 2 8776 3010 or email help@travelclaimscentre.com

    Make a claim online: https://www.itrektravelinsurance.com.au/travel/claims/

    General enquiries: 1300 379 336

    Last minute questions you might have about itrek Travel Insurance


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    8 Responses

      Default Gravatar
      DorisSeptember 16, 2016

      Does Itrek wanderer cover cruise holidays?

      Reply
        Avatarfinder Customer Care
        RichardSeptember 16, 2016Staff

        Hi Doris,

        Thanks for getting in touch.

        Itrek policies do provide you with cover while on cruises. However, they do not have a cruise-specific product. If you would like to compare cruise policies, please head to our cruise travel insurance article.

        All the best,
        Richard

        Reply
      Default Gravatar
      MyriamFebruary 6, 2015

      Which of the policy options covers snow sports? Eg: skiing

      Reply
        Avatarfinder Customer Care
        RichardFebruary 6, 2015Staff

        Hi Myriam,

        Thanks for your question.

        You may compare insurance brands from our range of ski travel insurance and get your quotes by filling out your travel details on the quote engine. Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.

        I hope this was helpful,
        Richard

        Reply
        Default Gravatar
        MyriamFebruary 6, 2015

        Thanks for your reply.
        So in that case the “Pioneer” option with itrek does not cover snow sports?

        Reply
        Avatarfinder Customer Care
        RichardFebruary 10, 2015Staff

        Hi Myriam,

        Sorry for the delayed response. It appears that itrek cover skiing, snowboarding, ice fishing, ice skating, cat skiing, cross country skiing, off-piste skiing-with professional guide, ski bobbing, sleigh riding and tobogganing.

        I hope this was helpful,
        Richard

        Reply
      Default Gravatar
      MerilynJune 25, 2014

      What will it cost for my husband (68 yrs) & myself (66 yrs) to travel to Israel from 7/03/2015 to 23/03/2015 with Platimum cover & no excess?

      Reply
        Avatarfinder Customer Care
        ShirleyJune 27, 2014Staff

        Hi Merilyn,

        Thanks for your question.

        Please click ‘get a free quote’ to give you an indication.

        Cheers,
        Shirley

        Reply
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