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While the best travel insurance to Vietnam will depend on each individual and what they are looking for, it's safe to say that the more comprehensive options provide you with better cover. The top 3 comprehensive options on Finder are listed below. This quote is based on a 3 week trip to Vietnam with a $200 excess for a 30 year old, priced on 12th June 2019.
Fast Cover Comprehensive | Zoom Travel Insurance Comprehensive | 1Cover Comprehensive | |
---|---|---|---|
Finder Rating | 9.1 | 9.0 | 8.9 |
Emergency medical cover | Unlimited | Unlimited | Unlimited |
Cancellation cover | Unlimited | Unlimited | Unlimited |
Luggage and personal effects | $10,000 | $7,500 | $15,000 |
Theft of cash | $250 | $250 | $250 |
Travel delay | $2,000 | $2,000 | x |
Price | $94.80 | $86.60 | $102.05 |
Nevertheless, there are some features you may want to have when looking for travel insurance for Vietnam.
If you're on the lookout for the cheapest travel insurance for Vietnam, it's likely that you will be covered for medical only and possibly some other limited benefits at best. While this might be all you are looking for, it's best not to base your decision solely on price. We've found 3 of the cheapest policies from our partners so you can see their benefits versus costs. This quote is based on a 3 week trip to Vietnam with a $200 excess for a 30 year old, priced on 12th June 2019.
Insure4less Medical Only | Tick Travel Insurance Basic | Insure4less Essentials | |
---|---|---|---|
Finder Rating | 1.6 | 1.3 | 2.6 |
Emergency medical cover | Unlimited | Unlimited | Unlimited |
Cancellation cover | x | x | $2,500 |
Luggage and personal effects | x | $2,000 | $2,500 |
Theft of cash | x | x | x |
Travel delay | x | x | x |
Price | $35.95 | $33.11 | $44.95 |
While you may be after the cheapest policy, it's good to know that a more comprehensive option is generally not that much more expensive. From the table above you'll notice that the Essentials policy by Insure4less is only $3.32 more expensive than Tick's Basic policy - that's only 16 cents more per day for a more inclusive policy.
Riding motorcycles and mopeds (scooters) in Vietnam is very popular amongst tourists but it's also very risky. You need to hold a Vietnamese licence if you ride a moped with an engine size greater than 50cc. Tourists are not eligible for this licence so if you get caught in an accident riding a moped without the right permits, your policy could be void.
Nevertheless, you can still ride as a pillion and be covered automatically by some insurers as long as the rider holds valid a permit to ride, wears a helmet and is not under the influence of drugs or alcohol.
Many tourists travel the Hai Van Pass, a stunning 20-kilometre strip of road that joins the city of Da Nang and Lang Co in Hue Province. While this is undoubtedly an incredible road for motorcyclists to enjoy, it can be very dangerous, partly because it is 500 metres above sea level. If you do plan on travelling this route, make sure you purchase the right policy that includes motorcycle/moped riding.
Vietnam is a relatively safe country, with many Australians receiving a warm reception from locals. However, there are several minor safety concerns that travellers should be aware of. With a bit of planning, precaution and common sense, your trip to the country can be smooth and incident-free.
Other than those few security concerns, the country is a safe destination and you can have a lot of fun visiting and experiencing the many sites Vietnam has to offer.
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