Colombia Travel Insurance

Along with the standard features and benefits, you can add extra cover for mountain climbing and adventure sports to your Columbia travel insurance.

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Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures
    Following a concerted effort in recent years by the Colombian government to increase the safety and security of travelers, Colombia is a vibrant tourist destination of South America. That being said you'll still need to get travel insurance for your Colombia trip to cover you for any medical emergencies, petty theft and adventure sports. Let's take a closer look.

    Do I need travel insurance for Colombia?

    Travel insurance is not compulsory when travelling to Colombia but it is strongly recommended by the Australian Government. A policy provides protection against both the specific risks of travelling in Colombia and common travel mishaps including:

    • Emergency medical expenses as treatment can be expensive for foreigners and travel insurance will cover medical fees and medical repatriation if necessary.
    • Cancellations and lost deposits cover includes protection if you're forced to cancel non-refundable flights or accommodation.
    • Theft and stolen items cover to insure your personal belongings including cash and expensive items.
      • Continue reading this guide for further information around finding travel insurance for Colombia, or if you'd like to compare travel insurance quotes.

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        What add-ons should you consider including in your travel insurance policy as extras?

        • Mountain climbing: The volcanoes and other peaks of Colombia can deliver the challenge climbers are after, and the country's rugged terrain is a drawcard for visitors who want to get closer to nature. It's important to check how your policy covers climbing if you plan on doing so for your trip.
        • Adventure sports: Adventure travel insurance policies are a good way of protecting yourself while undertaking extreme sports such as skydiving or bungee jumping.
        • High-value items: Petty crime such as bag snatching and pickpocketing is common so consider additional insurance to protect your expensive items such as laptops, cameras and smartphones.

        Travel insurance exclusions to watch out for in Colombia

        Exclusions are specific conditions where your travel insurance policy might not pay out. Common exclusions to watch out for include:

        • Reckless or irresponsible behaviour: If you think your insurer could argue that your behaviour was irresponsible, unreasonable or put yourself or someone else at risk, then the insurer can reserve the right to not pay your claim.
        • Inebriation: If you are under the influence of alcohol, or anything illegal, at the time of a claimable incident then your insurer can argue you were not in control and not taking appropriate precautions, and may be able to deny your claim.
        • Adventure activities: If you're planning to sample one of the many options available, read the fine print of your policy to ensure high-risk activities are covered.
        • Pre-existing conditions: Many providers exclude pre-existing conditions unless you've been approved for them at the time of purchasing your policy.
        • Failure to take suitable precautions: If stolen or damaged property wasn't properly secured then your insurer may refuse to pay a claim.

        What are the top travel concerns in Colombia?

        You are advised to reconsider your need to travel to certain parts of Colombia and to avoid travel to areas near the border of Ecuador and Venezuela, and the cities of Buenaventura and Tumaco.

        Many standard travel insurance policies will not cover you in these places. Before taking out a policy, check the latest Australian government travel warnings. Consider bookmarking these pages if you'll be referring to them later.

        • Crime: Petty theft, as well as more serious crimes like murder and assault, are of a greater concern than in many other tourist destinations. Where possible, fly between cities to avoid dangerous overland travel, and avoid travelling around or arriving in Colombia at night. Don't hail taxis off the street and try not to travel alone. Only use ATMs in secured areas such as inside banks or hotels. Don't accept food, drinks, gum or cigarettes from strangers..
        • Disease: Consult your doctor to get the right vaccinations before travelling to Colombia and be aware of the risk of yellow fever, malaria, Zika and other mosquito-borne diseases. Altitude sickness can occur and respiratory conditions may be exacerbated at heights. Drink boiled or bottled water and avoid ice cubes and raw or undercooked foods.
        • Weather events: Be aware of the risk of active volcanoes, earthquakes, tsunamis, flooding and landslides. Familiarise yourself with the evacuation procedures in your accommodation and monitor local forecasts and reports for updates. Follow the instructions of local authorities in the event of a disaster.
        • Civil unrest: Tensions on the Colombian and Venezuelan border mean it can be closed for extended periods. Australians should not attempt this border crossing by land. Strikes may disrupt transport, such as recent strikes by taxi drivers protesting the use of Uber and political demonstrations.
        • Terrorism: Conflicts continue between Colombian authorities and the various rebel groups operating in the country, many of whom use terrorist tactics. Foreigners are often targeted for kidnapping and ransom, particularly in rural areas, and to a lesser degree in cities.

        What happens if I have a medical emergency?

        The standard of medical care at private hospitals in Bogotá and other major cities is reasonable, but potentially expensive, and is considerably more limited in rural areas.

        Doctors and hospitals will require payment up front, or confirmation of travel insurance health cover, before providing treatment. It is recommended you find a travel insurance policy that:

        Who do I contact if something goes wrong?

        Depending on the nature of your emergency you may contact:

        • The Australian consulate in Bogotá for consular assistance other than missing passports. You can reach them at +57 1 657 7805
        • For passport assistance, contact the Australian embassy in Santiago de Chile on +56 2 2550 3500
        • Your insurer, at the 24-hour claims helpline number they should provide. Contact them as soon as reasonably possible for all claims.
        • Your tour provider, security contractor, local accommodation or family and friends at home

        Address of Australian Consulate in Colombia

        • Edificio Tierra Firme, Oficina 2002
          Avenida Carrera 9 No. 115-06/30

        What are the entry requirements for Colombia?

        Australian tourists visiting Colombia do not require a visa for entry, but will need to pay airport tax. The fee is currently $35, but is readjusted every year.

        You are required to show proof of funds for your stay in Colombia, as well as evidence of return or onward travel plans, although visitors are rarely asked to do so.

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