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The Kogan Money Black credit card combines rewards, shopping perks and cost-saving features. Earn $500 Kogan.com Credit when you apply by 31 January 2021 and use your new card to spend $4,000 on eligible purchases for the first 4 months. You’ll also earn up to 2 rewards points per $1 spent when you shop at Kogan.com and 1 rewards point per $1 spent on all other eligible transactions.
0% p.a.
Balance transfer rate
for 18 months with 1.5% balance transfer fee
20.99% p.a.
Purchase rate
1
Reward point
Per $ spent
$0 p.a.
Annual fee
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Product Name | Kogan Money Black Card |
---|---|
Rewards program | Kogan Rewards Program |
Balance transfer rate | 0% p.a. for 18 months with 1.5% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 20.99% p.a. |
Annual fee | $0 |
Interest-free period | 55 days |
Cash advance rate | 21.74% p.a. |
Min credit limit | $6,000 |
Card type | Visa |
Foreign currency conversion fee | 3.4% |
Minimum income | $35,000 |
---|---|
Available to temporary residents | No |
Rewards program | Kogan Rewards Program |
---|---|
Rewards points per $ spent | 1 |
Rewards points cap | Uncapped |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3.4% |
Cash advance fee | 3.5% or $5, whichever is greater |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.