Kogan Money Black Card
Pay no annual fee and reward your spending with a $300 Kogan.com Credit plus uncapped points.
The Kogan Money Black credit card combines rewards, shopping perks and cost-saving features. When you use your new card to spend $3,000 on eligible purchases in the first 90 days of approval, you’ll score $300 in Kogan.com Credit. You’ll also earn up to 2 rewards points per $1 spent when you shop at Kogan.com and 1 rewards point per $1 spent on all other eligible transactions.
0% p.a.
Balance transfer rate
for 12 months
20.99% p.a.
Purchase rate
1
Reward point
Per $ spent (Visa/Mastercard)
$0 p.a.
Annual fee
Details
Product Name | Kogan Money Black Card |
---|---|
Rewards Program | Kogan Rewards Program |
Balance transfer rate | 0% p.a. for 12 months |
Balance Transfer Revert Rate | Cash Advance Rate (21.74% p.a.) |
Balance Transfer Limit | 80% of available balance |
Purchase rate (p.a.) | 20.99% p.a. |
Annual fee | $0 p.a. |
Interest Free Period | 55 days |
Cash advance rate (p.a.) | 21.74% p.a. |
Min credit limit | $6,000 |
Card Type | Visa |
Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
Complimentary Travel Insurance | No |
Minimum Income | $35,000 |
---|---|
Minimum Age | 18 years of age |
Available to Temporary Residents | No |
Pros
- No annual fee
- $300 Kogan.com Credit
- Uncapped rewards points
Cons
- Purchase interest rate of 20.99% p.a. is high
- Maximum earn rate is only on Kogan Exclusive brands
Rewards Program | Kogan Rewards Program |
---|---|
Rewards Points per $ spent (Visa/Mastercard) | 1 |
Rewards Points per $ Cap (Visa/Mastercard) | Uncapped |
Annual fee | $0 p.a. |
---|---|
Minimum Monthly Repayment | 2% of the closing balance or $30, whichever is greater |
Late Payment Fee | $30 |
Foreign Currency Conversion Fee (Visa/Mastercard) | 3.4% of transaction value |
Cash Advance Fee | 3.5% or $5, whichever is greater |
Overseas Cash Advance Fee | $5 |
Additional Cardholder Fee | $0 |
Number of Additional Cardholders | 4 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.