Finder makes money from featured partners, but editorial opinions are our own.

Does home insurance cover hearing aids?

They sure can. Get hearing aid insurance to cover accidental loss or damage to your hearing aids.

If you want hearing aid insurance, lots of home insurance policies will cover your hearing aids for loss or damage, and some even automatically cover accidental damage. You can also insure them when they're outside the home.

If you already have a home insurance policy, check with your provider as you may already be covered. Otherwise, compare from the home insurance policies below — they all include hearing aid insurance coverage.

Compare policies with hearing aid insurance in Australia

Name Product Hearing Aids Home Contents Cover Fire, Storm & Theft Damage Portable Contents Cover Accidental Damage to Home or Belongings Online Discount
Budget Direct Contents Insurance
Our verdict: The most popular insurer on Finder, Budget Direct prioritises low-cost cover and gives you 15% off your first year. You need to pay extra for flood cover and accidental damage.
Youi Contents Insurance
Best Rated Brand
Youi Contents Insurance
Our verdict: Finder’s 2022 Insurer of the Year for Customer Satisfaction and our Top Pick for Fire Damage cover. It’s good if you want a tailored quote over the phone.
QBE Contents Insurance
Our verdict: It covers essentials such as fire and theft plus comes with some good perks such as security upgrades after a burglary and up to 10% off your first year.
Honey Contents Insurance
Our verdict: Honey gives you $250 smart sensors to reduce accidents and estimates the value of your contents. It was also a finalist for the comprehensive category in the Finder Awards.
Seniors Top Contents Insurance
Our verdict: It covers accidental damage, unlike many others. Make sure you value your contents properly though – Australian Seniors don’t do underinsurance cover.
Kogan Contents Insurance
Our verdict: Good comprehensive cover (issued by QBE). Also, get a 12% discount off your first year plus $10 ongoing monthly credit. T&Cs apply.
Qantas Contents Insurance
Our verdict: Earn up to 30,000 Qantas Points with every Qantas Home Insurance policy you take out by 7 February. T&Cs and exclusions apply.
Butter Accidental Damage and Theft Cover

What is hearing aid insurance?

You can't really get hearing aid insurance on its own but you can get home insurance that covers hearing aids. It works like this: you pay a certain amount each month to an insurer and in return, they pay you to replace or repair your home and the belongings inside it if they're lost, stolen or damaged. Your hearing aids can be included in this.

Keep in mind though that home insurance policies can't cover manufacturer defects. However, most hearing aids will come with around a 3 year manufacturer warranty so if it does become faulty, you should still be able to get them replaced.

How can I get hearing aid insurance as part of home insurance?

Here's how you can get hearing aid insurance for loss or damage in Australia

contents blue icon

Contents insurance.

Contents insurance looks after all the belongings kept at your house. This can include everything from furniture and carpets to jewellery and hearing aids. If something happens to them, for instance they're lost or damaged because of theft, fire or an accident, contents insurance can pay you to replace or repair your items, including hearing aids.

home and contents insurance

Home and contents insurance.

With a home and contents insurance policy, your hearing aids would still fall under the 'contents' part of the cover. The home refers to the building itself and can cover you against loss or damage caused by things like fires, storms, earthquakes, impact damage and much more. If you want comprehensive home coverage that also includes hearing aid insurance, this is the ideal policy for you.

Have you come to the right place?

This guide is about how to cover your hearing aids after you have bought them. If you're looking for health insurance that covers hearing aids, see our guide here.

How do home insurers cover hearing aids?

We had a look at some product disclosure statements (PDS) and pulled out the important parts. We noticed that hearing aids are usually covered under general contents so not many brands outline specific cover limits for them.

BrandPolicy typeLimitCover for accidental damageCover when outside the home
Budget Direct LogoContents insuranceUp to $1,000Optional add-onOptional add-on
Picture not describedContents insurance - Premier careNo limit listedIncludedOptional add-on
St. george logoContents insurance - Premier careNo limit listedIncludedOptional add-on
Picture not describedContents insuranceNo limit listedOptional add-onOptional add-on
Picture not describedVirgin Money Income ProtectionContents insuranceUp to $1,000Optional add-onOptional add-on

Hearing aid insurance for loss or damage in Australia

wet floor

Cover for accidental damage

Whether you accidentally drop your hearing aids in a mug of tea or put them through the washing machine, accidents happen. Some home insurance policies will automatically include accidental damage in your cover but for others, you'll need to pay extra. Hearing aids cost a lot, so depending on how accident-prone you are, it might be worth getting.


Cover for portable contents

Standard home and contents insurance policies insure everything kept at the property but if you take an item out, and something happens to it, it won't be covered. The same applies to your hearing aids, unless you get portable contents cover for them. This means they'll be insured against loss and damage when you wear them out and about.

Bottom line

Hearing aids are small and expensive so it makes a lot of sense to look for hearing aid insurance. Luckily, finding coverage is really simple. You can get them covered with certain home and contents insurance providers. Compare those policies below.

Why you can trust Finder's home insurance experts


We're free

You pay the same as buying directly from the home insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
expert advice

We're experts

We've researched and rated dozens of policies as part of our Finder Awards. We provide unique insights and our in-house experts regularly appear on Sunrise, 7News and SBS News.

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of home insurance brands, making it easier for you to find a good deal.

We're here to help

Since 2014, we've helped 150,000+ people find home insurance by explaining your cover options simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.


Compare policies for hearing aid insurance

More guides on Finder

  • Bushfire Statistics Australia

    Every bushfire season is different, but there has been a general movement upwards in the severity of the bushfire seasons that Australia experiences.

  • Home insurance WA

    Learn about the unique risks that Western Australia faces and how to get home insurance that is right for your circumstances.

  • Flood insurance

    Most home insurers automatically cover floods but make sure you take out cover at least 72 hours before an event.

  • Honey home insurance review

    Honey home insurance is a startup that's doing things a little differently.

  • Laptop insurance

    Here are several contents insurance options that will protect your laptop anywhere you take it.

  • Home fire insurance

    Fire insurance will help you replace your home and everything in it if you lose it all to fire.

  • How much does home insurance cost in Australia?

    Discover what impacts the cost of home insurance and how to get the right protection with this handy guide.

  • Home insurance WA

    Learn about the unique risks that Western Australia faces and how to get home insurance that is right for your circumstances.

  • Bushfire insurance

    Compare policies that cover bushfires, including smoke damage and accommodation due to evacuation.

  • Storm damage insurance

    Protect your home against storm, flood and rainwater damage with the help of this comprehensive guide.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site