Great Southern Bank Credit Cards

Great Southern Bank offers two credit cards that gave you a choice between simple, low-cost features and platinum perks.

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Great Southern Bank

Key takeaways

  • Great Southern Bank is one of the largest member-owned banks in Australia and has been operating for over 75 years. It was previously known as CUA and rebranded to Great Southern Bank on 1 June 2021.
  • Its credit card features include low rates and fees and complimentary insurance.

Compare Great Southern Bank Credit Cards

Purchase rate p.a. Annual fee Balance transfer rate p.a. Amount Saved
Great Southern Bank Platinum Credit Card image
Purchase rate p.a.
19.99%
Annual fee
$144
Balance transfer rate p.a.
N/A
Earn uncapped 0.50% cashback on every eligible dollar spent, plus enjoy 0% international transaction fees and complimentary travel insurance.
More info
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Great Southern Bank Low Rate Credit Card image
Purchase rate p.a.
11.99%
Annual fee
$60
Balance transfer rate p.a.
N/A
Save with a low variable 11.99% p.a. purchase interest rate and a $5 monthly fee.
More info
Compare product selection
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Benefits of getting a Great Southern Bank credit card

Some of the features and benefits that were available with a Great Southern Bank credit card include:

Contactless payments

You could add a Great Southern Bank credit card to Apple Pay and Google Pay to make payments straight from your mobile phone or other device.

Mastercard benefits

With either of these credit cards, you got access to exclusive offers for shopping, dining, travel and entertainment through Mastercard Priceless. These cards also offered contactless payments and worldwide acceptance through the Mastercard network, and protection with zero liability for fraudulent transactions and 24-hour global support services.

Interest-free days

Both Great Southern Bank credit cards offered up to 55 interest-free days on purchases when you pay your account’s total outstanding balance by the due date on each statement.

Additional cards

If you chose to get a Great Southern Bank credit card, you could request up to 3 additional cards. This allowed you to share your account with a partner or family member. Keep in mind that you remained liable for all purchases made using additional cards linked to your primary card.

Online and mobile banking

You could keep track of your credit card transactions and manage your account 24/7 from anywhere using Great Southern Bank’s online banking platform or mobile banking app.

Great Southern Bank member benefits

Great Southern Bank ensured that its profits went back to its customers in the form of lower fees and better rates. It also gave customers the ability to bundle products such as credit cards and home loans, which helped simplify banking and reduce fees. In addition to these benefits, Great Southern Bank members could participate in its governance, ask questions about management and financial performance, and even had voting rights at the Annual General Meeting.

How to apply for a Great Southern Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Great Southern Bank

If you want a credit card from a member-owned bank (or credit union), here are 3 other credit card providers you could compare with Great Southern Bank:

Frequently asked questions

Sources

Amy Bradney-George's headshot
Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise
Amy has written 505 Finder guides across topics including:
  • Credit cards
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  • Credit score
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33 Responses

    Default Gravatar
    TerryFebruary 4, 2016

    I have a platinum master card with CUA. Iam travelling to Canada & America in May 2016.I believe i get free travel insurance if holiday is purchased via my card.How do i get details for my travel insurance.
    Regards Terry Murray

      Default GravatarFinder
      SharonFebruary 4, 2016Finder

      Hi Terry,

      Thanks for you inquiry.

      Complimentary Travel Insurance is provided automatically to CUA cardholders. For complete details about this cover, you may refer to CUA’s travel insurance PDS I have sent to your email.

      Cheers,

      Sharon

    Default Gravatar
    kenMay 7, 2015

    How do I make my account MasterCard paperless?

      Jonathan's headshotFinder
      JonathanMay 7, 2015Finder

      Hi Ken, thanks for your inquiry!

      Receiving paperless statements can be requested through CUA online account login or by contacting CUA directly.

      Cheers,

      Jonathan

    Default Gravatar
    PatMarch 24, 2015

    What airlines would I be able to receive frequent flyer points with my cua credit card?

      Jonathan's headshotFinder
      JonathanMarch 24, 2015Finder

      Hi Pat,

      Thanks for your inquiry.

      At this point in time, there is no frequent flyers program available with CUA. Please see the following page for a list of frequent flyers credit cards.

      Cheers,
      Jonathan

    Default Gravatar
    PaulMarch 14, 2015

    I have no credit history .

      Jonathan's headshotFinder
      JonathanMarch 16, 2015Finder

      Hi Paul,

      Thanks for your inquiry.

      CUA will assess your personal situation including identification requirements and financial information. More details on these criteria are available in the ‘Information needed for a CUA credit card application’ section.

      Cheers,
      Jonathan

    Elizabeth Barry's headshotFinder
    ElizabethNovember 24, 2014Finder

    Hi Kashif,

    Thanks for your question.

    You can find out more about applying for a credit card as a temporary resident.

    I hope this will help.

    Thanks,

    Elizabeth

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