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When you apply by 31 October 2022 and spend at least $4,000 on eligible purchases within the first 90 days, you'll be rewarded with 80,000 bonus Awards points or 50,000 Qantas Points. Cardholders can also take advantage of platinum benefits such as included travel insurance and extended warranty cover.
80,000
Bonus points
20.24% p.a.
Purchase rate
1
Reward point
Per $ spent
$249 p.a.
Annual fee
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Product Name | CommBank Platinum Awards Credit Card |
---|---|
Rewards program | CommBank Awards Program |
Balance transfer rate p.a. | 5.99% for 5 months |
Balance transfer revert rate | Cash Advance Rate (21.24% p.a.) |
Purchase rate p.a. | 20.24% |
Annual fee | $249 |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 21.24% p.a. |
Min credit limit | $6,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Rewards program | CommBank Awards Program |
---|---|
Bonus points | 80,000 |
Rewards points per $ spent | 1 |
Rewards points cap | 150,000 |
Annual fee | $249 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $25, whichever is greater |
Late payment fee | $20 |
Foreign currency conversion fee | 3% |
Cash advance fee | 3% or $3, whichever is greater |
Overseas cash advance fee | $3 or 3% of transaction value, whichever is greater |
Additional cardholder fee | $10 |
Number of additional cardholders | 1 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.
August 5, 2019
I have commonwealth bank Diamond credit card. Does it give me access to qantas lounge
August 5, 2019
Hi David,
Thanks for getting in touch!
The Commonwealth Bank Diamond Awards Credit Card doesn’t have access to Qantas lounges. You may refer to our list of credit cards with free airport lounge access instead.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
September 19, 2018
Some credit cards allow access flight lounges when travelling overseas. Does my platinum card give me this ability
September 19, 2018
Hey Allan!
Thanks for your message and for contacting finder.
There are some credit cards that allow access to flight lounges while traveling. Commonwealth Bank Platinum Awards does not have any partnerships with airport lounges at the moment. However, should you fly business class on an airline, this is an automatic perk that airlines have. It would be good to check with the airline prior to booking a flight as well.
Hope this helps! Feel free to message us should you need further help.
Regards,
Nikki
July 12, 2017
With my m/card platinum card do I have adequate travel insurance. I’m traveling to the Ukraine (not the Crimea/troubled region) and need to know if i have cover. I also want advice on the network in use in that country. Is it 4G ? Will the concierge help me in this ?
July 18, 2017
Hi Leo,
Thank you for your inquiry.
While we cannot recommend what is best for you, we can offer you general advice. This card offers access to overseas emergency medical assistance and hospital expenses insurance, cover for travel delays, cancellation cover, personal liability cover, and rental vehicle excess cover. You can also get purchase security insurance and extended warranty insurance for eligible purchases made using this card. Eligibility and activation requirements apply.
Please refer to the CommBank Credit Card Insurances booklet available on the CommBank website.
I hope this information has helped.
Cheers,
Harold
June 25, 2017
Can I get cash out with pay pass if I have a CommBank platinum card?
June 25, 2017
Hi Jamie!
Yes, your MasterCard PayPass, you won’t need to swipe your card or give it to a cashier when you make payments under $100. Let the cashier know you wish you have contactless, then with one quick tap on the contactless reader you’re done. :)
Hope this clarifies,
Cheers,
Jonathan
May 17, 2017
how do I transfer points from my visa card to my virgin account
May 17, 2017
Hi Alex,
Thank you for your inquiry.
Just to confirm, from which credit card you would want to transfer your rewards points? Generally, you’ll be able to transfer your credit card rewards points to your frequent flyer account by logging in to your online banking account or by contacting your bank’s rewards customer service support for assistance.
Meantime, for a general guide on the process of transferring credit card points to a Virgin frequent flyer account, please refer to our guide about transferring frequent flyer points to learn more.
I hope this helps.
Cheers,
May