Check bank account balance

How do I check my bank account balance?

Are you performing regular checks and balances of your Australian banking accounts?

With ATM access, EFTPOS purchasing and online shopping done through your bank account, it can be easy to lose track of all that you have spent in a day, let alone a month. In order to avoid overdrawing your account or denials at the check-out, you can regularly check your bank account balance.

Bank Account Offer

HSBC Everyday Global Account

Bank Account Offer

No foreign ATM or transaction fees. $0 monthly account fee. Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.

  • Account keeping fee: $0.00
  • Linked debit card: Visa
  • ATM withdrawal fee: $0.00
  • Overseas EFTPOS fee: $0.00
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Compare bank accounts below

Rates last updated May 26th, 2019
$
Name Product Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly Account Fee Product Description
HSBC Everyday Global Account
Visa
$0
$0
No foreign ATM or transaction fees.
$0 monthly account fee.
Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.
UBank USaver Ultra Transaction Account
Visa
$0
$0
Earn up to 2.87% p.a. interest on your linked savings account. No foreign ATM or transaction fees.
$0 monthly account fee.
You must open the UBank USaver savings account in order to get this account. Enjoy access to ATMs in Australia and overseas for free and a 0% foreign transaction fee for online purchases. Manage your spending with a built-in sweep facility that automatically moves money between your linked accounts based on the limits you set. Make contactless payments with Apple Pay.
NAB Classic Banking
Visa
$0
$0
Enjoy convenient, unlimited access to your money.
$0 monthly account fee.
Tap and pay with your NAB Visa Debit card or your phone using Apple Pay, Google Pay, Samsung Pay or NAB Pay for Android. Temporarily block your card at the touch of a button if you lose it.
ING Orange Everyday Account
Visa
$0
$0
No fees for any ATM in Australia or overseas.
$0 monthly account fees.
Enjoy $0 ATM withdrawal fees when you deposit $1000 and make 5+ card purchases per month. Get a competitive ongoing variable rate when linked with the ING Savings Maximiser.
MyState Bank Glide Account
Visa
$0
$0
Simplify your everyday banking with these sleek digital features.
$0 monthly account fee.
Choose the way you pay with access to Google, Samsung and Apple Pay plus Fitbit Pay and Garmin Pay. Send and receive money in less than 60 seconds with PayID.
CUA Everyday Account
Visa
$0
$0
Enjoy flexible payment options and access to a wide network of ATMs.
$0 monthly account fee.
Access to Google, Samsung and Apple Pay. Enjoy fee-free cash withdrawals from 10,000+ ATMs across Australia. Deposit $1,000+ into this each month and receive bonus interest on a linked CUA eSaver Reward Account.
Citi Global Currency Account
Mastercard
$0
$0
Hold up to 10 currencies.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free. Earn up to 2.25% p.a. interest on your AUD balance.
ANZ Access Advantage
Visa
$0
$2,000
Pay with Apple Pay, Google Pay & Samsung Pay.
$5 waivable monthly account fee.
Monthly account fee waived if you deposit at least $2,000 a month, are under 25 or if you meet other eligibility criteria.

Compare up to 4 providers

Rates last updated May 26th, 2019
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
UBank USaver
2.87%
1.81%
1.06%
$0
$0 / $0
Earn up to 2.87% p.a. by linking your USaver account to a UBank Ultra transaction account and transferring at least $200 per month into either account. This offer is available on balances up to $200,000.
AMP Saver Account
3.00%
2.10%
0.90%
$0
$0 / $0
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 2.10% p.a. The bonus rate offer is for new AMP Saver customers only, and applies to the first $250,000 deposited.
HSBC Serious Saver
3.10%
1.20%
1.90%
$0
$0 / $0
Receive a maximum variable rate of 3.10% p.a. for 4 months, reverting to an ongoing rate of 1.20% p.a. for each month you don't make any withdrawals from the account. Available on balances below $1,000,000.
NAB iSaver
2.55%
0.50%
2.05%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 0.50% p.a. Available on balances up to $20,000,000.
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.

Compare up to 4 providers

Rates last updated May 26th, 2019
$
Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a. Interest Earned
ME Term Deposit
2.40%
2.40%
2.40%
2.45%
2.40%
2.40%

Compare up to 4 providers

Rates last updated May 26th, 2019
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
Rabobank Online Savings Notice Saver (31 days)
2.50%
2.50%
0.00%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you link to Rabobank Online Savings HISA account and give 31 days notice to access funds. Available on balances up to $250,000
Rabobank Online Savings Notice Saver (60 days)
2.55%
2.55%
0.00%
$0
$0 / $0
Ongoing, variable 2.55% p.a. when you link to Rabobank Online Savings HISA account. Available on balances up to $250,000
Rabobank Online Savings Notice Saver (90 days)
2.70%
2.70%
0.00%
$0
$0 / $0
Ongoing, variable 2.70% p.a. when you link to Rabobank Online Savings HISA account and give 90 days notice to access funds. Available on balances up to $250,000
AMP Notice Account
2.30%
2.30%
0.00%
$0
$0 / $0
Ongoing, variable 2.30% p.a. when you link to a AMP Bank Deposit Account. Available on balances up to $10,000,000.

Compare up to 4 providers

How can I check my balance?

It used to be that you would have to either visit your local branch, give them a call, or wait for your monthly statement in the mail to check the balance of your savings and transactions accounts. Yet with today’s modern technology, you are now able to check your balance in an instant, using a number of tools including:

How can I check my balance using internet banking?

Internet, or online, banking allows you to see your most recent account activity from your personal computer or tablet 24/7, anytime with any eligible device. These are secure sites where you will need a username and password to view your personal accounts and check on your balance. Security is of primary concern with this type of feature, and should prompt you to ask about the measures your bank takes to guarantee yours before logging in.

What is nice about checking your balance with internet banking is that you can sometimes see your recent transactions. This way, if you feel like your account balance is not correct, you can peruse the purchases and withdrawals recently made to ensure that no errors have been made.

How can I check my balance using phone banking?

Phone banking provides a convenient method of checking on your bank account balance. In most cases you will only need to dial the number provided, enter your pin code when prompted, and then follow the subsequent prompts to hear your most current balance read back to you. When using this option it is a good idea to have a pen and paper handy in order to jot down the balance response as soon as it is given to you.

How can I check my balance using an ATM?

When you open an account with an Australian financial institution you are provided with an ATM access card for your day to day account. With this card you are able to make withdrawals and purchases using the cash inside of the account and check on your balance and recent transactions.

You may have to check which ATMs are supported by your specific bank in order to avoid being charged a fee for this transaction, but you should be able to check your account balance from the same ATM where you withdraw cash from. Knowing which ATMs are in your bank’s network will help to ensure that you do not have to pay for balance enquiries when using an ATM.

How can I check my balance using my mobile app?

Australian financial institutions who have implemented an online banking system may also offer customers a mobile app for their mobile devices. These apps are usually free and give you a similar online banking experience as your internet banking platform.

This includes being able to see your recent account balances, including your savings, term deposits and transaction account balances from your mobile phone. There are even some banks where you can send up mobile alerts to your phone if the balance of one of your accounts falls below a specified amount, or when a deposit or debit has cleared.

Through advances in technology, you can now use your fingerprint to log into some mobile apps.

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