Serina Bird

Serina Bird

Editorial Review Board

Serina Bird is a proud frugalista who has amassed a multi-million dollar portfolio through frugal living and investing. She is the author of several books, including How To Pay Your Mortgage Off in 10 Years, The Joyful Frugalista and The Joyful Startup Guide. Serina is host of The Joyful Frugalista podcast, which is available on Spotify and Apple Podcasts. She is also the founder of The Joyful Business Club.

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HCF Income Protect Insurance
Income Protection Insurance

HCF Income Protect Insurance

Wondering if HCF Income Protection Insurance is right for you? We break down what’s covered, what’s not and whether it offers good value.

3 December 2025
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