At Finder, our mission is to help you take control of your finances and empower you with the information you need to find the right product for you. We research and review thousands of different finance products, from credit cards and home loans to savings accounts and personal loans, to give you the information you need to find a better deal. Our money experts work hard to get your money working harder for you. Our experts have created thousands of money guides to help you save on a wide range of financial products.
Meet Finder's money experts
Amy Bradney-George
Credit Cards Editor
Alison Banney
Banking and Investments Editor
Elizabeth Barry
Fintech Editor
Andrew Munro
Global Crypto Editor
Richard Whitten
Home Loans Senior Writer
Sarah Megginson
Home Loans Senior Editor
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Ask an Expert
Can I Zippay a flight from here? I need to be in NY next week on the 10th of Sept.
Hi Joanna,
Thank you for contacting Finder.
Yes, you can use your Zippay account to pay for your flights. You may refer to our list of sites accepting Zippay for flights. On the same page, you may read about the other sites offering book now and pay later payment options.
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash
How to remove restricted card
Hi Ravi,
Thank you for leaving a question.
Depending on the restriction given on your card, you may have this clarified with the provider as to the details of the restriction. Once you have this information, you may check on options to lift the restrictions based on the policies given by the provider. Hope this helps!
Cheers,
Reggie
Could you please provide a list of non conforming lenders and there interest rates ?
Thanks
Hi Bel,
Thank you for getting in touch with Finder.
Since you are looking for non-conforming lenders and their rates, please refer to our list of non-bank lenders in Australia. You can also refinance with any of the lenders in the comparison table. To help you, please enter the amount you’d like to borrow, and your preferred term then press “Calculate”. If you like to see the side-by-side comparison between brands, just click the “compare box” below the brand’s logo.
Please click the name of the lender or the “More info” link to be redirected to our review page and learn more about the lender’s loan offer, rates, and requirements as well as the pros and cons of using their loan service. When you are ready, you may then click on the “Go to site” button and you will be redirected to the lender’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions. Alternatively, you can speak to a mortgage broker who can take your personal circumstance into account and offer you a range of borrowing options.
I hope this helps.
Have a great day!
Cheers,
Jeni
I wish to buy $50 AUD gift card online. How do I do that? I want a code to send to a friend overseas.
Hi Neil,
Thank you for getting in touch with Finder.
Since you wish to buy a 50AUD-gift card online, you may want to check our list of gift cards on sale as well as our page on book gift cards and vouchers. Sending the code to a friend overseas might be a challenge so I suggest that you check if the country that your friend is situated in now can redeem the gift card that you are sending him/her.
I hope this helps.
Have a great day!
Cheers,
Jeni
Why am I being charged a fee when I dont have a membership. I have rung up and there is no account for me. Can you look into this please,
Thank you
Hi Joanne,
Thank you for your inquiry. To help you further, may I know which account or membership you are referring to?
Just a friendly reminder, we are finder.com.au, a comparison website. We don’t charge our users of any fee. Moreover, please note that we are not affiliated to any company we feature on our site.
For the meantime, I would suggest that you check the letter or whichever you got the information from since you mentioned that you have rung them but verified that you don’t have an account with them.
I hope this helps.
Have a great day!
Cheers,
Jeni
Finder is super useful and I trust it a lot! How come you don’t include options like Afterpay.com.au or Sitizen.com.au in your personal loan pages?
Hi Brett,
Thanks for reaching out to Finder.
Afterpay is actually not a loan company or a credit union. Unlike personal loans, you don’t need to be approved for an account. The requirements only include being at least 18 years of age, a valid email address, and have a credit or debit card you can link your account. For citizens to partner with us or should they want to be featured on our website, they just need to create a request.
Cheers,
Joanne
I wanted to check my credit score and see if I’m able to apply for any loans but I don’t have a drivers licence is there any other form of I’d I can enter and is there any fees to see my credit score
Hello,
The free credit score service that we feature on website is provided by Equifax and would require a valid Australian driver’s licence so that they can verify your identity and to ensure that only you can access your credit score.
If you do not have an Australian Driver’s licence, you may request a more detailed credit report from Experian. You can order your free credit score either by email or by post.
Once you’ve submitted your order, you’ll receive your free Experian Credit Report within 10 working days. If you want to order it by email, you will need to provide the required documents and then simply click on the “Order your free report now” button to get started.
It’s nice to note as well that they can accept other forms of IDs aside from AU driver’s license and passport. The page also shows a list of all other forms of ID you can submit to them for identity verification.
Hope this helped.
Cheers,
Gru
do you compare workers compensation ?
Hi Dave,
Yes, we do! :)
Please feel free to check our list of workers compensation insurance and find the right policy for you. There’s a form on that page you can fill out. Once you have submitted it, someone should get in touch with you to discuss your options. You can also read through the page to learn more about workers compensation insurance.
I hope this helps.
Cheers,
Danielle
My credit points.
Hi,
Thanks for reaching out.
I highly recommend you request a free copy of your credit report/score.
Simply add your phone number to get our Finder app and start requesting your credit score.
Alternatively, you can click on the “Continue on web” if you wish not to get your score through the app.
A pop-up window would appear. Click on the “Log in” tab if you already have a Finder account. Click on the “Register” tab if you wish to create a new account.
Once you’re in, you can then request your credit score.
You may also want to know more about how to understand your Experian credit score.
Hope this helps.
Cheers,
Rench
Hi. I just like to know how you work my credit rating out.
Hi Gordon,
Thanks for your question!
There are a number of factors taken into consideration when calculating your credit score. And if you want to improve your score, you can try working on these elements.
– Your personal information, such as your age, how long you’ve been employed for and the amount of time you’ve been at your current address.
– The age of your credit report.
– The type of credit providers on your report.
– What credit you’ve held and your credit limits.
– The number of credit enquiries listed on your report.
– The pattern of your credit enquiries and shopping over time.
– Default information and if you have any overdue debts, serious – credit infringements or clearouts.
– Court writs and judgements.
If you wish to learn more, please read through our Experian credit score guide.
I hope this has helped.
Cheers,
Liezl