Money Comparison

Know your products in and out so you can choose the best financial product for you.

The finder.com.au Money Podcast

finder.com.au podcast listen buttonThe finder.com.au Money Podcast is live and saying howdy to all the people out there in radio land! Hosted by finder's own Marc Terrano, Adam Smith and Elizabeth Barry, our podcast is a great way to keep up with the latest money news without the boredom. It features an expert guest each week and helpful tips on everything from cheap travel to the latest money-saving technology. Listen here

Credit Cards

A credit card is a convenient line of credit, usually revolving, which gives you access to funds up to a set credit limit. The funds that you use are subject to the interest rate: either the interest rate on purchases, for – you guessed it – purchases and the interest rate on cash advances. Cash advances are basically any transaction that involves cash, such as taking money out of an ATM, or directly transferring funds online to another account.In Australia, the main credit card types come under Mastercard, Visa and American Express. You can use these cards wherever the symbols are displayed, and this will use up a portion of your credit limit.
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Personal Loans

These type of products are generally suitable for larger purchases, like a car, holiday, DIY projects or your dream wedding. The interest rates are generally lower than those on credit cards, but the amount you’re borrowing is a lump sum and much bigger than what you’d normally put on a credit card.
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Home Loans

Your home will probably be one of the biggest assets that you purchase. Home loans are loans that are designed to fund your purchase, and there’s a huge range to choose from. The most common are variable rate or fixed rate mortgage, which will be explained below. When you borrow money from a lender, you’ll be liable to pay it back with interest. Considering a home loan has a typical loan term of about 20 years, it’s important that you pay attention to the interest rate because this determines what your repayments will be.
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Savings and Banking

Savings accounts, at its most basic, comes in three forms: high interest savings accounts, transaction accounts, and term deposits. Please note that if you’re a business, banks tend to have a separate range of products suitable for a business environment.
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Foreign Exchange

There are many reasons why you might need to exchange money: sending money to a family overseas, or you might have investment abroad. It’s important to pay attention to exchange rates because if you’re dealing with large sums of money, even the smallest change can have an impact.
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Travel Money

Who doesn’t love travelling? Who doesn’t love travelling when you don’t need to pay any fees? finder.com.au compares a range of travel money products to help you make the most of your holiday on a budget.
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Calculators

Calculators are a great way to see how much you can afford on a particular product, or comparing two products side by side. Arm yourself with as much information as possible before you head to the banks, so you can use the information as leverage.
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Cryptocurrencies

Ask an Expert

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31 Responses

  1. Default Gravatar
    BelApril 3, 2018

    Could you please provide a list of non conforming lenders and there interest rates ?
    Thanks

    • Staff
      JeniApril 3, 2018Staff

      Hi Bel,

      Thank you for getting in touch with finder.

      Since you are looking for non-conforming lenders and their rates, kindly check out this link for your reference. In addition you may also visit this link if you want to know more about refinancing to a non-conforming home loan.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  2. Default Gravatar
    NeilApril 1, 2018

    I wish to buy $50 AUD gift card online. How do I do that? I want a code to send to a friend overseas.

    • Staff
      JeniApril 1, 2018Staff

      Hi Neil,

      Thank you for getting in touch with finder.
      Since you wish to buy a 50AUD-gift card online, you may want to check out this link for some gift cards on sale. You may also want to check out this link for more gift card info. Sending the code to a friend overseas might be a challenge so I suggest that you check if the country that your friend is situated now can redeem the gift card that you are sending him/her.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  3. Default Gravatar
    JoanneMarch 21, 2018

    Why am I being charged a fee when I dont have a membership. I have rung up and there is no account for me. Can you look into this please,
    Thank you

    • Staff
      JeniMarch 21, 2018Staff

      Hi Joanne,

      Thank you for your inquiry. To help you further, may I know which account or membership you are referring to?

      Just a friendly reminder, we are finder.com.au, a comparison website. We don’t charge our users of any fee. Moreover, please note that we are not affiliated to any company we feature on our site.

      For the meantime, I would suggest that you check the letter or whichever you got the information from since you mentioned that you have rung them but verified that you don’t have an account with them.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  4. Default Gravatar
    BrettOctober 15, 2017

    Finder is super useful and I trust it a lot! How come you don’t include options like Afterpay.com.au or Sitizen.com.au in your personal loan pages?

    • Staff
      JoanneOctober 16, 2017Staff

      Hi Brett,

      Thanks for reaching out.
      Afterpay is actually not a loan company or a credit union. Unlike personal loans, you don’t need to be approved for an account. The requirements only include being at least 18 years of age, a valid email address and have a credit or debit card you can link your account to. For citizen to partner with us or should they want to be featured on our website, they just need to create a request.

      Cheers,
      Joanne

  5. Default Gravatar
    AshleighSeptember 1, 2017

    I wanted to check my credit score and see if I’m able to apply for any loans but I don’t have a drivers licence is there any other form of I’d I can enter and is there any fees to see my credit score

    • Default Gravatar
      GruSeptember 1, 2017

      Hello,

      The free credit score service that we feature on this page is provided by Equifax and would require a valid Australian driver’s licence so that they can verify your identity and to ensure that only you can access your credit score.

      If you do not have an Australian Driver’s licence, you may request for a more detailed credit report instead to gain access to your credit file.

      To get your free credit report from Equifax, please check out this page
      Note that it might take some time to get your free credit report.

      Alternatively, you may also order your credit report and have it sent to you in 1 business day for a fee. Please check out this link for the paid option to get your credit report.

      Hope this helped.

      Cheers,
      Gru

  6. Default Gravatar
    daveJuly 12, 2017

    do you compare workers compensation ?

    • Staff
      DanielleJuly 13, 2017Staff

      Hi Dave,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      Yes, you may refer to this page for options that may suit your needs.

      I hope this helps.

      Cheers,
      Danielle

  7. Default Gravatar
    kamalathasanJuly 9, 2017

    My credit points.

    • Staff
      RenchJuly 9, 2017Staff

      Hi,

      Welcome to finder.

      If you are trying to get a free credit score, you can go to this page and fill out the form. It only accepts details from a valid Australian driver’s licence. You can also get helpful information on this page on how to understand your credit score.

      Hope this helps.

      Cheers,
      Rench

  8. Default Gravatar
    gordo321June 26, 2017

    Hi. I just like to know how you work my credit rating out.

    • Staff
      LiezlJune 26, 2017Staff

      Hi Gordon,

      Thanks for your question. Just to confirm, you have reached finder.com.au – a comparison website and general information service, not actually a credit rating agency.

      The credit score we provide is calculated by Equifax, a credit rating company and they use the information on your credit file to do this. You may refer to this guide for more information on how your score is calculated. Moreover, you can access your credit score every six months for free with finder. In order to get started, you can go through our step-by-step guide to getting your free credit score on this page.

      I hope this has helped.

      Cheers,
      Liezl

  9. Default Gravatar
    DeanMay 9, 2017

    Hi There,

    I have life insurance already with you and was just wanting to be able to log in and check out my details?

    • Staff
      ZubairMay 9, 2017Staff

      Hi Dean,

      Thank you for your inquiry.

      You have contacted finder.com.au, a comparison and information service and not actually an insurer. You will need to contact your insurer in order to check your policy details.

      Cheers,
      Zubair

  10. Default Gravatar
    MurrayApril 26, 2017

    I am looking for a quote for income protection for self employed. All the sites I have gone into have quoted the maximum age for income protection is 60. I am 61 years old fit and healthy and hope to work for a few more years yet. I am a self employed gardner.

    • Staff
      ZubairMay 1, 2017Staff

      Hi Murray,

      Thank you for your question.

      You will generally qualify if your age is between 18 to 65 years old.

      If you would like to compare your options with the help of an advisor, please complete the contact form on our article about income protection insurance for self-employed workers. Once you have done so an adviser will be in touch to help you.

      All the best,
      Zubair

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