Do fee-free bank accounts earn interest?

No, typically bank accounts don't pay any interest. If you're looking for an account that pays interest, a savings account would be better suited instead.

Do savings accounts charge fees?

No, savings accounts don't charge fees as they're not designed for making transactions and don't come with debit card access.

Are there fees to use my debit card online?

Most bank accounts won't charge fees for making online purchases from Australian sites. However, if you're shopping from an international retailer an international transaction fee may apply (unless you choose a bank account that doesn't charge this fee).

What is the easiest bank to open up an account with?

Almost any Australian bank lets you open an account online in minutes. You just need some ID, a residential address, plus a phone number and email. With digital debit cards on your phone, you could even start spending money you put in your new account as soon as you transfer it in.