Big Sky Credit Union Credit Card

Needless to say, there are plenty of credit cards out there. Selecting one of the many can be difficult, especially when there is little information about each. In this article, we seek to equip you with the information you need to make a well informed decision about which credit card to select when it comes time.

Specifically, we will be focusing on the Big Sky Credit Union Credit Card from Big Sky Credit Union. This card has with it a host of features that many will find a perfect fit for their personal and financial goals. By examining each feature in-depth we aim to provide you with the information you need to select the right card for you.

Rates last updated July 22nd, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Big Sky Credit Union Visa Credit Card with Rewards
16.58% p.a.
$49 p.a.
Enjoy earning cash rewards for every dollar that you spend on the credit card up to 250,000 per year.
Big Sky Credit Union Visa Low Rate Credit Card
11.99% p.a.
$29 p.a.
Receive up to 45 days interest-free on purchases and the ability to pay using Visa payWave for transactions less than $100.

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Cash Rewards Option

The Big Sky Credit Union Credit Card is a flexible card and so too are the options flexible. There are two versions of the same card from Big Sky. One of which is just a Visa Credit Card, the other is a Visa Credit Card with a Cash Rewards option.

This means that every dollar you spend using your Big Sky Credit Union Credit Card with Cash Rewards will go toward a cash reward at the end of the year. With the Cash Rewards option, you can start earning cash back on those normal daily expenses.

No Annual Fee

The Big Sky Credit Union Credit Card features a wonderful feature in that there is no annual fee. Typically with a credit card there is some annual fee associated with its use. This fee can range from anywhere between $50 and $200 depending on the type of card you are considering.

Instead, with the Big Sky Credit Union Credit Card there is no annual fee charged to you as the card owner. You can simply enjoy the power of a credit card and all the features that come along with the Big Sky Credit Union Credit Card for no fee whatsoever.

Low Interest Rate

Interest rates are an important factor when choosing a new credit card. The Big Sky Credit Union Credit Card features very low variable interest rates on both it's standard Visa and Cash Rewards option credit cards.

For the Big Sky Credit Union Low Rate Credit Card, the low variable interest rate is around 11.99% p.a. The cash rewards option Big Sky Credit Union Credit Card has an equally competitive 16.58% p.a. interest rate on all purchases.

Interest Free Purchases

Another great benefit of the Big Sky Credit Union Credit Card is what's called the interest free period available on all purchases. For all retail purchases made with the Big Sky Credit Union Credit Card, there is a period of 45 days that are considered interest free on these purchases.

This means that for up to 45 days, the purchases you make will accrue no interest making your monthly payments low and manageable.

Balance Transfers

The Big Sky Credit Union Credit Card offers the option for a balance transfer. This option is available using the standard Visa credit card option.

Balance transfers are subject to a low interest rate of 13.58% p.a. – a very competitive rate among other credit card offerings.

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2 Responses

  1. Default Gravatar
    colinSeptember 7, 2015

    I live in the UK would I be able to get one?

    • Staff
      SallySeptember 7, 2015Staff

      Hi Colin,

      Thanks for your inquiry.

      You can only apply for Big Sky credit card if you meet the eligibility requirements and if you are a permanent resident of Australia. You will also need to provide identification documents such as your Australian driver’s license.

      Cheers,

      Sally

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