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The Australian Unity Low Rate Visa Credit Card has a competitive purchase rate of 9.9% p.a. and offers up to 45 interest-free days on purchases. It also gives you a way to make payments from your mobile device, thanks to Apple Pay, Google Pay and Samsung Pay functionality.
9.9% p.a.
Purchase rate
$59 p.a.
Annual fee
45 days
Interest free period
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Product Name | Australian Unity Low Rate Visa Credit Card |
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Purchase rate | 9.9% p.a. |
Annual fee | $59 |
Interest-free period | 45 days |
Cash advance rate | 18.99% p.a. |
Min credit limit | $500 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
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Joint application | No |
Annual fee | $59 |
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Minimum monthly repayment | 3% of the closing balance or $25, whichever is greater |
Late payment fee | $10 |
Foreign currency conversion fee | 3% |
Cash advance fee | 5% |
Overseas cash advance fee | 5% |
Overseas ATM withdrawal fee | $4 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.